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100% Florida FHA Mortgage Lenders

100% Florida FHA Mortgage Lenders  – 100% Florida Mortgage Lenders
100% Florida Home Loans – One Hundred Percent Florida mortgage financing

US Mortgage Lenders 100% Florida FHA Mortgage Lenders Program is designed to increase homeownership opportunities for low-to-moderate income individuals and families. Unless otherwise specified here as an overlay, Florida mortgage lenders adhere to all posted guidelines for FHA eligibility, as found in the FHA Single Family Housing Handbook 4000.1. Down Payment Assistance is available to achieve 100% CLTV with these two options: 1) 100% Florida FHA Mortgage Lenders Program (2nd lien is a zero percent (0.00%) Note rate, fully amortized over 30 years, with a forgivable option), and 2) 100% Florida FHA Mortgage Lenders 2nd Program (featuring a 2nd lien that has an interest rate equal to the first lien rate plus 2% with a 10-year amortization and monthly payments required).

One of the most innovative Florida DPA (Down Payment Assistance Programs) available today.  

Highlights include:

  • 580 FICO Minimum
  • FHA First Mortgage with 3.5% 2nd Mortgage.
  • 100% CLTV
  • FHA Loan Limit Max
  • Follows FHA Guidelines
  • Minimal Overlays.
100% Florida FHA Mortgage Lenders Program Has Arrived! 100% Florida FHA Mortgage Lenders Program Plus is Downpayment assistance through FHA that will help qualify more Florida mortgage applicants.

Highlights Include:

  • 100% CLTV FHA Loan (Combines 1st and Subordinate Lien)
  • 2nd lien with an interest rate 2% greater than 1st lien
    • Payment amortized over 10 years
    • Monthly payments required
  • 580 Minimum FICO
  • Borrower’s minimum contribution of $0.00
  • Purchase Only
  • No First Time Home Buyer Requirement
  • Loan amount to Conforming limits

100% Florida FHA Mortgage Lenders offers  1st mortgage at 96.5% LTV, and its price on ourMax One or the  MaxOne Plus FHA pricing, which does have less premium than the Regular FHA rates.

The MaxOne  Plus and Max One pricing is on the bottom right side of that page.   Most of the time because there is less premium on both of these you would have to go BPC to pass QM.

Difference between Max One and Max One Plus:

Max One Plus  –  the 2nd Mortgage for the 3.5% LTV  is at 2% above what you lock in for the 1st mortgage rate and the second is on a 10 yr term. That payment does need to be counted in the DTI.  Max One Plus does have more premium on the 1st mortgage rates than Max One .

Max One  –  the 2nd Mortgage for the 3.5% is at 0% interest for 30 years.  It is a silent 2nd and does not have any payments.  It can be Forgiven after 10 years. The Max One 1st mortgage rates do not have as much premium as the Max One Plus rates though. 

TOPIC BORROWER ELIGIBILITY

TOPIC BORROWER ELIGIBILITY
FHA 100% Mortgage Lenders Product Description 1st TD, 30-Year Fixed Rate Term, Full Amortization
MAXONE 2nd lien is a zero percent (0.00%) Note rate, fully amortized over 30 years, with a forgivable option.
MAXONEPLUS is 2nd lien has an interest rate equal to first lien rate plus 2% and 10-year amortization with monthly payments required
AUS = Automated Underwriting System  Approve/Eligible or Accept findings required
 Manual Underwriting is not allowed
Credit Score 580 Minimum Credit Score
Must meet all FHA credit standards per FHA Single Family Housing Handbook 4000.1
Debt-to-Income Ratio (DTI) AUS findings (Approve/Eligible or Accept findings required)
 100% Florida FHA Mortgage Lenders  Plus
o Payment for the 2nd lien must be included in qualifying ratios (2nd rate equal to first lien rate plus 2% and
a 10-year amortization)
o Underwriter must resubmit AUS after the loan is locked
Eligible Properties Condominium (must not be in litigation)
 Double-wide manufactured housing allowed (single-wide not allowed)
 Planned Unit Development (PUD)
 SFR (1-4 Units)
 Townhouse
Income Follow FHA Single Family Housing Handbook 4000.1 guidelines
 Income Limits:
o No restrictions
o Underwriter to notate Income Limit on 92900LT (per https://www.huduser.gov/portal/datasets/il.html)
 Use Individual Median Family Income
 Search by State and County in which property is located
Ineligible Borrowers Any borrower who does not meet FHA’s definition of a lawful, legal resident of the United States of America
(For borrower residency or VISA classification acceptance, follow FHA Guidelines)
1003 – Initial and Final Initial and Final 1003 are both required, per FHA guidelines
 At least one of the 1003s  must have the
‘Present Housing Expense’ section completed (no exceptions)
Borrower Contribution Borrower’s minimum contribution is $0.00
Cash Back to Borrower Borrower may not receive any cash back from DPA proceeds (this includes any earnest money deposit)
Credit Report – Tradelines Borrower whose only credit history is built from ‘Authorized User’ account is not eligible
Down Payment Assistance (DPA) and
Closing Costs Assistance
Down Payment Assistance (DPA) as outlined below:
o Up to 3.5% of the Sales Price or Appraised Value (lesser of the two)
o DPA proceeds may be used for down payment and/or closing costs
o DPA proceeds may not be used for cash back to the borrower(s)
o  2nd lien is a zero percent (0.00%) Note rate, fully amortized over 30 years, with a forgivable option
o MaxONE Plus 2nd lien has an interest rate equal to first lien rate plus 2% and a 10-year amortization with
monthly payments required
First Mortgage Loan Types and
Terms
Loan Types (FHA; in accordance with FHA Guidelines)
o 203(b)
o 203(b)(2)
o 234(c)
 Loan Term
o 30-Year Fixed with Full Amortization
 Maximum Loan Amount
o Conforming Limits ( FHA Mortgage Lenders Limits Lookup Tool)
 Maximum LTV/CLTV
o Max LTV of 96.50% for First Mortgage
o Down Payment Assistance (DPA) of 3.5% Allowed
o Max CLTV of 100%
High-Cost, HPML, and QM Compliance HPML transactions are permitted; Lender must comply with CFPB and TRID requirements
 High-cost loans are not permitted
 All loans must comply with QM/ATR compliance
 Loans exceeding 3% maximum points/fees test are not permitted unless a cure is applied
 Bona Fide Discount Points must adhere to CFPB and all (if any) state regulations
Homebuyer Education At least one borrower must receive housing counseling from a HUD-approved non-profit housing counseling
agency (https://www.hud.gov/program_offices/housing/sfh/hcc/hcc_home) prior to the Note date
TOPIC FHA 1st TD with 2nd DPA Lien
Ineligible Features Building on own land
 Construction-to-Perm
 Easements and Deed Restrictions that affect value, marketability, or property accessibility as determined by the
appraiser and for which no protective title endorsement is available
 Loans with resale Deed Restrictions
 Proposed, or Under Construction (New Construction is eligible, provided it is complete at the time of purchase)
IRS Transcripts Required for self-employed borrowers, or any borrower who needs tax returns for qualifying
Loan Amount Maximum loan amount follows standard conforming FHA Guidelines and varies by subject property county
(HUD FHA Mortgage Limits Lookup Tool)
 Minimum Loan Amount – $75,000.00
Loan Purpose Purchase only
Mortgage Insurance (MI) Standard FHA Coverage

