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Bad Credit Jacksonville Florida Mortgage Lenders

Bad Credit Jacksonville Florida Mortgage Lenders

350+Bad Credit Florida Mortgage Lenders No Tax Return Bad Credit Florida Mortgage Lenders About Bad Credit Tax Return Florida Mortgage Lenders Florida bad credit bank  Read More »

Bad Credit Jacksonville Florida No Tax Return Mortgage Lenders

Bad Credit Florida No Tax Return Mortgage Lenders   About No Tax Return Bad Credit Mortgage Lenders Bad credit Florida Bank statement mortgage lenders were Read More »

About Bad Credit Tax Return Florida Mortgage Lenders

Florida bad credit bank statement mortgage lenders were created for self-employed borrowers that write off all of their income.  Bank statement mortgage lenders use 12 or 24 months of bank statements and average a borrower’s income for mortgage qualifying. These alt doc mortgage loans allow self-employed business owners and independent contractors who take too many deductions to qualify for a Florida mortgage.

No Tax Return Bad Credit FL Mortgage Lenders

Bad Credit Mortgage Lenders Max Loan To Value
•350-549 Max LTV 70% •550-579 Max LTV 75% •580-639 Max LTV 80% •640-679 Max LTV 85% •680+ Max LTV 90%

Occupancy:
• Owner Occupied & Second Home.

Property Types:
• Single Family Homes – Condos – Townhouses – 2 to 4 Units.
• Condotels – NO area restriction.
• Non-Warrantable condos.

Property Condition:
• Property must show “Pride of Ownership”.

Loan Terms:
• All loans are 30 years of fully amortized products.

Loan Amounts:
• $100K Minimum to $5 million Maximum – Owner Occupied.
• Loan amounts over $1 million need managing underwriters’ approval.
• Loan Amounts greater than $2 million require 2 Appraisals.

Debt to Income (DTI):
• 55% max DTI with 24 months bank statements, traditional Full-Doc and LTVs up to 80%.
• 50% max DTI for other ATR tests, Interest Only and LTVs over 80%.

Income Documentation:
Full Doc – W-2’s & Paystub, 1040’s
Alt Doc – 12- or 24-month bank statements.

VOE Only Program – For NON-Self-Employed Borrowers Only:
• Verifiable VOE from Employer (not self-employed or self-prepared). The VOE must be fully filled out and must include all income and averages.
The VOE must be signed and dated by the employer with accurate contact info.

1099 Only Program: For Non-Self-Employed Independent Contractors
• 2 Years 1099’s
• Lender Must verbally verify accuracy of income on 1099’s

K-1’s Only Program:
• 2 Years K-1’s
• CPA, certified tax preparer or enrolled agent attesting that K-1’s are accurate & borrower self-employed for 2 years or more.

P&L’s Only Program – For Self-Employed Borrowers Only:
•Most recent 2 years full and Complete Profit and Loss Statement.

YTD Profit and Loss Statement
• Professionally Prepared P&L – Verifiable letter from licensed CPA, Certified Tax Preparer or Enrolled Agent attesting that they prepared the
P&L statements.
• Borrower Prepared P&L – Borrower to sign and date the P&Ls and attest to the accuracy of the P&L’s via a handwritten, signed and dated
letter. And a verifiable letter from a licensed CPA, Certified Tax Preparer or Enrolled Agent attesting the borrower prepared P&L’s are factual.
• Proof that the borrower has been self-employed for that business for 2
years.

Asset Depletion Program – For All Employment Retired/Unemployed:
• Qualifying income is based upon Total Assets Eligible for Depletion, less down payment, less out of pocket closing costs, less required reserves,
divided by 60. This amount will be used as the monthly income. Debt calculations will need to include all debts, not just housing debts.

Down Payments or Liquid Cash Reserves:
• All down payment funds MUST be sourced & seasoned in the last 60 days from 80.01-90% ltv.
• All down payment funds MUST be sourced & seasoned in the last 30 days up to 80% ltv.
• 100% Gift funds are acceptable up to 80% LTV – direct relative. $1M-$4M 50% can be gift.

Pre-Pay Note:
• No pre-payment penalty on ANY consumer products. Rate Buy Down – 1 point cost for every 33.3bps – Max 2 point buydown. Conditions Apply – All info is subject to change without notice and is NOT to be relied on.

