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Bad Credit Florida No Tax Return Mortgage Lenders

About No Tax Return Bad Credit Mortgage Lenders

Bad credit Florida Bank statement mortgage lenders were created for self-employed borrowers that write off all of their income.  Bank statement Florida mortgage lenders use 12 or 24 months of bank statements and average a borrower’s income for mortgage qualifying. These alt doc mortgage loans allow bad credit to self-employed business owners and bad credit independent contractors who take to many deductions to qualify for a Florida mortgage.

Bad Credit No Tax Return Mortgage Lenders

Bad Credit Mortgage Lenders Max Loan To Value
•350-549 Max LTV 70% •550-579 Max LTV 75% •580-639 Max LTV 80% •640-679 Max LTV 85% •680+ Max LTV 90%

Occupancy:
• Owner Occupied & Second Home.

Property Types:
• Single Family Homes – Condos – Townhouses – 2 to 4 Units.
• Condotels – NO area restriction.
• Non-Warrantable condos.

Property Condition:
• Property must show “Pride of Ownership”.

Loan Terms:
• All loans are 30 years fully amortized products.

Loan Amounts:
• $100K Minimum to $5 million Maximum – Owner Occupied.
• Loan amounts over $1 million need managing underwriters’ approval.
• Loan Amounts greater than $2 million require 2 Appraisals.

Debt to Income (DTI):
• 55% max DTI with 24 months bank statements, traditional Full-Doc and LTVs up to 80%.
• 50% max DTI for other ATR tests, Interest Only and LTVs over 80%.

Income Documentation:
Full Doc – W-2’s & Paystub, 1040’s
Alt Doc – 12- or 24-month bank statements.

VOE Only Program – For NON-Self-Employed Borrowers Only:
• Verifiable VOE from Employer (not self-employed or self-prepared). The VOE must be fully filled out and must include all income and averages.
The VOE must be signed and dated by the employer with accurate contact info.

1099 Only Program: For Non-Self-Employed Independent Contractors
• 2 Years 1099’s
• Lender Must verbally verify accuracy of income on 1099’s

K-1’s Only Program:
• 2 Years K-1’s
• CPA, certified tax preparer or enrolled agent attesting that K-1’s are accurate & borrower self-employed for 2 years or more.

P&L’s Only Program – For Self-Employed Borrowers Only:
•Most recent 2 years full and Complete Profit and Loss Statement.

YTD Profit and Loss Statement
• Professionally Prepared P&L – Verifiable letter from licensed CPA, Certified Tax Preparer or Enrolled Agent attesting that they prepared the
P&L statements.
• Borrower Prepared P&L – Borrower to sign and date the P&Ls and attest to the accuracy of the P&L’s via a handwritten, signed and dated
letter. And a verifiable letter from a licensed CPA, Certified Tax Preparer or Enrolled Agent attesting the borrower prepared P&L’s are factual.
• Proof that the borrower has been self-employed for that business for 2
years.

Asset Depletion Program – For All Employment Retired/Unemployed:
• Qualifying income is based upon Total Assets Eligible for Depletion, less down payment, less out of pocket closing costs, less required reserves,
divided by 60. This amount will be used as the monthly income. Debt calculations will need to include all debts, not just housing debts.

Down Payments or Liquid Cash Reserves:
• All down payment funds MUST be sourced & seasoned in the last 60 days from 80.01-90% ltv.
• All down payment funds MUST be sourced & seasoned in the last 30 days up to 80% ltv.
• 100% Gift funds are acceptable up to 80% LTV – direct relative. $1M-$4M 50% can be gift.

Pre-Pay Note:
• No pre-payment penalty on ANY consumer products. Rate Buy Down – 1 point cost for every 33.3bps – Max 2 point buydown. Conditions Apply – All info is subject to change without notice and is NOT to be relied on.

Florida Bank Statement Mortgage Lenders Purchase or Refinance!

Use Average 12 Months Bank Statement Deposits To Purchase Or Refinance A Florida Home!