Florida 100% Florida Mortgage Lenders Coverage Areas

Jacksonville
Miami Acacia Village
Tampa Alafaya
Orlando Allentown
St. Petersburg Altoona
Hialeah Alturas
Tallahassee Alva
Port St. Lucie Andrews
Fort Lauderdale Apollo Beach
Cape Coral Aripeka
Pembroke Pines Asbury Lake
Hollywood Astor
Miramar Aucilla
Coral Springs Avalon
Gainesville Azalea Park
Lehigh Acres B[edit]
Miami Gardens Babson Park
Brandon Bagdad
Clearwater Balm
Palm Bay Bardmoor
Pompano Beach Bay Hill
West Palm Beach Bayonet Point
Spring Hill Bay Pines
Lakeland Bayport
Davie Bayshore Gardens
Boca Raton Beacon Square
Sunrise Bear Creek
Miami Beach Bee Ridge
Plantation Bellair-Meadowbrook Terrace
Riverview Bellview
Alafaya Berrydale
Deltona Beverly Hills
Town ‘n’ Country Big Coppitt Key
Largo Big Pine Key
Palm Coast Bithlo
Melbourne Black Diamond
Deerfield Beach Black Hammock
Kendall Bloomingdale
The Villages Bokeelia
Boynton Beach Boulevard Gardens
Fort Myers Bradley Junction
Pine Hills Brandon
Lauderhill Brent
Weston Brewster
Kissimmee Broadview Park
Homestead Brookridge
Poinciana Brownsdale
Delray Beach Brownsville
Daytona Beach Buckhead Ridge
Tamarac Buckingham
Wellington Buenaventura Lakes
North Port Burnt Store Marina
Jupiter Butler Beach
North Miami C[edit]
Palm Harbor Cabana Colony
Port Orange Campbell
Kendale Lakes Canal Point
Port Charlotte Captiva
Fountainebleau Carrollwood
Coconut Creek Cedar Grove
The Hammocks Celebration
Tamiami Charleston Park
Sanford Charlotte Harbor
Ocala Charlotte Park
Margate Cheval
Doral Chokoloskee
Sarasota Christmas
Bradenton Chuluota
Wesley Chapel Chumuckla
Palm Beach Gardens Citrus Hills
Pensacola Citrus Park
Bonita Springs Citrus Springs
Pinellas Park Clarcona
Coral Gables Cleveland
Country Club Cobbtown
Apopka Cocoa West
St. Cloud Combee Settlement
Titusville Connerton
University Conway
Cutler Bay Coral Terrace
Fort Pierce Cortez
Oakland Park Country Club
North Miami Beach Country Walk
North Lauderdale Crawfordville
Ocoee Crescent Beach
Altamonte Springs Crooked Lake Park
Ormond Beach Crystal Lake
North Fort Myers Crystal Springs
Winter Garden Cudjoe Key
Kendall West Cypress Gardens
Greenacres Cypress Lake
South Miami Heights Cypress Quarters
Hallandale Beach D[edit]
The Acreage Dade City North
Winter Haven Day
Oviedo DeLand Southwest
Aventura De Leon Springs
Royal Palm Beach Desoto Lakes
Valrico Dickerson City
Plant City Dixonville
Four Corners Doctor Phillips
Lake Worth Dover
Egypt Lake-Leto Duck Key
Richmond West E[edit]
Panama City East Bronson
Merritt Island East Lake
Dunedin East Lake-Orient Park
Land O’ Lakes East Milton
University CDP East Palatka
Cooper City East Williston
Winter Springs Eastpoint
Carrollwood Eglin AFB
Lauderdale Lakes Egypt Lake-Leto
Riviera Beach Elfers
Navarre Ellenton
Golden Glades Englewood
Meadow Woods Ensley
Buenaventura Lakes F[edit]
Ferry Pass Fairview Shores
West Little River Feather Sound
East Lake Ferndale
Clermont Fern Park
Fruit Cove Ferry Pass
Dania Beach Fidelis
Estero Fisher Island
Miami Lakes Fish Hawk
Lakeside Five Points
Westchester Flagler Estates
DeLand Fleming Island
Winter Park Floral City
Golden Gate Florida Ridge
Lake Magdalene Floridatown
Fleming Island Forest City
Parkland Fort Denaud
Princeton Fort Green
Leisure City Fort Green Springs
Casselberry Fort Myers Shores
East Lake-Orient Park Fort Pierce North
University Park Fort Pierce South
Rockledge Fontainebleau
Oakleaf Plantation Four Corners
Bayonet Point Franklin Park
Citrus Park Fruit Cove
Temple Terrace Fruitville
Immokalee Fuller Heights
Horizon West Fussels Corner
Key West G[edit]
New Smyrna Beach Garcon Point
South Bradenton Garden Grove
Coral Terrace Gardner
Tarpon Springs Gateway
Palmetto Bay Geneva
Palm City Gibsonton
Palm Springs Gifford
Oak Ridge Gladeview
Keystone Glencoe
Vero Beach South Glenvar Heights
Sebastian Golden Gate
Hialeah Gardens Golden Glades
Palm River-Clair Mel Goldenrod
Bloomingdale Gonzalez
Wekiwa Springs Goodland
Wright Gotha
Westchase Goulding
Crestview Goulds
The Crossings Greenbriar
Hunters Creek Grenelefe
Jacksonville Beach Grove City
Haines City Gulf Gate Estates
Brent Gun Club Estates
Northdale H[edit]
Ives Estates Harbor Bluffs
Pace Harbour Heights
Venice Harlem
Sunny Isles Beach Harlem Heights
Ruskin Harold
Sun City Center Heathrow
Ensley Heritage Pines
Leesburg Hernando
Bellview Hernando Beach
Edgewater Highland City
Lutz High Point
Fort Walton Beach Hill ‘n Dale
Naples Hillsboro Pines
Sweetwater Hobe Sound
West Melbourne Holden Heights
Lealman Holiday
Holiday Holley
Palm Valley Homeland
Jasmine Estates Homestead Base
West Pensacola Homosassa
Lynn Haven Homosassa Springs
DeBary Horizon West
Bayshore Gardens Hosford
Eustis Hudson
Lake Butler Hunters Creek
Pinecrest Hutchinson Island South
Florida Ridge I[edit]
Belle Glade Immokalee
Bartow Indian River Estates
Punta Gorda Indiantown
Gibsonton Inverness Highlands North
Seminole Inverness Highlands South
Midway CDP Inwood
Apollo Beach Iona
Cocoa Island Walk
Ojus Istachatta
Fish Hawk Ives Estates
San Carlos Park J[edit]
Marco Island Jan Phyl Village
Glenvar Heights Jasmine Estates
Safety Harbor Jensen Beach
Maitland June Park
Myrtle Grove Juno Ridge
Brownsville Jupiter Farms
Country Walk K[edit]
Opa-locka Kathleen
Sarasota Springs Kendale Lakes
Three Lakes Kendall
Vero Beach Kendall West
Stuart Kensington Park
Upper Grand Lagoon Kenwood Estates
Palmetto Estates Key Largo
Pinewood Keystone
Lake Mary Key Vista
Sunset L[edit]
Southchase Lacoochee
West Lealman Laguna Beach
New Port Richey Lake Belvedere Estates
Tavares Lake Butler
Lake Wales Lake Harbor
Englewood Lake Hart
World Golf Village Lake Kathryn
Callaway Lakeland Highlands
West Park Lake Lindsey
Auburndale Lake Lorraine
Lady Lake Lake Mack-Forest Hills
Bellair-Meadowbrook Terrace Lake Magdalene
Forest City Lake Mary Jane
Azalea Park Lake Mystic
Niceville Lake Panasoffkee
Zephyrhills Lake Sarasota
South Venice Lakeside