NO Tax Return Bad Credit Florida Mortgage Lenders

Category: Florida Mortgage

Self Employed Florida Cash Business Mortgage Lenders

Self-Employed Florida Cash Business Mortgage Lenders  We offer No Income verification and No Doc Florida mortgage lenders that allow you to purchase or refinance a primary Florida mortgage with NO tax returns, NO W2’s, NO 1099, and NO bank statements. Self-employed and or cash businesses are usually turned down by most banks and other mortgage …

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1 Day After Bankruptcy Florida No Income Verification Florida Mortgage Lenders

1 Day After Bankruptcy Florida No Income Verification Florida Mortgage Lenders No Income  Florida Mortgage Lenders Requirements Of Florida No Income Mortgage Lenders Primary Residence & Second Homes Credit Underwritten Based on LTV, FICO, and Liquidity Read More »   What types of Businesses Need Stated Income Florida Mortgage Lenders? But running a cash business …

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No Income No Employment Florida Mortgage Lenders

NO INCOME NO EMPLOYMENT FLORIDA MORTGAGE No income and No Employment verification Florida mortgage lenders use assets and credit scores to qualify your primary home loan request. A No income and No Employment verification loan is perfect for self-employed business owners and contractors who run a cash business and want to buy or refinance a …

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1 Day After Bankruptcy Florida Mortgage Lenders

1 Day After Bankruptcy Florida Mortgage LendersBad Credit Florida Mortgage Lenders – Bad Credit Florida Home Loans— Read More »How Soon Can I Buy A House After Bankruptcy In Florida? Getting a Florida Mortgage after Chapter 7 or 13 Bankruptcy! Chapter 7 or 13  Bankruptcy is powerful to relieve you of overwhelming debts. Having a Chapter …

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No Income Verification Florida Condo Mortgage Lenders

CONDO – NO INCOME NO EMPLOYMENT CONDO MORTGAGE LENDERS No income and No Employment verification Florida Condo mortgage lenders use assets and credit scores to qualify your primary home loan request. A No income and No Employment verification loan is perfect for self-employed business owners and contractors who run a cash business and want to …

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Condotel Florida Mortgage Lenders

Short Term Rental Florida Condotel Mortgage Lenders CONDOTEL FLORIDA MORTGAGE LENDER’S Florida Condotel No Doc And Alt Docs Mortgage Programs Links Below No Tax Return Florida Condotel Mortgage Lenders  Bank Statement Florida Condotel Mortgage Lenders DSCR CondoTel Florida Mortgage Lenders – Read More » We get this question all the time, What Is A Condotel? Condotels are …

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Stop Foreclosure Florida Mortgage Refinance

Stop Foreclosure Florida Mortgage Refinance    350+ Fico Florida Stop Foreclosure Bail Outs  •Business purpose subprime rate sheet for N/O/O properties only.Property Types:• Single Family Homes – Condos – Townhouses – 2 to 4 Units.• Condotels – NO area restriction.• Non-Warrantable condos – Max LTV 80%.Property Condition:• Property must show “Pride of Ownership”.•  Hard-Money products for …

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No Income No Employment Florida Mortgage Lenders

NO INCOME NO EMPLOYMENT FLORIDA MORTGAGE No income and No Employment verification Florida mortgage lenders use assets and credit scores to qualify your primary home loan request. A No income and No Employment verification loan is perfect for self-employed business owners and contractors who run a cash business and want to buy or refinance a …

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Refinance Florida Property Taxes-Refinance Delinquent Taxes Florida

Florida Florida Property Taxes – Refinance Delinquent Taxes Florida

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Short Term No Income Verification Florida Mortgage Lenders

Airbnb No Tax Return Florida Mortgage Lenders Using Rent Rolls For Income! Florida Mortgage Lenders Purchase/Refinance Use 75% Of Lease Agreements Income! CondoTel Florida Mortgage Lenders – Read More » No Income Verification Florida Investor Loans Owning an Airbnb space has become increasingly popular in Florida. As owners become travelers and investors they seek to …

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Stated Income Florida Mortgage Lenders

Stated Income Florida Mortgage Lenders No Doc and Stated income Florida mortgage lenders are used to purchase a primary residence home or refinance your current primary residence mortgage. No employment, no tax returns, no W2s, no 1099’s, no bank statements Florida mortgage lenders! How and Who do No-Doc Florida mortgages work for? Most self-employed Florida …

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Bad Credit Fort Myers Florida Mortgage Lenders

Bad Credit Fort Myers Florida Mortgage Lenders No Tax Return Bad Credit Fort Myers Florida Mortgage Lenders About Bad Credit Tax Return Fort Myers Florida Mortgage Lenders Florida bad credit bank statement mortgage lenders were created for self-employed borrowers that write off all of their income.  Bank statement mortgage lenders use 12 or 24 months of …

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How Do I Get a Bad Credit Florida Mortgage No Tax Returns?