 Bank Statement mortgage loans are the best option for eligible self-employed borrowers to purchase or refinance a home. This program allows mortgage lenders to use personal or business bank statements to calculate income with NO tax returns.

  • Loans from $100,000 to $3 million.
  • Single-family, townhomes, or condos.
  • Primary, second home, or investment properties.
  • Available for purchase, cash-out or rate-term refinance.
  • 2 years seasoning for foreclosure, short sale, bankruptcy, or deed-in-lieu.
  • Primary, second home, or investment properties.
  • 12 or 24 months of business or personal bank statement.
  • 1099 income option available.
  • Non-warrantable condos allowed
  • 40-year fixed interest-only available.

12 Months Bad Credit Florida Bank Statement Mortgage Checklist NO TAX RETURN CHECKLIST

 Bad Credit Bank Statement Florida Mortgage Lenders

 

Bad Credit No Tax Return Florida Mortgage Coverage Areas

View Map Alachua Florida Alachua 32615
View Map Alachua Florida Alachua 32616
View Map Alford Florida Jackson 32420
View Map Altamonte Springs Florida Seminole 32701
View Map Altamonte Springs Florida Seminole 32714
View Map Altamonte Springs Florida Seminole 32715
View Map Altamonte Springs Florida Seminole 32716
View Map Altha Florida Calhoun 32421
View Map Altoona Florida Lake 32702
View Map Alturas Florida Polk 33820
View Map Alva Florida Lee 33920
View Map Anna Maria Florida Manatee 34216
View Map Anthony Florida Marion 32617
View Map Apalachicola Florida Franklin 32320
View Map Apalachicola Florida Franklin 32329
View Map Apollo Beach Florida Hillsborough 33572
View Map Apopka Florida Orange 32703
View Map Apopka Florida Orange 32704
View Map Apopka Florida Orange 32712
View Map Arcadia Florida De Soto 34265
View Map Arcadia Florida De Soto 34266
View Map Arcadia Florida De Soto 34269
View Map Archer Florida Alachua 32618
View Map Argyle Florida Walton 32422
View Map Aripeka Florida Pasco 34679
View Map Astatula Florida Lake 34705
View Map Astor Florida Lake 32102
View Map Atlantic Beach Florida Duval 32233
View Map Auburndale Florida Polk 33823
View Map Avon Park Florida Highlands 33825
View Map Avon Park Florida Highlands 33826
View Map Babson Park Florida Polk 33827
View Map Bagdad Florida Santa Rosa 32530
View Map Baker Florida Okaloosa 32531
View Map Balm Florida Hillsborough 33503
View Map Barberville Florida Volusia 32105
View Map Bartow Florida Polk 33830
View Map Bartow Florida Polk 33831
View Map Bascom Florida Jackson 32423
View Map Bay Pines Florida Pinellas 33744
View Map Bell Florida Gilchrist 32619
View Map Belle Glade Florida Palm Beach 33430
View Map Belleair Beach Florida Pinellas 33786
View Map Belleview Florida Marion 34420
View Map Belleview Florida Marion 34421
View Map Beverly Hills Florida Citrus 34464
View Map Beverly Hills Florida Citrus 34465
View Map Big Pine Key Florida Monroe 33043
View Map Blountstown Florida Calhoun 32424
View Map Boca Grande Florida Lee 33921
View Map Boca Raton Florida Palm Beach 33427
View Map Boca Raton Florida Palm Beach 33428
View Map Boca Raton Florida Palm Beach 33429
View Map Boca Raton Florida Palm Beach 33431
View Map Boca Raton Florida Palm Beach 33432
View Map Boca Raton Florida Palm Beach 33433
View Map Boca Raton Florida Palm Beach 33434
View Map Boca Raton Florida Palm Beach 33464
View Map Boca Raton Florida Palm Beach 33481
View Map Boca Raton Florida Palm Beach 33486