Gonzalez Lakewood Park
Miami Springs Lamont
Iona Land o’ Lakes
Olympia Heights and Longwood Laurel
Hobe Sound Lealman
Oldsmar Lecanto
Lockhart Lehigh Acres
Conway Leisure City
St. Augustine Lely
Thonotosassa Lely Resort
East Milton Lemon Grove
Warrington Limestone
Fruitville Limestone Creek
Gladeview Lisbon
Jensen Beach Lloyd
Destin Lochmoor Waterway Estates
Palmetto Lockhart
Mount Dora Loughman
Middleburg Lower Grand Lagoon
Elfers Lutz
Atlantic Beach M[edit]
Homosassa Springs Manasota Key
Key Biscayne Manatee Road
North Palm Beach Mango
Goldenrod Masaryktown
South Daytona Matlacha
Cypress Lake Matlacha Isles-Matlacha Shores
Hudson McGregor
Panama City Beach Meadow Oaks
Wilton Manors Meadow Woods
Lakeland Highlands Medulla
Westwood Lakes Memphis
Pine Castle Merritt Island
South Miami Micco
Yulee Middleburg
Gulfport Midway, Santa Rosa County
Florida City Midway, Seminole County
Lakewood Park Mims
Lake City Miramar Beach
Fernandina Beach Molino
Holly Hill Montura
Shady Hills Moon Lake
Mango Morriston
Jupiter Farms Mount Carmel
Goulds Mount Plymouth
Nocatee Mulat
Cocoa Beach and Port St. John Munson
Westview Myrtle Grove
Groveland N[edit]
Doctor Phillips Naples Manor
Orange City Naples Park
Villas Naranja
Lantana Nassau Village-Ratliff
Richmond Heights Navarre
Fairview Shores Navarre Beach
Lighthouse Point New Port Richey East
Viera East Nobleton
Cheval Nocatee
Naranja Nokomis
Port Salerno North Brooksville
Miami Shores North DeLand
Union Park North Fort Myers
Gulf Gate Estates North Key Largo
West Perrine and Minneola North River Shores
Satellite Beach North Sarasota
Trinity North Weeki Wachee
Sebring Northdale
Gateway O[edit]
Highland City Oakleaf Plantation
Palatka Oak Ridge
Cape Canaveral Ocean City
Avon Park Odessa
Key Largo Ojus
Pine Ridge Okahumpka
Bee Ridge Olga
New Port Richey East Olympia Heights
Fuller Heights Ona
Gifford Orangetree
Alachua Oriole Beach
Milton Orlovista
St. Pete Beach Ormond-by-the-Sea
Bardmoor Osprey
Springfield P[edit]
Medulla Pace
Westgate Page Park
Laurel Paisley
Viera West Palm City
Beverly Hills Palm Harbor
St. Augustine Shores Palm River-Clair Mel
Citrus Springs Palm Springs North
Cypress Gardens Palm Valley
Rotonda Palmetto Estates
Pasadena Hills Palmona Park
Memphis Panacea
Bithlo Paradise Heights
Micco Pasadena Hills
Marathon Patrick SFB
Asbury Lake Pea Ridge
North Sarasota Pebble Creek
Palm Beach Pelican Bay
Orange Park Pine Air
Miramar Beach Pine Castle
Celebration Pine Hills
Lake Park Pine Island
Silver Springs Shores Pine Island Center
Fern Park Pine Lakes
Sugarmill Woods Pine Level
Progress Village Pine Manor
Indian Harbour Beach Pine Ridge, Citrus County
Pebble Creek Pine Ridge, Collier County
Williamsburg Pineland
Hernando Pinewood
Seffner Pioneer
West Vero Corridor Pittman
North Weeki Wachee Plantation
North Bay Village Plantation Island
Odessa Plantation Mobile Home Park
Broadview Park Poinciana
Brooksville Point Baker
Venice Gardens Port Charlotte
Southwest Ranches Port LaBelle
Arcadia Port St. John
Citrus Hills Port Salerno
McGregor Pretty Bayou
Inwood Princeton
Ormond-by-the-Sea Progress Village
Southeast Arcadia Punta Rassa
Quincy Q[edit]
Fort Pierce North Quail Ridge
Southgate R[edit]
Wedgefield Raleigh
Clewiston Richmond Heights
Marianna Richmond West
Green Cove Springs Ridge Manor
Longboat Key Ridge Wood Heights
Inverness Ridgecrest
Wimauma Rio
Sanibel Rio Pinar
Lake Lorraine River Park
West Miami River Ridge
West Samoset Riverview
Neptune Beach Roeville
Perry Roosevelt Gardens
Fort Myers Beach Roseland
Live Oak Rotonda
Treasure Island Royal Palm Estates
Dade City Ruskin
Beacon Square S[edit]
St. Augustine Beach Samoset
Osprey Samsula-Spruce Creek
Belle Isle San Carlos Park
South Patrick Shores San Castle
Indian River Estates Sarasota Springs
Fort Myers Shores Sawgrass
Pembroke Park Schall Circle
Islamorada, Village of Islands Seffner
Kathleen Seminole Manor
Lauderdale-by-the-Sea Seville
Macclenny Shady Hills
Crystal Lake Sharpes
Wildwood Siesta Key
Naples Park Silver Lake
Gulf Breeze Silver Springs Shores
Ocean City Sky Lake
Combee Settlement Solana
Heathrow Sorrento
Pahokee South Apopka
Naples Manor South Beach
Sky Lake South Bradenton
Orlovista South Brooksville
Lecanto South Gate Ridge
River Park South Highpoint
South Gate Ridge South Miami Heights
Inverness Highlands South South Patrick Shores
DeFuniak Springs South Sarasota
Mims South Venice
Tequesta Southchase
Fort Meade Southeast Arcadia
Bay Harbor Islands Southgate
Pelican Bay Spring Hill
Siesta Key Spring Lake
Surfside Spring Ridge
High Springs Springhill
Willow Oak St. Augustine Shores
Mount Plymouth St. Augustine South
Indiantown St. James City
Palm Springs North Stacey Street
Newberry Steinhatchee
Okeechobee Stock Island
Fellsmere Sugarmill Woods
South Apopka Sumatra
Lake Alfred Sun City Center
Samsula-Spruce Creek Suncoast Estates
Mascotte Sunset
Fruitland Park T[edit]
Big Pine Key Taft
Lely Resort Tamiami
Starke Tangelo Park
Warm Mineral Springs Tangerine
South Highpoint Tavernier
St. Augustine South Taylor Creek
South Sarasota The Acreage
Cocoa West The Crossings
Nassau Village-Ratliff The Hammocks
Timber Pines and Zephyrhills South The Meadows
Jan Phyl Village The Villages
Floral City Thonotosassa
Rio Pinar Three Lakes
South Bay Three Oaks
Wahneta Tice
Bay Hill Tierra Verde
South Pasadena Tiger Point
Hutchinson Island South Tildenville
Kenneth City Timber Pines
River Ridge Town ‘n’ Country
Crawfordville Trilby
Valparaiso Trinity
Butler Beach Tyndall AFB
Whiskey Creek U[edit]
Orangetree Union Park
Pine Manor University, Hillsborough County
Flagler Beach University, Orange County
Wauchula University Park
Plantation CDP Upper Grand Lagoon
Tice V[edit]
Belleview Valrico
Zephyrhills West Vamo
Lake Sarasota Venice Gardens
LaBelle Vero Beach South
Goulding Verona Walk
Suncoast Estates Viera East
Port LaBelle Viera West
Sawgrass Villano Beach
Parker Villas