Bad Credit Florida Mortgage Lenders – Bad Credit Florida Home Loans Note  Approvals based on payment history are Not credit score driven!  Bad Credit Florida No Tax Return Mortgage Lenders Bad Credit Florida No Tax Return Mortgage Lenders   About No Tax Return Bad Credit Mortgage Lenders Bad credit Florida Bank statement mortgage lenders were …

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Bad Credit Jacksonville Florida Mortgage Lenders

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Jacksonville FL Self Employed No Tax Return Mortgage Lenders

No Tax Return Self Employed Jacksonville Florida Mortgage Lenders How Do I get a Mortgage In Florida With No Tax Returns? Read More » Serving All Cities near and around Jacksonville, Florida: Orange Park, FL Atlantic Beach, FL Lakeside, FL Jacksonville Beach, FL Palm Valley, FL Fernandina Beach, FL Saint Marys, GA Kingsland, GA Saint …

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100% Florida FHA Mortgage Lenders

100% Florida FHA Mortgage Lenders  – 100% Florida Mortgage Lenders 100% Florida Home Loans – One Hundred Percent Florida mortgage financing US Mortgage Lenders 100% Florida FHA Mortgage Lenders Program is designed to increase homeownership opportunities for low-to-moderate income individuals and families. Unless otherwise specified here as an overlay, Florida mortgage lenders adhere to all …

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Florida Mortgage After BK, Foreclosure, Short Sale!

Florida bad credit mortgage After Bankruptcy, Foreclosure, Short Sale! bad credit mortgage 1 day after Bankruptcy or Foreclosure Second Chance Florida bad credit mortgage After Foreclosure Program Highlights Up To 60% Loan to Value No Minimum Credit Score Required! Full Doc Only-43% DTI 1 day after Bankruptcy, Foreclosure And Short Sales Are Ok Deferred Maintenance Is Acceptable …

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350+Bad Credit Florida Mortgage Lenders

350+Bad Credit Florida Mortgage Lenders No Tax Return Bad Credit Florida Mortgage Lenders About Bad Credit Tax Return Florida Mortgage Lenders Florida bad credit bank statement mortgage lenders were created for self-employed borrowers that write off all of their income.  Bank statement mortgage lenders use 12 or 24 months of bank statements and average a borrower’s …

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No Income Verification Coral Springs FL Mortgage Lenders

No Doc Mortgage Lenders In Florida – No Tax Returns! 1099 Only FL Mortgage Lenders // Self-Employed Mortgage-No Tax Returns! Bank Statement Only Mortgage  // No Income Verification Mortgage Lenders How Do I get a Mortgage In Coral Springs Florida With No Tax Returns? Bad Credit Coral Springs Florida No Tax Return Mortgage Lenders Bad …

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No Income Verification Gainesville FL Mortgage Lenders

No Doc Mortgage Lenders In Florida – No Tax Returns! 1099 Only FL Mortgage Lenders // Self-Employed Mortgage-No Tax Returns! Bank Statement Only Mortgage  // No Income Verification Mortgage Lenders How Do I get a Mortgage In Gainsville Florida With No Tax Returns? Bad Credit Gainsville Florida No Tax Return Mortgage Lenders Bad Credit Florida …

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No Income Verification Miramar FL Mortgage Lenders

No Doc Mortgage Lenders In Florida – No Tax Returns! 1099 Only FL Mortgage Lenders // Self-Employed Mortgage-No Tax Returns! Bank Statement Only Mortgage  // No Income Verification Mortgage Lenders How Do I get a Mortgage In Miramar Florida With No Tax Returns? Avg. 24 Months Bank or 12 Months Bank Statements For Income Read …

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No Income Verification Mortgage Lenders Hollywood FL

Bank Statement Only Mortgage  // No Income Verification Mortgage Lenders 1099 Only FL Mortgage Lenders // Self-Employed Mortgage-No Tax Returns! How Do I get a Mortgage In Hollywood Florida With No Tax Returns? Avg. 24 Months Bank or 12 Months Bank Statements For Income Read More » When determining the appropriate qualifying income for a …