View Map Boca Raton Florida Palm Beach 33487
View Map Boca Raton Florida Palm Beach 33488
View Map Boca Raton Florida Palm Beach 33496
View Map Boca Raton Florida Palm Beach 33497
View Map Boca Raton Florida Palm Beach 33498
View Map Boca Raton Florida Palm Beach 33499
View Map Bokeelia Florida Lee 33922
View Map Bonifay Florida Holmes 32425
View Map Bonita Springs Florida Lee 34133
View Map Bonita Springs Florida Lee 34134
View Map Bonita Springs Florida Lee 34135
View Map Bonita Springs Florida Lee 34136
View Map Bostwick Florida Putnam 32007
View Map Bowling Green Florida Hardee 33834
View Map Boynton Beach Florida Palm Beach 33424
View Map Boynton Beach Florida Palm Beach 33425
View Map Boynton Beach Florida Palm Beach 33426
View Map Boynton Beach Florida Palm Beach 33435
View Map Boynton Beach Florida Palm Beach 33436
View Map Boynton Beach Florida Palm Beach 33437
View Map Boynton Beach Florida Palm Beach 33474
View Map Bradenton Florida Manatee 34201
View Map Bradenton Florida Manatee 34202
View Map Bradenton Florida Manatee 34203
View Map Bradenton Florida Manatee 34204
View Map Bradenton Florida Manatee 34205
View Map Bradenton Florida Manatee 34206
View Map Bradenton Florida Manatee 34207
View Map Bradenton Florida Manatee 34208
View Map Bradenton Florida Manatee 34209
View Map Bradenton Florida Manatee 34210
View Map Bradenton Florida Manatee 34211
View Map Bradenton Florida Manatee 34212
View Map Bradenton Florida Manatee 34280
View Map Bradenton Florida Manatee 34281
View Map Bradenton Florida Manatee 34282
View Map Bradenton Beach Florida Manatee 34217
View Map Bradley Florida Polk 33835
View Map Brandon Florida Hillsborough 33508
View Map Brandon Florida Hillsborough 33509
View Map Brandon Florida Hillsborough 33510
View Map Brandon Florida Hillsborough 33511
View Map Branford Florida Suwannee 32008
View Map Bristol Florida Liberty 32321
View Map Bronson Florida Levy 32621
View Map Brooker Florida Bradford 32622
View Map Brooksville Florida Hernando 34601
View Map Brooksville Florida Hernando 34602
View Map Brooksville Florida Hernando 34603
View Map Brooksville Florida Hernando 34604
View Map Brooksville Florida Hernando 34605
View Map Brooksville Florida Hernando 34613
View Map Brooksville Florida Hernando 34614
View Map Bryant Florida Palm Beach 33439
View Map Bryceville Florida Nassau 32009
View Map Bunnell Florida Flagler 32110
View Map Bushnell Florida Sumter 33513
View Map Callahan Florida Nassau 32011
View Map Campbellton Florida Jackson 32426
View Map Canal Point Florida Palm Beach 33438
View Map Candler Florida Marion 32111
View Map Cantonment Florida Escambia 32533
View Map Cape Canaveral Florida Brevard 32920
View Map Cape Coral Florida Lee 33904
View Map Cape Coral Florida Lee 33909
View Map Cape Coral Florida Lee 33910
View Map Cape Coral Florida Lee 33914
View Map Cape Coral Florida Lee 33915
View Map Cape Coral Florida Lee 33990
View Map Cape Coral Florida Lee 33991
View Map Cape Coral Florida Lee 33993
View Map Captiva Florida Lee 33924
View Map Carrabelle Florida Franklin 32322
View Map Caryville Florida Washington 32427
View Map Cassadaga Florida Volusia 32706
View Map Casselberry Florida Seminole 32707
View Map Casselberry Florida Seminole 32718
View Map Casselberry Florida Seminole 32730
View Map Cedar Key Florida Levy 32625
View Map Center Hill Florida Sumter 33514
View Map Century Florida Escambia 32535
View Map Chattahoochee Florida Gadsden 32324