Brookridge Vineyards
Moon Lake W[edit]
Fussels Corner Wabasso
Daytona Beach Shores Wabasso Beach
The Meadows Wacissa
Buckingham Wahneta
Lochmoor Waterway Estates Wallace
Madeira Beach Warm Mineral Springs
Kensington Park Warrington
Vamo Washington Park
Cortez Watergate
Fort Pierce South Watertown
Loughman Waukeenah
June Park Waverly
West Bradenton Wedgefield
Lake Belvedere Estates Weeki Wachee Gardens
Stock Island Wekiwa Springs
Indian Rocks Beach Wesley Chapel
White City West Bradenton
Mary Esther West DeLand
San Castle West Lealman
West DeLand West Little River
Dundee West Pensacola
Holmes Beach West Perrine
Connerton West Samoset
Ridge Manor West Vero Corridor
Indian River Shores Westchase
Alturas Westchester
Jasper Westgate
Grant-Valkaria Westview
South Brooksville Westwood Lakes
Mulberry Whiskey Creek
Taylor Creek and Belleair White City
Bagdad Whitfield, Manatee County
Vineyards Whitfield, Santa Rosa County
Samoset Williamsburg
Ridge Wood Heights Williston Highlands
Charlotte Harbor Willow Oak
Three Oaks Wimauma
Lely Windsor
Holden Heights Winter Beach
Laguna Beach Wiscon
Pea Ridge Woodlawn Beach
Highland Beach Woodville
South Beach World Golf Village
St. James City Wright
Lower Grand Lagoon Y[edit]
Point Baker and Davenport Yalaha
Montura Yeehaw Junction
Umatilla Yulee
Desoto Lakes Z[edit]
High Point Zellwood
Tierra Verde Zephyrhills North
Tyndall AFB Zephyrhills South
Cedar Grove Zephyrhills West
Lake Clarke Shores
Feather Sound
Flagler Estates
Chipley
Dover
Juno Beach
Pretty Bayou
Port St. Joe
North Brooksville
Loxahatchee Groves
Ellenton
Royal Palm Estates
Watergate
North River Shores
Harbour Heights
Nokomis
Midway
Cleveland
Windermere
Seminole Manor
Inverness Highlands North
Whitfield
Biscayne Park
Melbourne Beach
Lake Panasoffkee
Ridgecrest
Bay Pines
Ponce Inlet
Frostproof
Hilliard
Chattahoochee
Island Walk
Crystal River
Harbor Bluffs
Watertown
Bushnell
Sharpes
Zellwood
Big Coppitt Key
Dade City North
Moore Haven
Bal Harbour
Clarcona
Malabar
Manatee Road and Greenbriar
Villano Beach
Bowling Green
Oakland
Madison
Bunnell
Indialantic
Edgewood
Tiger Point
Woodville
Port Richey
Hypoluxo
Lake Helen
Bonifay and Carrabelle
Wewahitchka
Freeport
Williston
Alva
Woodlawn Beach
Balm
Tangelo Park
De Leon Springs
Blountstown
Cabana Colony
Tangerine
Geneva
Hernando Beach
Harlem
Roosevelt Gardens
Verona Walk
Meadow Oaks
Virginia Gardens
Winter Beach
Graceville
Eagle Lake
Chuluota
Campbell
Lake Placid
Grenelefe
Atlantis
Eatonville
Olga
Zephyrhills North
El Portal
Belleair Bluffs
Apalachicola
Chiefland
Redington Shores
Boulevard Gardens
Monticello
Polk City
Mangonia Park
Trenton
Eastpoint and East Bronson
Pine Air
Haverhill
Dunnellon
Heritage Pines and Wallace
Malone
Sewall’s Point
Eglin AFB
Charlotte Park
Grove City
Cross City
Homosassa
Sneads
East Palatka
Burnt Store Marina
Tavernier
Pine Island Center
Pine Ridge CDP
Williston Highlands
Zolfo Springs and Bear Creek
Lake Butler city
Gotha
Punta Rassa
Cudjoe Key
Taft
Hill ‘n Dale
Fort Denaud
Hawthorne
Glencoe
Quail Ridge
Oriole Beach
Lake Mary Jane
Wabasso Beach
Lacoochee
Oak Hill
Crooked Lake Park
Silver Lake
Roseland
Astatula
Weeki Wachee Gardens
Christmas
Havana
Keystone Heights
Baldwin
Holley
Key Vista
Buckhead Ridge
Pierson
Interlachen
Harlem Heights
Crescent City
Belleair Beach
Washington Park
Century
Lake Hamilton
Montverde
Ocean Ridge
Plantation Mobile Home Park
Redington Beach
Astor
Mexico Beach
Hillsboro Beach
Patrick AFB
Midway CDP
Inglis
North DeLand
North Redington Beach
Kenwood Estates
South Palm Beach
Babson Park
Cypress Quarters
Gretna and Black Hammock
Indian Shores
Bokeelia
Palmona Park
Gun Club Estates
Callahan
Schall Circle
Limestone Creek
Howey-in-the-Hills
Palm Shores
Paisley
Black Diamond
Archer and Tildenville
Five Points
Molino
Palm Beach Shores
St. Leo
San Antonio
Medley
Manasota Key
Pomona Park
Allentown
Franklin Park
Yalaha
Panacea
Center Hill
Anna Maria
North Key Largo
Crescent Beach
Navarre Beach
Mayo
Crystal Springs
Fanning Springs
DeLand Southwest
Bristol
Bradenton Beach
Lawtey
Grand Ridge
Shalimar
Rio, Greenville, and Briny Breezes
Juno Ridge
Hastings
Masaryktown
Chumuckla
Lake Kathryn
Homestead Base
Bronson
White Springs
Altha
Webster
Hosford
Greenwood
Waverly
Steinhatchee
Fort White
Cottondale
Jupiter Island
Gulf Stream
Waldo
St. Lucie Village
Reddick
Melbourne Village
St. George Island
Duck Key
Cedar Key
Vernon
Pioneer and Garden Grove
Solana
Matlacha
Stacey Street
Branford
Paxton and Wabasso
Key Colony Beach
Harold
Wiscon
Seville
East Williston
Greensboro
Golden Beach
Glen St. Mary
Welaka and Lemon Grove
Pine Lakes
Jennings
Lake Mack-Forest Hills and Sorrento
Andrews
Worthington Springs
Penney Farms
Canal Point
Alford
Roeville
Micanopy
Sea Ranch Lakes
Yankeetown
Spring Lake
Bell
Paradise Heights
Laurel Hill
Ferndale
Ponce de Leon
Hillsboro Pines and Avalon
Lee
Page Park
Brownsdale
Hampton
Raleigh
Spring Ridge
Beverly Beach
Acacia Villas
Wausau
Coleman
Garcon Point
Sopchoppy
Jupiter Inlet Colony
Brooker
Jay
Bradley Junction
Trilby
Matlacha Isles-Matlacha Shores
McIntosh
Orchid
Plantation Island
La Crosse
Esto
Berrydale
Cinco Bayou
Westville
Lake Mystic
Lake Hart
Wacissa
Yeehaw Junction
Mulat
Pineland
Ebro
Jacob City
Lisbon
Manalapan
Homeland
Floridatown
Whitfield CDP
Sumatra
Windsor
Charleston Park
Pittman
Ocean Breeze Park
Gardner
Noma and Hillcrest Heights
Cloud Lake and Everglades
Golf
Istachatta
Pine Level
Waukeenah
Mount Carmel, Highland Park, and St. Marks
Campbellton
Goodland
Ona
Captiva
Glen Ridge
Caryville
Nobleton
Day
Munson
Fort Green
Raiford
Lamont
Dixonville
Limestone
Fidelis and Aucilla
Springhill
Lloyd
Okahumpka
Fort Green Springs
Horseshoe Beach
Layton
Aripeka
Otter Creek
Altoona
Belleair Shore
Bascom
Fisher Island
Chokoloskee
Morriston
Bayport
Dickerson City and Bay Lake
Indian Creek
Lazy Lake
Lake Harbor
Lake Lindsey
Pine Island
Marineland
Cobbtown
Lake Buena Vista