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No Income Verification Mortgage Lenders Pembroke Pines FL

Bank Statement Only Mortgage  // No Income Verification Mortgage Lenders 1099 Only FL Mortgage Lenders // Self-Employed Mortgage-No Tax Returns! How Do I get a Mortgage In Pembroke Pines Florida With No Tax Returns? Avg. 24 Months Bank or 12 Months Bank Statements For Income Read More » When determining the appropriate qualifying income for …

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No Income Verification Mortgage Lenders Fort Lauderdale FL

Bank Statement Only Mortgage  // No Income Verification Mortgage Lenders 1099 Only FL Mortgage Lenders // Self-Employed Mortgage-No Tax Returns! How Do I get a Mortgage In Fort Lauderdale Florida With No Tax Returns? Avg. 24 Months Bank or 12 Months Bank Statements For Income Read More » When determining the appropriate qualifying income for …

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No Income Cape Coral Florida Mortgage Lenders

No Income Verification Cape Coral Florida Mortgage Lenders 1099 Only Cape Coral FL Mortgage Lenders Bank Statement Only Mortage Lenders Cape Coral Florida Self-Employed Cape Coral Florida Mortgage-No Tax Returns! How Do I get a Mortgage In Cape Coral Florida With No Tax Returns? Avg. 24 Months Bank or 12 Months Bank Statements For Income …

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No Income Tallahassee Florida Mortgage Lenders

1099 Only Tallahassee FL Mortgage Lenders Bank Statement Only Mortage Lenders Tallahassee Florida No Income Verification Tallahassee Florida Mortgage Lenders Self-Employed Tallahassee Florida Mortgage-No Tax Returns! How Do I get a Mortgage In Tallahassee Florida With No Tax Returns? Avg. 24 Months Bank or 12 Months Bank Statements For Income Read More » When determining …

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No Income Port St. Lucie Florida Mortgage Lenders

No Income Verification Port St. Lucie Florida Mortgage Lenders Self-Employed Port St. Lucie Florida Mortgage-No Tax Returns! 1099 Only Port St. Lucie FL Mortgage Lenders Bank Statement Only Mortage Lenders Port St. Lucie Florida How Do I get a Mortgage In Port St. Lucie Florida With No Tax Returns? Avg. 24 Months Bank or 12 …

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No Income St. Petersburg Florida Mortgage Lenders

1099 Only St Petersburg FL Mortgage Lenders Bank Statement Only Mortage Lenders St. Petersburg Florida No Income Verification St. Petersburg Florida Mortgage Lenders Self-Employed St. Petersburg Florida Mortgage-No Tax Returns! How Do I get a Mortgage In St. Petersburg Florida With No Tax Returns? Approvals Based On 1. Credit, 2. Downpayment, 3. Reserves      …

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No Income Orlando Florida Mortgage Lenders

Bank Statement Only Mortage Lenders Orlando Florida No Income Verification Orlando Florida Mortgage Lenders Self-Employed Orlando Florida Mortgage-No Tax Returns! How Do I get a Mortgage In Orlando Florida With No Tax Returns? Approvals Based On 1. Credit, 2. Downpayment, 3. Reserves          Avg. 24 Months Bank or 12 Months Bank Statements …

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No Income Tampa Florida Mortgage Lenders

Read More »     No Income Verification Tampa Florida Mortgage Lenders Self-Employed Tampa Florida Mortgage-No Tax Returns! Self-Employed Florida Mortgage-No Tax Returns!   Self-Employed Florida Mortgage Lenders Self-Employed As the economy for self-employed and other small-business economies more, business owners are in  Read More » How Do I get a Mortgage In Tampa Florida With No Tax …

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No Income Verification Miami FL Mortgage Lenders

How Do I get a Mortgage In Miami Florida With No Tax Returns? Read More »     No Income Verification Miami Florida Mortgage Lenders Approvals Based On 1. Credit, 2. Downpayment, 3. Reserves  Self-Employed Miami Florida Mortgage-No Tax Returns! Self-Employed Florida Mortgage-No Tax Returns!   Self-Employed Florida Mortgage Lenders Self-Employed As the economy for self-employed and other …

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500+Bad Credit Florida FHA Mortgage Lenders