View Map Chiefland Florida Levy 32626
View Map Chiefland Florida Levy 32644
View Map Chipley Florida Washington 32428
View Map Chokoloskee Florida Collier 34138
View Map Christmas Florida Orange 32709
View Map Citra Florida Marion 32113
Zip City State County Zip Code
View Map Clarcona Florida Orange 32710
View Map Clarksville Florida Calhoun 32430
View Map Clearwater Florida Pinellas 33755
View Map Clearwater Florida Pinellas 33756
View Map Clearwater Florida Pinellas 33757
View Map Clearwater Florida Pinellas 33758
View Map Clearwater Florida Pinellas 33759
View Map Clearwater Florida Pinellas 33760
View Map Clearwater Florida Pinellas 33761
View Map Clearwater Florida Pinellas 33762
View Map Clearwater Florida Pinellas 33763
View Map Clearwater Florida Pinellas 33764
View Map Clearwater Florida Pinellas 33765
View Map Clearwater Florida Pinellas 33766
View Map Clearwater Florida Pinellas 33769
View Map Clearwater Beach Florida Pinellas 33767
View Map Clermont Florida Lake 34711
View Map Clermont Florida Lake 34712
View Map Clermont Florida Lake 34713
View Map Clermont Florida Lake 34714
View Map Clermont Florida Lake 34715
View Map Clewiston Florida Hendry 33440
View Map Cocoa Florida Brevard 32922
View Map Cocoa Florida Brevard 32923
View Map Cocoa Florida Brevard 32924
View Map Cocoa Florida Brevard 32926
View Map Cocoa Florida Brevard 32927
View Map Cocoa Beach Florida Brevard 32931
View Map Cocoa Beach Florida Brevard 32932
View Map Coconut Creek Florida Broward 33093
View Map Coleman Florida Sumter 33521
View Map Copeland Florida Collier 34137
View Map Cortez Florida Manatee 34215
View Map Cottondale Florida Jackson 32431
View Map Crawfordville Florida Wakulla 32326
View Map Crawfordville Florida Wakulla 32327
View Map Crescent City Florida Putnam 32112
View Map Crestview Florida Okaloosa 32536
View Map Crestview Florida Okaloosa 32539
View Map Cross City Florida Dixie 32628
View Map Crystal Beach Florida Pinellas 34681
View Map Crystal River Florida Citrus 34423
View Map Crystal River Florida Citrus 34428
View Map Crystal River Florida Citrus 34429
View Map Crystal Springs Florida Pasco 33524
View Map Cypress Florida Jackson 32432
View Map Dade City Florida Pasco 33523
View Map Dade City Florida Pasco 33525
View Map Dade City Florida Pasco 33526
View Map Dania Florida Broward 33004
View Map Davenport Florida Polk 33836
View Map Davenport Florida Polk 33837
View Map Davenport Florida Polk 33896
View Map Davenport Florida Polk 33897
View Map Day Florida Lafayette 32013
View Map Daytona Beach Florida Volusia 32114
View Map Daytona Beach Florida Volusia 32115
View Map Daytona Beach Florida Volusia 32116
View Map Daytona Beach Florida Volusia 32117
View Map Daytona Beach Florida Volusia 32118
View Map Daytona Beach Florida Volusia 32119
View Map Daytona Beach Florida Volusia 32120
View Map Daytona Beach Florida Volusia 32121
View Map Daytona Beach Florida Volusia 32122
View Map Daytona Beach Florida Volusia 32124
View Map Daytona Beach Florida Volusia 32125
View Map Daytona Beach Florida Volusia 32126
View Map Daytona Beach Florida Volusia 32198
View Map De Leon Springs Florida Volusia 32130
View Map Debary Florida Volusia 32713
View Map Debary Florida Volusia 32753
View Map Deerfield Beach Florida Broward 33441
View Map Deerfield Beach Florida Broward 33442
View Map Deerfield Beach Florida Broward 33443
View Map Defuniak Springs Florida Walton 32433