Category: Florida Mortgage

100% Bad Credit Florida Commerical Mortgage Lenders

100% Financing Bad Credit Commercial Florida Mortgage Lenders FLORIDA REAL HARD MONEY LENDERS focus on Loan-To-Value (LTV) and not credit scores. We only consider the current as-is value of any real estate asset – not its speculative future value. We currently offer the following Real Estate Loan Programs: Purchase or Refinance Seller Carry to 100% […]

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Bad Credit Florida Commerical Mortgage Lenders

Florida Bad Credit Commercial Mortgage Lenders Options As a REAL HARD MONEY LENDER, we focus on Loan-To-Value (LTV) and not credit scores. We only consider the current as-is value of any real estate asset – not its speculative future value. Bad Credit Commercial Programs Include: Stop Foreclosure Refinance Bankruptcy Refinance  Judgment Refinance  Multifamily Residential Properties Late […]

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Self Employed Florida Cash Business Mortgage Lenders

Self-Employed Florida Cash Business Mortgage Lenders  We offer No Income verification and No Doc Florida mortgage lenders that allow you to purchase or refinance a primary Florida mortgage with NO tax returns, NO W2’s, NO 1099, and NO bank statements. Self-employed and or cash businesses are usually turned down by most banks and other mortgage […]

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1 Day After Bankruptcy Florida No Income Verification Florida Mortgage Lenders

1 Day After Bankruptcy Florida No Income Verification Florida Mortgage Lenders No Income  Florida Mortgage Lenders Requirements Of Florida No Income Mortgage Lenders Primary Residence & Second Homes Credit Underwritten Based on LTV, FICO, and Liquidity Read More »   What types of Businesses Need Stated Income Florida Mortgage Lenders? But running a cash business […]

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No Income No Employment Florida Mortgage Lenders

NO INCOME NO EMPLOYMENT FLORIDA MORTGAGE No income and No Employment verification Florida mortgage lenders use assets and credit scores to qualify your primary home loan request. A No income and No Employment verification loan is perfect for self-employed business owners and contractors who run a cash business and want to buy or refinance a […]

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1 Day After Bankruptcy Florida Mortgage Lenders

1 Day After Bankruptcy Florida Mortgage LendersBad Credit Florida Mortgage Lenders – Bad Credit Florida Home Loans— Read More »How Soon Can I Buy A House After Bankruptcy In Florida? Getting a Florida Mortgage after Chapter 7 or 13 Bankruptcy! Chapter 7 or 13  Bankruptcy is powerful to relieve you of overwhelming debts. Having a Chapter […]

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No Income Verification Florida Condo Mortgage Lenders

CONDO – NO INCOME NO EMPLOYMENT CONDO MORTGAGE LENDERS No income and No Employment verification Florida Condo mortgage lenders use assets and credit scores to qualify your primary home loan request. A No income and No Employment verification loan is perfect for self-employed business owners and contractors who run a cash business and want to […]

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Condotel Florida Mortgage Lenders

Short Term Rental Florida Condotel Mortgage Lenders CONDOTEL FLORIDA MORTGAGE LENDER’S Florida Condotel No Doc And Alt Docs Mortgage Programs Links Below No Tax Return Florida Condotel Mortgage Lenders  Bank Statement Florida Condotel Mortgage Lenders DSCR CondoTel Florida Mortgage Lenders – Read More » We get this question all the time, What Is A Condotel? Condotels are […]

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Stop Foreclosure Florida Mortgage Refinance

Stop Foreclosure Florida Mortgage Refinance    350+ Fico Florida Stop Foreclosure Bail Outs  •Business purpose subprime rate sheet for N/O/O properties only.Property Types:• Single Family Homes – Condos – Townhouses – 2 to 4 Units.• Condotels – NO area restriction.• Non-Warrantable condos – Max LTV 80%.Property Condition:• Property must show “Pride of Ownership”.•  Hard-Money products for […]

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No Income No Employment Florida Mortgage Lenders

NO INCOME NO EMPLOYMENT FLORIDA MORTGAGE No income and No Employment verification Florida mortgage lenders use assets and credit scores to qualify your primary home loan request. A No income and No Employment verification loan is perfect for self-employed business owners and contractors who run a cash business and want to buy or refinance a […]

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Refinance Florida Property Taxes-Refinance Delinquent Taxes Florida

Florida Florida Property Taxes – Refinance Delinquent Taxes Florida

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Short Term No Income Verification Florida Mortgage Lenders

Airbnb No Tax Return Florida Mortgage Lenders Using Rent Rolls For Income! Florida Mortgage Lenders Purchase/Refinance Use 75% Of Lease Agreements Income! CondoTel Florida Mortgage Lenders – Read More » No Income Verification Florida Investor Loans Owning an Airbnb space has become increasingly popular in Florida. As owners become travelers and investors they seek to […]

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Stated Income Florida Mortgage Lenders

Stated Income Florida Mortgage Lenders No Doc and Stated income Florida mortgage lenders are used to purchase a primary residence home or refinance your current primary residence mortgage. No employment, no tax returns, no W2s, no 1099’s, no bank statements Florida mortgage lenders! How and Who do No-Doc Florida mortgages work for? Most self-employed Florida […]

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Bad Credit Fort Myers Florida Mortgage Lenders

Bad Credit Fort Myers Florida Mortgage Lenders No Tax Return Bad Credit Fort Myers Florida Mortgage Lenders About Bad Credit Tax Return Fort Myers Florida Mortgage Lenders Florida bad credit bank statement mortgage lenders were created for self-employed borrowers that write off all of their income.  Bank statement mortgage lenders use 12 or 24 months of […]

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How Do I Get a Bad Credit Florida Mortgage No Tax Returns?