Bad Credit Florida FHA Mortgage Lenders Requirments Cash – Minimum 3.5% Down with 580+ Credit Score and seller paid closing cost up to 6%.Credit – Minimum 500+ Bad Credit score w 10% down or 3.5% down with min 580+ Credit score.Capacity – Maximum Debt to income ratio with FHA is 46.9 front end and  56.9% …

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No Income Jacksonville Florida Mortgage Lenders

No Income Jacksonville Florida Mortgage Lenders How Do I get a Mortgage In Florida With No Tax Returns? Read More » Approvals Based On 1. Credit, 2. Downpayment, 3. Reserves  Self-Employed Florida Mortgage-No Tax Returns! Self-Employed Florida Mortgage-No Tax Returns!   Self-Employed Florida Mortgage Lenders Self-Employed As the economy for self-employed and other small-business economies …

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Florida FHA Home Loans FL FHA Mortgage Lenders

Florida FHA Home Loans – FHA Mortgage Lenders Florida Florida-Mortgage-Lenders.com Serves FHA  In All Florida! Credit – Minimum 500 Credit score w 10% down or 3.5% down with min 580+ Credit score.Capacity- Maximum Debt to income ratio with FHA is 46.9 front end and  56.9% back end with AUS approval.Cash– Minimum 3.5% Down with 580+ …

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Hollywood Florida Mortgage Lenders

Hollywood Florida Mortgage Lenders

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MANUAL UNDERWRITING

MANUAL UNDERWRITE FLORIDA MORTGAGE LENDERS We Provide Same Day Manual Underwriting FHA Mortgage Approvals!When the mortgage applicant’s information is entered into what’s called an Automated Underwriting System, or for short AUS. Put simply this is a computer program that helps speed up the FHA mortgage application process and lets FHA/VA mortgage lenders know at the …

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Manufactured Home Florida No Tax Return Mortgage Lenders

Manufactured Home – Florida No Tax Return Mortgage Lenders Business Statements: Qualify  Avg Deposits. Up to 90% are subject to a Business bank statement questionnaire. Personal Statements: Qualify using 12 avg bank statements. We use 100% of the deposits as income. Check our 24-month average Florida Bank Statement Mortgage Lenders! Florida 1099 income only manufactured …

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Self-Employed Florida Mortgage-No Tax Returns!

Self-Employed Florida Mortgage-No Tax Returns!   Self-Employed Florida Mortgage Lenders Self-Employed As the economy for self-employed and other small-business economies more, business owners are in need of self-employed financing but are often Read More » Asset Based Florida Mortgage Lenders Florida Asset Based Mortgage Lenders Qualifications Florida Asset Based Mortgage Lenders offers two Alt Doc …

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ITIN Florida Bank Statement No Tax Return Mortgage Lenders

How To Get A Florida Mortgage With ITIN Number and No Tax Returns? Some Florida ITIN Mortgage Lenders Allow Multiple SS Numbers OK! Mismatch SS numbers OK for mortgage qualifying  If you are undocumented with an ITIN seeking  Florida mortgage lenders and do not have a social security number we can help.  ITIN Florida mortgage …

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No Income Verification Florida Investor Loans

Investment Income Florida Mortgage Lenders Florida No Income Verification Investor Loans — No Income Verification Florida Investor Loans Debt service coverage ratio Florida mortgage lenders use an alternative method to qualify investment property for the purchase or refinance of Florida real estate. Rather than using the borrower’s income via W2, 1099, and Tax Returns to …

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No Income Verification Florida Mortgage Lenders

No Income Verification Florida Mortgage Lenders  No Income  Florida Mortgage Lenders Requirements Of Florida No Income Mortgage Lenders Primary Residence & Second Homes Credit Underwritten Based on LTV, FICO, and Liquidity Read More »   What types of Businesses Need Stated Income Florida Mortgage Lenders? But running a cash business has many benefits. It allows …

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Florida No Income Verification Investor Loans

Florida Investor Mortgage – Use the rental income to qualify for Investment homes! No Income Verification Florida Investor Loans= Income / Payment = 1 or greater qualifies!Higher the rental income and the lower the payments the better the (Investors income) debt service coverage ratio. Rental income Total Housing Payment Investors income $2000 $1900 1.052 $2200 …

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No Doc And Stated Florida Mortgage Lenders

Florida No Income verification mortgage programs. No No Doc, Florida No income verification mortgage program used to purchase a primary residence home or refinance your current primary residence mortgage. No employment, no tax returns, no W2s, no 1099’s, no bank statements for income. How and Who do No-Doc Florida mortgages work for? Most self-employed Florida …