View Map Defuniak Springs Florida Walton 32435
View Map Deland Florida Volusia 32720
View Map Deland Florida Volusia 32721
View Map Deland Florida Volusia 32723
View Map Deland Florida Volusia 32724
View Map Delray Beach Florida Palm Beach 33444
View Map Delray Beach Florida Palm Beach 33445
View Map Delray Beach Florida Palm Beach 33446
View Map Delray Beach Florida Palm Beach 33447
View Map Delray Beach Florida Palm Beach 33448
View Map Delray Beach Florida Palm Beach 33482
View Map Delray Beach Florida Palm Beach 33483
View Map Delray Beach Florida Palm Beach 33484
View Map Deltona Florida Volusia 32725
View Map Deltona Florida Volusia 32728
View Map Deltona Florida Volusia 32738
View Map Deltona Florida Volusia 32739
View Map Des Florida Okaloosa 32540
View Map Des Florida Okaloosa 32541
View Map Doctors Inlet Florida Clay 32030
View Map Dover Florida Hillsborough 33527
View Map Dundee Florida Polk 33838
View Map Dunedin Florida Pinellas 34697
View Map Dunedin Florida Pinellas 34698
View Map Dunnellon Florida Marion 34430
View Map Dunnellon Florida Marion 34431
View Map Dunnellon Florida Marion 34432
View Map Dunnellon Florida Citrus 34433
View Map Dunnellon Florida Citrus 34434
View Map Durant Florida Hillsborough 33530
View Map Eagle Lake Florida Polk 33839
View Map Earleton Florida Alachua 32631
View Map East Palatka Florida Putnam 32131
View Map Eastlake Weir Florida Marion 32133
View Map Eastpoint Florida Franklin 32328
View Map Eaton Park Florida Polk 33840
View Map Ebro Florida Washington 32437
View Map Edgar Florida Putnam 32149
View Map Edgewater Florida Volusia 32132
View Map Edgewater Florida Volusia 32141
View Map Eglin Afb Florida Okaloosa 32542
View Map El Jobean Florida Charlotte 33927
View Map Elfers Florida Pasco 34680
View Map Elkton Florida Saint Johns 32033
View Map Ellenton Florida Manatee 34222
View Map Englewood Florida Sarasota 34223
View Map Englewood Florida Charlotte 34224
View Map Englewood Florida Sarasota 34295
View Map Estero Florida Lee 33928
View Map Eustis Florida Lake 32726
View Map Eustis Florida Lake 32727
View Map Eustis Florida Lake 32736
View Map Everglades City Florida Collier 34139
View Map Evinston Florida Alachua 32633
View Map Fairfield Florida Marion 32634
View Map Fedhaven Florida Polk 33854
View Map Felda Florida Hendry 33930
View Map Fellsmere Florida Indian River 32948
View Map Fernandina Beach Florida Nassau 32034
View Map Fernandina Beach Florida Nassau 32035
View Map Ferndale Florida Lake 34729
View Map Flagler Beach Florida Flagler 32136
View Map Fleming Island Florida Clay 32006
View Map Florahome Florida Putnam 32140
View Map Floral City Florida Citrus 34436
View Map Fort Lauderdale Florida Broward 33301
View Map Fort Lauderdale Florida Broward 33302
View Map Fort Lauderdale Florida Broward 33303
View Map Fort Lauderdale Florida Broward 33304
View Map Fort Lauderdale Florida Broward 33305
View Map Fort Lauderdale Florida Broward 33306
View Map Fort Lauderdale Florida Broward 33307
View Map Fort Lauderdale Florida Broward 33308
View Map Fort Lauderdale Florida Broward 33309
View Map Fort Lauderdale Florida Broward 33310
View Map Fort Lauderdale Florida Broward 33311
View Map Fort Lauderdale Florida Broward 33312
View Map Fort Lauderdale Florida Broward 33313
View Map Fort Lauderdale Florida Broward 33314
View Map Fort Lauderdale Florida Broward 33315
View Map Fort Lauderdale Florida Broward 33316
View Map Fort Lauderdale Florida Broward 33317