Bad Credit Florida Mortgage Lenders – Bad Credit Florida Home Loans Note  Approvals based on payment history are Not credit score driven!  Bad Credit Florida No Tax Return Mortgage Lenders Bad Credit Florida No Tax Return Mortgage Lenders   About No Tax Return Bad Credit Mortgage Lenders Bad credit Florida Bank statement mortgage lenders were […]

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Bad Credit Jacksonville Florida Mortgage Lenders

Bad Credit Jacksonville Florida Mortgage Lenders 350+Bad Credit Florida Mortgage Lenders No Tax Return Bad Credit Florida Mortgage Lenders About Bad Credit Tax Return Florida Mortgage Lenders Florida bad credit bank  Read More » Bad Credit Jacksonville Florida No Tax Return Mortgage Lenders Bad Credit Florida No Tax Return Mortgage Lenders   About No Tax […]

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Jacksonville FL Self Employed No Tax Return Mortgage Lenders

No Tax Return Self Employed Jacksonville Florida Mortgage Lenders How Do I get a Mortgage In Florida With No Tax Returns? Read More » Serving All Cities near and around Jacksonville, Florida: Orange Park, FL Atlantic Beach, FL Lakeside, FL Jacksonville Beach, FL Palm Valley, FL Fernandina Beach, FL Saint Marys, GA Kingsland, GA Saint […]

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100% Florida FHA Mortgage Lenders

100% Florida FHA Mortgage Lenders  – 100% Florida Mortgage Lenders 100% Florida Home Loans – One Hundred Percent Florida mortgage financing US Mortgage Lenders 100% Florida FHA Mortgage Lenders Program is designed to increase homeownership opportunities for low-to-moderate income individuals and families. Unless otherwise specified here as an overlay, Florida mortgage lenders adhere to all […]

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Florida Mortgage After BK, Foreclosure, Short Sale!

Florida bad credit mortgage After Bankruptcy, Foreclosure, Short Sale! bad credit mortgage 1 day after Bankruptcy or Foreclosure Second Chance Florida bad credit mortgage After Foreclosure Program Highlights Up To 60% Loan to Value No Minimum Credit Score Required! Full Doc Only-43% DTI 1 day after Bankruptcy, Foreclosure And Short Sales Are Ok Deferred Maintenance Is Acceptable […]

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350+Bad Credit Florida Mortgage Lenders

350+Bad Credit Florida Mortgage Lenders No Tax Return Bad Credit Florida Mortgage Lenders About Bad Credit Tax Return Florida Mortgage Lenders Florida bad credit bank statement mortgage lenders were created for self-employed borrowers that write off all of their income.  Bank statement mortgage lenders use 12 or 24 months of bank statements and average a borrower’s […]

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No Income Verification Coral Springs FL Mortgage Lenders

No Doc Mortgage Lenders In Florida – No Tax Returns! 1099 Only FL Mortgage Lenders // Self-Employed Mortgage-No Tax Returns! Bank Statement Only Mortgage  // No Income Verification Mortgage Lenders How Do I get a Mortgage In Coral Springs Florida With No Tax Returns? Bad Credit Coral Springs Florida No Tax Return Mortgage Lenders Bad […]

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No Income Verification Gainesville FL Mortgage Lenders

No Doc Mortgage Lenders In Florida – No Tax Returns! 1099 Only FL Mortgage Lenders // Self-Employed Mortgage-No Tax Returns! Bank Statement Only Mortgage  // No Income Verification Mortgage Lenders How Do I get a Mortgage In Gainsville Florida With No Tax Returns? Bad Credit Gainsville Florida No Tax Return Mortgage Lenders Bad Credit Florida […]

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No Income Verification Miramar FL Mortgage Lenders

No Doc Mortgage Lenders In Florida – No Tax Returns! 1099 Only FL Mortgage Lenders // Self-Employed Mortgage-No Tax Returns! Bank Statement Only Mortgage  // No Income Verification Mortgage Lenders How Do I get a Mortgage In Miramar Florida With No Tax Returns? Avg. 24 Months Bank or 12 Months Bank Statements For Income Read […]

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No Income Verification Mortgage Lenders Hollywood FL

Bank Statement Only Mortgage  // No Income Verification Mortgage Lenders 1099 Only FL Mortgage Lenders // Self-Employed Mortgage-No Tax Returns! How Do I get a Mortgage In Hollywood Florida With No Tax Returns? Avg. 24 Months Bank or 12 Months Bank Statements For Income Read More » When determining the appropriate qualifying income for a […]

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No Income Verification Mortgage Lenders Pembroke Pines FL

Bank Statement Only Mortgage  // No Income Verification Mortgage Lenders 1099 Only FL Mortgage Lenders // Self-Employed Mortgage-No Tax Returns! How Do I get a Mortgage In Pembroke Pines Florida With No Tax Returns? Avg. 24 Months Bank or 12 Months Bank Statements For Income Read More » When determining the appropriate qualifying income for […]

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No Income Verification Mortgage Lenders Fort Lauderdale FL

Bank Statement Only Mortgage  // No Income Verification Mortgage Lenders 1099 Only FL Mortgage Lenders // Self-Employed Mortgage-No Tax Returns! How Do I get a Mortgage In Fort Lauderdale Florida With No Tax Returns? Avg. 24 Months Bank or 12 Months Bank Statements For Income Read More » When determining the appropriate qualifying income for […]

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No Income Cape Coral Florida Mortgage Lenders

No Income Verification Cape Coral Florida Mortgage Lenders 1099 Only Cape Coral FL Mortgage Lenders Bank Statement Only Mortage Lenders Cape Coral Florida Self-Employed Cape Coral Florida Mortgage-No Tax Returns! How Do I get a Mortgage In Cape Coral Florida With No Tax Returns? Avg. 24 Months Bank or 12 Months Bank Statements For Income […]

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No Income Tallahassee Florida Mortgage Lenders

1099 Only Tallahassee FL Mortgage Lenders Bank Statement Only Mortage Lenders Tallahassee Florida No Income Verification Tallahassee Florida Mortgage Lenders Self-Employed Tallahassee Florida Mortgage-No Tax Returns! How Do I get a Mortgage In Tallahassee Florida With No Tax Returns? Avg. 24 Months Bank or 12 Months Bank Statements For Income Read More » When determining […]

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No Income Port St. Lucie Florida Mortgage Lenders

No Income Verification Port St. Lucie Florida Mortgage Lenders Self-Employed Port St. Lucie Florida Mortgage-No Tax Returns! 1099 Only Port St. Lucie FL Mortgage Lenders Bank Statement Only Mortage Lenders Port St. Lucie Florida How Do I get a Mortgage In Port St. Lucie Florida With No Tax Returns? Avg. 24 Months Bank or 12 […]