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Self Employed Florida Mortgage Lenders

Self-Employed Florida Mortgage Lenders  As the economy for self-employed and other small-business economies more, business owners are in need of self-employed financing but are often turned away because they don’t qualify with their tax return income Most Florida mortgage lenders and banks will require 2 years of tax returns along with a year to date …

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Bad Credit Florida Mortgage Lenders

Bad Credit Florida Mortgage Lenders – Bad Credit Florida Home Loans Note  Approvals based on payment history are Not credit score driven!  About Bad Credit Florida Mortgage Lenders Home Loans  Our bad credit Florida mortgage lenders make bad credit home loans based on common sense approvals. In addition, our mortgage lenders do not require tax …

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Asset Based Florida Mortgage Lenders

Florida Asset Based Mortgage Lenders Qualifications Florida Asset Based Mortgage Lenders offers two Alt Doc programs where the borrower’s assets can be used to assist in qualification, or in some cases as the only qualifying factor.  ASSET-BASED FLORIDA MORTGAGE LENDERS  Asset-Based Florida Mortgage Lender’s loans allow a quicker qualification based solely on the borrower’s seasoned, …

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Stated Income Florida Mortgage Lenders

Stated Income  Florida Mortgage Lenders Requirements Of Florida Stated Income Mortgage Lenders Primary Residence & Second Homes Credit Underwritten Based on LTV, FICO, and Liquidity Income Documentation Not Required Employment Not Required Debt-to-Income (DTI) Not Calculated Asset Seasoning 30 Days Stated Income Florida Mortgage Approval Based On 1. Credit, 2. Downpayment, 3. Reserves Stated Income …

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Bad Credit Florida No Tax Return Mortgage Lenders

Bad Credit Florida No Tax Return Mortgage Lenders   About No Tax Return Bad Credit Mortgage Lenders Bad credit Florida Bank statement mortgage lenders were created for self-employed borrowers that write off all of their income.  Bank statement Florida mortgage lenders use 12 or 24 months of bank statements and average a borrower’s income for mortgage …

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Florida Condo Mortgage Lenders Warrantable & Non Warrantable

FLORIDA NON-WARRANTABLE CONDO LENDERS – Warrantable vs Non-Warrantable Florida Condos  Thinking about buying a Florida condominium? The first thing you will need to determine is whether you are buying a “warrantable” or “non– warrantable” Florida condo. The only way to find out the financing on a Florida condo is to have a condo questionnaire completed if it’s not already …

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Jumbo Florida No Tax Return Mortgage Lenders

Florida Jumbo Mortgage Lenders No Tax Returns Yes, you heard correctly! This jumbo Florida mortgage does not require Tax Returns!  You simply provide your most recent 12 or 24-month personal or business bank statements and we will calculate your income. If you are trying to buy a home but took too many business Tax deductions …

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1099 Florida Mortgage Lenders

How do I Qualify For A Florida Mortgage Using 1099’s For Income? You must be employed in the same line of work or business for at least 2 years. We can then average your 2 years 1099 average with your year-to-date income!  We also need your most recent 2 months bank statement to document your …

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24 Months Bank Statement Florida Mortgage Lenders

24 Months Bank Statement Florida Mortgage Lenders Personal Statements: Qualify using 24 avg bank statements. We use 100% of the deposits as income. Business Statements: 24 months’ Avg Deposits. Up to 90% with a Business bank statement questionnaire. Check out our 12 month Florida bank statement mortgage program! Florida Bank statement mortgage lenders were created …

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12 Months Bank Statement Florida Mortgage Lenders

12 Months Bank Statement Florida Mortgage Lenders Business Statements: Qualify 12 months’ Avg Deposits. Up to 90% are subject to a Business bank statement questionnaire. Personal Statements: Qualify using 12 avg bank statements. We use 100% of the deposits as income. Check our 24-month average Florida Bank Statement Mortgage Lenders! Florida Bank statement mortgage lenders …

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DSCR Florida Mortgage Lenders-

DSCR Florida Mortgage Lenders – No Income Verification Investor LoansUse the rental income to qualify Florida Investment homes. To Calculate the DSCR Take Total income  Income / Total Payment PITI.Income exceeding the rent by 1 qualifies for DSCR No Income Investor mortgage approval!Higher the rental income and the lower the payments the better the (DSCR) …

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CondoTel Florida Mortgage Lenders