View Map Fort Lauderdale Florida Broward 33318
View Map Fort Lauderdale Florida Broward 33319
View Map Fort Lauderdale Florida Broward 33320
View Map Fort Lauderdale Florida Broward 33321
View Map Fort Lauderdale Florida Broward 33322
View Map Fort Lauderdale Florida Broward 33323
View Map Fort Lauderdale Florida Broward 33324
View Map Fort Lauderdale Florida Broward 33325
View Map Fort Lauderdale Florida Broward 33326
View Map Fort Lauderdale Florida Broward 33327
View Map Fort Lauderdale Florida Broward 33328
View Map Fort Lauderdale Florida Broward 33329
View Map Fort Lauderdale Florida Broward 33330
View Map Fort Lauderdale Florida Broward 33331
View Map Fort Lauderdale Florida Broward 33332
View Map Fort Lauderdale Florida Broward 33334
View Map Fort Lauderdale Florida Broward 33335
View Map Fort Lauderdale Florida Broward 33336
View Map Fort Lauderdale Florida Broward 33337
View Map Fort Lauderdale Florida Broward 33338
View Map Fort Lauderdale Florida Broward 33339
View Map Fort Lauderdale Florida Broward 33340
View Map Fort Lauderdale Florida Broward 33345
View Map Fort Lauderdale Florida Broward 33346
View Map Fort Lauderdale Florida Broward 33348
View Map Fort Lauderdale Florida Broward 33349
View Map Fort Lauderdale Florida Broward 33351
View Map Fort Lauderdale Florida Broward 33355
View Map Fort Lauderdale Florida Broward 33359
View Map Fort Lauderdale Florida Broward 33388
View Map Fort Lauderdale Florida Broward 33394
View Map Fort Mc Coy Florida Marion 32134
View Map Fort Meade Florida Polk 33841
View Map Fort Myers Florida Lee 33901
View Map Fort Myers Florida Lee 33902
View Map Fort Myers Florida Lee 33905
View Map Fort Myers Florida Lee 33906
View Map Fort Myers Florida Lee 33907
View Map Fort Myers Florida Lee 33908
View Map Fort Myers Florida Lee 33911
View Map Fort Myers Florida Lee 33912
View Map Fort Myers Florida Lee 33913
View Map Fort Myers Florida Lee 33916
View Map Fort Myers Florida Lee 33919
View Map Fort Myers Florida Lee 33965
View Map Fort Myers Florida Lee 33966
View Map Fort Myers Florida Lee 33967
View Map Fort Myers Florida Lee 33994
View Map Fort Myers Beach Florida Lee 33931
View Map Fort Myers Beach Florida Lee 33932
View Map Fort Ogden Florida De Soto 34267
View Map Fort Pierce Florida Saint Lucie 34945
View Map Fort Pierce Florida Saint Lucie 34946
View Map Fort Pierce Florida Saint Lucie 34947
View Map Fort Pierce Florida Saint Lucie 34948
View Map Fort Pierce Florida Saint Lucie 34949
View Map Fort Pierce Florida Saint Lucie 34950
View Map Fort Pierce Florida Saint Lucie 34951
View Map Fort Pierce Florida Saint Lucie 34954
View Map Fort Pierce Florida Saint Lucie 34979
View Map Fort Pierce Florida Saint Lucie 34981
View Map Fort Pierce Florida Saint Lucie 34982
View Map Fort Walton Beach Florida Okaloosa 32547
View Map Fort Walton Beach Florida Okaloosa 32548
View Map Fort Walton Beach Florida Okaloosa 32549
View Map Fort White Florida Columbia 32038
View Map Fountain Florida Bay 32438
View Map Freeport Florida Walton 32439
View Map Frostproof Florida Polk 33843
View Map Fruitland Park Florida Lake 34731
View Map Gainesville Florida Alachua 32601
View Map Gainesville Florida Alachua 32602
View Map Gainesville Florida Alachua 32603
View Map Gainesville Florida Alachua 32604
View Map Gainesville Florida Alachua 32605
View Map Gainesville Florida Alachua 32606
View Map Gainesville Florida Alachua 32607