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No Income St. Petersburg Florida Mortgage Lenders

1099 Only St Petersburg FL Mortgage Lenders Bank Statement Only Mortage Lenders St. Petersburg Florida No Income Verification St. Petersburg Florida Mortgage Lenders Self-Employed St. Petersburg Florida Mortgage-No Tax Returns! How Do I get a Mortgage In St. Petersburg Florida With No Tax Returns? Approvals Based On 1. Credit, 2. Downpayment, 3. Reserves      […]

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No Income Orlando Florida Mortgage Lenders

Bank Statement Only Mortage Lenders Orlando Florida No Income Verification Orlando Florida Mortgage Lenders Self-Employed Orlando Florida Mortgage-No Tax Returns! How Do I get a Mortgage In Orlando Florida With No Tax Returns? Approvals Based On 1. Credit, 2. Downpayment, 3. Reserves          Avg. 24 Months Bank or 12 Months Bank Statements […]

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No Income Tampa Florida Mortgage Lenders

Read More »     No Income Verification Tampa Florida Mortgage Lenders Self-Employed Tampa Florida Mortgage-No Tax Returns! Self-Employed Florida Mortgage-No Tax Returns!   Self-Employed Florida Mortgage Lenders Self-Employed As the economy for self-employed and other small-business economies more, business owners are in  Read More » How Do I get a Mortgage In Tampa Florida With No Tax […]

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No Income Verification Miami FL Mortgage Lenders

How Do I get a Mortgage In Miami Florida With No Tax Returns? Read More »     No Income Verification Miami Florida Mortgage Lenders Approvals Based On 1. Credit, 2. Downpayment, 3. Reserves  Self-Employed Miami Florida Mortgage-No Tax Returns! Self-Employed Florida Mortgage-No Tax Returns!   Self-Employed Florida Mortgage Lenders Self-Employed As the economy for self-employed and other […]

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500+Bad Credit Florida FHA Mortgage Lenders

Bad Credit Florida FHA Mortgage Lenders Requirments Cash – Minimum 3.5% Down with 580+ Credit Score and seller paid closing cost up to 6%.Credit – Minimum 500+ Bad Credit score w 10% down or 3.5% down with min 580+ Credit score.Capacity – Maximum Debt to income ratio with FHA is 46.9 front end and  56.9% […]

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No Income Jacksonville Florida Mortgage Lenders

No Income Jacksonville Florida Mortgage Lenders How Do I get a Mortgage In Florida With No Tax Returns? Read More » Approvals Based On 1. Credit, 2. Downpayment, 3. Reserves  Self-Employed Florida Mortgage-No Tax Returns! Self-Employed Florida Mortgage-No Tax Returns!   Self-Employed Florida Mortgage Lenders Self-Employed As the economy for self-employed and other small-business economies […]

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Florida FHA Home Loans FL FHA Mortgage Lenders

Florida FHA Home Loans – FHA Mortgage Lenders Florida Florida-Mortgage-Lenders.com Serves FHA  In All Florida! Credit – Minimum 500 Credit score w 10% down or 3.5% down with min 580+ Credit score.Capacity- Maximum Debt to income ratio with FHA is 46.9 front end and  56.9% back end with AUS approval.Cash– Minimum 3.5% Down with 580+ […]

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Hollywood Florida Mortgage Lenders

Hollywood Florida Mortgage Lenders

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MANUAL UNDERWRITING

MANUAL UNDERWRITE FLORIDA MORTGAGE LENDERS We Provide Same Day Manual Underwriting FHA Mortgage Approvals!When the mortgage applicant’s information is entered into what’s called an Automated Underwriting System, or for short AUS. Put simply this is a computer program that helps speed up the FHA mortgage application process and lets FHA/VA mortgage lenders know at the […]

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Manufactured Home Florida No Tax Return Mortgage Lenders

Manufactured Home – Florida No Tax Return Mortgage Lenders Business Statements: Qualify  Avg Deposits. Up to 90% are subject to a Business bank statement questionnaire. Personal Statements: Qualify using 12 avg bank statements. We use 100% of the deposits as income. Check our 24-month average Florida Bank Statement Mortgage Lenders! Florida 1099 income only manufactured […]

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Self-Employed Florida Mortgage-No Tax Returns!

Self-Employed Florida Mortgage-No Tax Returns!   Self-Employed Florida Mortgage Lenders Self-Employed As the economy for self-employed and other small-business economies more, business owners are in need of self-employed financing but are often Read More » Asset Based Florida Mortgage Lenders Florida Asset Based Mortgage Lenders Qualifications Florida Asset Based Mortgage Lenders offers two Alt Doc […]

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ITIN Florida Bank Statement No Tax Return Mortgage Lenders

How To Get A Florida Mortgage With ITIN Number and No Tax Returns? Some Florida ITIN Mortgage Lenders Allow Multiple SS Numbers OK! Mismatch SS numbers OK for mortgage qualifying  If you are undocumented with an ITIN seeking  Florida mortgage lenders and do not have a social security number we can help.  ITIN Florida mortgage […]

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No Income Verification Florida Investor Loans

Investment Income Florida Mortgage Lenders Florida No Income Verification Investor Loans — No Income Verification Florida Investor Loans Debt service coverage ratio Florida mortgage lenders use an alternative method to qualify investment property for the purchase or refinance of Florida real estate. Rather than using the borrower’s income via W2, 1099, and Tax Returns to […]

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No Income Verification Florida Mortgage Lenders

No Income Verification Florida Mortgage Lenders  No Income  Florida Mortgage Lenders Requirements Of Florida No Income Mortgage Lenders Primary Residence & Second Homes Credit Underwritten Based on LTV, FICO, and Liquidity Read More »   What types of Businesses Need Stated Income Florida Mortgage Lenders? But running a cash business has many benefits. It allows […]

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Florida No Income Verification Investor Loans

Florida Investor Mortgage – Use the rental income to qualify for Investment homes! No Income Verification Florida Investor Loans= Income / Payment = 1 or greater qualifies!Higher the rental income and the lower the payments the better the (Investors income) debt service coverage ratio. Rental income Total Housing Payment Investors income $2000 $1900 1.052 $2200 […]

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No Doc And Stated Florida Mortgage Lenders

Florida No Income verification mortgage programs. No No Doc, Florida No income verification mortgage program used to purchase a primary residence home or refinance your current primary residence mortgage. No employment, no tax returns, no W2s, no 1099’s, no bank statements for income. How and Who do No-Doc Florida mortgages work for? Most self-employed Florida […]

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Self Employed Florida Mortgage Lenders

Self-Employed Florida Mortgage Lenders  As the economy for self-employed and other small-business economies more, business owners are in need of self-employed financing but are often turned away because they don’t qualify with their tax return income Most Florida mortgage lenders and banks will require 2 years of tax returns along with a year to date […]

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Bad Credit Florida Mortgage Lenders

Bad Credit Florida Mortgage Lenders – Bad Credit Florida Home Loans Note  Approvals based on payment history are Not credit score driven!  About Bad Credit Florida Mortgage Lenders Home Loans  Our bad credit Florida mortgage lenders make bad credit home loans based on common sense approvals. In addition, our mortgage lenders do not require tax […]