CONDOTEL FLORIDA MORTGAGE LENDER’S Florida Condotel No Doc And Alt Docs Mortgage Programs Links Below No Tax Return Florida Condotel Mortgage Lenders  Bank Statement Florida Condotel Mortgage Lenders DSCR Florida Condotel Mortgage Lenders – Use Condotel Rental Income To Qualify! WHAT ARE FLORIDA CONDOTEL’S AND HOW DO THEY WORK? Florida condotel is like a condominium …

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Florida VA Mortgage Lenders

Florida VA Mortgage Lenders – VA 100% Florida Mortgage financing For Veterans!  The VA Mortgage Program Offers Eligible Veterans Both home Purchase and Home Refinance Programs. VA Mortgage lenders along with our Federal Government have taken to benefit home buyers, and specifically, those who are Veterans and Active Duty personnel. A VA Mortgage lender provides …

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How Do I get a Mortgage In Florida With No Tax Returns?

FLORIDA NO TAX RETURN MORTGAGE LENDERS How Do I get a Mortgage In Florida With No Tax Returns? If you are looking for a Florida mortgage because you are having a hard time verifying your income then you came to the right website. Florida mortgage lenders.com has many programs for borrowers that cannot show their …

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No Income Verification Florida Mortgage Lenders

No Income Verification Florida Mortgage Lenders No Income Verification Mortgage Lender Requirments Primary Residence & Second Homes Credit Underwritten Based on LTV, FICO, and Liquidity Income Documentation Not Required Employment Not Required Debt-to-Income (DTI) Not Calculated Asset Seasoning 30 Days No Income Approvals Based On 1. Credit, 2. Downpayment, 3. Reserves are Subject To Change …

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Florida Mortgage Lenders Using Bank Statements For Income!

Florida Mortgage Lenders Use Bank Statements For Income! The Bank Statement Only mortgage is often the only option for self-employed borrowers to get the funding they need.  The bank statement-only mortgage uses business or personal bank statements to calculate income with NO TAX RETURNS NEEDED! Cash – Minimum 10% Down. Credit – Minimum 350 Credit score (case by case) …

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No Credit Score Florida Mortgage Lenders

Florida No Credit Score Mortgage Lenders Cash – Minimum 3.5% Down with No credit score. Credit – Rental history for the last 12 months and 2 utility payment history for 12+ months. Capacity – Maximum 31/43%, 1 compensating factor 35/45,  2. compensating factors 40/50. Collateral – Single-family homes, Townhomes, Villas, Manufactured homes,  FHA Approved Condos,  …

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Self Employed Florida No Tax Return Mortgage Lenders

NO TAX RETURN FLORIDA MORTGAGE LENDER’S  Cash – Minimum 10% Down + Closing Cost + Reserves.Credit – Minimum 350 Credit score.Capacity – Maximum 55% Collateral – Single-family homes, Townhomes, Villas, Condos, Manufactured Homes How do I get a Florida Mortgage with No Tax Returns? In 2010 the Dodd-Frank Wall Street Reform and Consumer Protection Act required …

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Florida FHA Mortgage Lenders-FHA Home Loan Florida

Florida FHA Mortgage Lenders Requirments and FHA Loan Limits  Cash – Minimum 3.5% Down with 580+ Credit Score and seller paid closing cost up to 6%.Credit – Minimum 500 Credit score w 10% down or 3.5% down with min 580+ Credit score.Capacity – Maximum Debt to income ratio with FHA is 46.9 front end and  …

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3.5% Hollywood Florida FHA Mortgage Lenders

3.5% Hollywood Florida FHA Mortgage Lenders – Hollywood FL FHA Mortgage Lenders  4 C’S HOLLYWOOD FLORIDA FHA MORTGAGE LENDER REQUIRMENTS CHECKLIST 1-Collateral/FHA Approved Property Types Include- Single family homes, Townhomes, villas, 1-4 family multi Unit Homes, and  FHA Approved Condos! 2-FHA Minimum Cash/Down payment Or Equity -FHA 3.5% Down Payment Cash or 20% Equity/ 80% LTV for cash out …

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1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251

MINIMUM CREDIT SCORE

PORTFOLIO

NO MIN FICO SCORE 

NO TAX RETURN

350 MIN FICO

FHA/VA

500 MIN FICO

CONVENTIONAL

620 MIN FICO

CALL NOW!

954-667-9110

Apply Now!

All Information Subject To Change