View Map Gainesville Florida Alachua 32608
View Map Gainesville Florida Alachua 32609
View Map Gainesville Florida Alachua 32610
View Map Gainesville Florida Alachua 32611
View Map Gainesville Florida Alachua 32612
View Map Gainesville Florida Alachua 32613
View Map Gainesville Florida Alachua 32614
View Map Gainesville Florida Alachua 32627
View Map Gainesville Florida Alachua 32635
View Map Gainesville Florida Alachua 32641
View Map Gainesville Florida Alachua 32653
View Map Geneva Florida Seminole 32732
View Map Georgetown Florida Putnam 32139
View Map Gibsonton Florida Hillsborough 33534
View Map Glen Saint Mary Florida Baker 32040
View Map Glenwood Florida Volusia 32722
View Map Goldenrod Florida Seminole 32733
View Map Gonzalez Florida Escambia 32560
View Map Goodland Florida Collier 34140
View Map Gotha Florida Orange 34734
View Map Graceville Florida Jackson 32440
View Map Graham Florida Bradford 32042
View Map Grand Island Florida Lake 32735
View Map Grand Ridge Florida Jackson 32442
View Map Grandin Florida Putnam 32138
View Map Grant Florida Brevard 32949
View Map Green Cove Springs Florida Clay 32043
View Map Greensboro Florida Gadsden 32330
View Map Greenville Florida Madison 32331
View Map Greenwood Florida Jackson 32443
View Map Gretna Florida Gadsden 32332
View Map Groveland Florida Lake 34736
View Map Gulf Breeze Florida Santa Rosa 32561
View Map Gulf Breeze Florida Santa Rosa 32562
View Map Gulf Breeze Florida Santa Rosa 32563
View Map Gulf Hammock Florida Levy 32639
View Map Haines City Florida Polk 33844
View Map Haines City Florida Polk 33845
View Map Hallandale Florida Broward 33008
View Map Hallandale Florida Broward 33009
View Map Hampton Florida Bradford 32044
View Map Hasgs Florida Saint Johns 32145
View Map Havana Florida Gadsden 32333
View Map Hawthorne Florida Alachua 32640
View Map Hernando Florida Citrus 34442
View Map Hialeah Florida Miami-dade 33002
View Map Hialeah Florida Miami-dade 33010
View Map Hialeah Florida Miami-dade 33011
View Map Hialeah Florida Miami-dade 33012
View Map Hialeah Florida Miami-dade 33013
View Map Hialeah Florida Miami-dade 33014
View Map Hialeah Florida Miami-dade 33015
View Map Hialeah Florida Miami-dade 33016
View Map Hialeah Florida Miami-dade 33017
View Map Hialeah Florida Miami-dade 33018
View Map High Springs Florida Alachua 32643
View Map High Springs Florida Alachua 32655
View Map Highland City Florida Polk 33846
View Map Hilliard Florida Nassau 32046
View Map Hobe Sound Florida Martin 33455
View Map Hobe Sound Florida Martin 33475
View Map Holder Florida Citrus 34445
View Map Holiday Florida Pasco 34690
View Map Holiday Florida Pasco 34691
View Map Holiday Florida Pasco 34692
View Map Hollister Florida Putnam 32147
View Map Hollywood Florida Broward 33019
View Map Hollywood Florida Broward 33020
View Map Hollywood Florida Broward 33021
View Map Hollywood Florida Broward 33022
View Map Hollywood Florida Broward 33023
View Map Hollywood Florida Broward 33024
View Map Hollywood Florida Broward 33025
 
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251

MINIMUM CREDIT SCORE

PORTFOLIO MORTGAGE

NO MIN FICO SCORE 

NO TAX RETURN PROGRAMS

550 MIN FICO

FHA/VA MORTGAGE

500 MIN FICO

CONVENTIONAL

620 MIN FICO

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954-667-9110

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All Information Subject To Change Without Notice and should not be relied on for decision making.