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Asset Based Florida Mortgage Lenders

Florida Asset Based Mortgage Lenders Qualifications Florida Asset Based Mortgage Lenders offers two Alt Doc programs where the borrower’s assets can be used to assist in qualification, or in some cases as the only qualifying factor.  ASSET-BASED FLORIDA MORTGAGE LENDERS  Asset-Based Florida Mortgage Lender’s loans allow a quicker qualification based solely on the borrower’s seasoned, […]

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Stated Income Florida Mortgage Lenders

Stated Income  Florida Mortgage Lenders Requirements Of Florida Stated Income Mortgage Lenders Primary Residence & Second Homes Credit Underwritten Based on LTV, FICO, and Liquidity Income Documentation Not Required Employment Not Required Debt-to-Income (DTI) Not Calculated Asset Seasoning 30 Days Stated Income Florida Mortgage Approval Based On 1. Credit, 2. Downpayment, 3. Reserves Stated Income […]

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Bad Credit Florida No Tax Return Mortgage Lenders

Bad Credit Florida No Tax Return Mortgage Lenders   About No Tax Return Bad Credit Mortgage Lenders Bad credit Florida Bank statement mortgage lenders were created for self-employed borrowers that write off all of their income.  Bank statement Florida mortgage lenders use 12 or 24 months of bank statements and average a borrower’s income for mortgage […]

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Florida Condo Mortgage Lenders Warrantable & Non Warrantable

FLORIDA NON-WARRANTABLE CONDO LENDERS – Warrantable vs Non-Warrantable Florida Condos  Thinking about buying a Florida condominium? The first thing you will need to determine is whether you are buying a “warrantable” or “non– warrantable” Florida condo. The only way to find out the financing on a Florida condo is to have a condo questionnaire completed if it’s not already […]

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Jumbo Florida No Tax Return Mortgage Lenders

Florida Jumbo Mortgage Lenders No Tax Returns Yes, you heard correctly! This jumbo Florida mortgage does not require Tax Returns!  You simply provide your most recent 12 or 24-month personal or business bank statements and we will calculate your income. If you are trying to buy a home but took too many business Tax deductions […]

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1099 Florida Mortgage Lenders

How do I Qualify For A Florida Mortgage Using 1099’s For Income? You must be employed in the same line of work or business for at least 2 years. We can then average your 2 years 1099 average with your year-to-date income!  We also need your most recent 2 months bank statement to document your […]

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24 Months Bank Statement Florida Mortgage Lenders

24 Months Bank Statement Florida Mortgage Lenders Personal Statements: Qualify using 24 avg bank statements. We use 100% of the deposits as income. Business Statements: 24 months’ Avg Deposits. Up to 90% with a Business bank statement questionnaire. Check out our 12 month Florida bank statement mortgage program! Florida Bank statement mortgage lenders were created […]

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12 Months Bank Statement Florida Mortgage Lenders

12 Months Bank Statement Florida Mortgage Lenders Business Statements: Qualify 12 months’ Avg Deposits. Up to 90% are subject to a Business bank statement questionnaire. Personal Statements: Qualify using 12 avg bank statements. We use 100% of the deposits as income. Check our 24-month average Florida Bank Statement Mortgage Lenders! Florida Bank statement mortgage lenders […]

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DSCR Florida Mortgage Lenders-

DSCR Florida Mortgage Lenders – No Income Verification Investor LoansUse the rental income to qualify Florida Investment homes. To Calculate the DSCR Take Total income  Income / Total Payment PITI.Income exceeding the rent by 1 qualifies for DSCR No Income Investor mortgage approval!Higher the rental income and the lower the payments the better the (DSCR) […]

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CondoTel Florida Mortgage Lenders

CONDOTEL FLORIDA MORTGAGE LENDER’S Florida Condotel No Doc And Alt Docs Mortgage Programs Links Below No Tax Return Florida Condotel Mortgage Lenders  Bank Statement Florida Condotel Mortgage Lenders DSCR Florida Condotel Mortgage Lenders – Use Condotel Rental Income To Qualify! WHAT ARE FLORIDA CONDOTEL’S AND HOW DO THEY WORK? Florida condotel is like a condominium […]

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Florida VA Mortgage Lenders

Florida VA Mortgage Lenders – VA 100% Florida Mortgage financing For Veterans!  The VA Mortgage Program Offers Eligible Veterans Both home Purchase and Home Refinance Programs. VA Mortgage lenders along with our Federal Government have taken to benefit home buyers, and specifically, those who are Veterans and Active Duty personnel. A VA Mortgage lender provides […]

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How Do I get a Mortgage In Florida With No Tax Returns?

How Do I get a Mortgage In Florida With No Tax Returns? If you are looking for a Florida mortgage because you are having a hard time verifying your income then you came to the right website. Florida mortgage lenders.com has many programs for borrowers who cannot show their tax returns for income. We offer […]

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No Income Verification Florida Mortgage Lenders

No Income Verification Florida Mortgage Lenders No Income Verification Mortgage Lender Requirments Primary Residence & Second Homes Credit Underwritten Based on LTV, FICO, and Liquidity Income Documentation Not Required Employment Not Required Debt-to-Income (DTI) Not Calculated Asset Seasoning 30 Days No Income Approvals Based On 1. Credit, 2. Downpayment, 3. Reserves are Subject To Change […]

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Florida Mortgage Lenders Using Bank Statements For Income!

Florida Mortgage Lenders Use Bank Statements For Income! The Bank Statement Only mortgage is often the only option for self-employed borrowers to get the funding they need.  The bank statement-only mortgage uses business or personal bank statements to calculate income with NO TAX RETURNS NEEDED! Cash – Minimum 10% Down. Credit – Minimum 350 Credit score (case by case) […]

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Florida No Credit Score Mortgage Lenders

No Credit Score Lenders Use Alternate Pay History To Qualify Your Credit!  Cash – Minimum 3.5% Down payment. Credit – Rental history and utilities can be used to prove your payment history. Capacity – Debt To Income  31/43%, 1 compensating factor 35/45,  2. compensating factors 40/50. Collateral – Single-family homes, Townhomes, Villas, Manufactured homes,  FHA […]

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Self Employed Florida No Tax Return Mortgage Lenders

NO TAX RETURN FLORIDA MORTGAGE LENDER’S  Cash – Minimum 10% Down + Closing Cost + Reserves.Credit – Minimum 350 Credit score.Capacity – Maximum 55% Collateral – Single-family homes, Townhomes, Villas, Condos, Manufactured Homes How do I get a Florida Mortgage with No Tax Returns? In 2010 the Dodd-Frank Wall Street Reform and Consumer Protection Act required […]

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Florida FHA Mortgage Lenders-FHA Home Loan Florida

Florida FHA Mortgage Lenders Requirments and FHA Loan Limits  Cash – Minimum 3.5% Down with 580+ Credit Score and seller paid closing cost up to 6%.Credit – Minimum 500 Credit score w 10% down or 3.5% down with min 580+ Credit score.Capacity – Maximum Debt to income ratio with FHA is 46.9 front end and  […]

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Hollywood Florida FHA Mortgage Lenders

Hollywood Florida FHA Mortgage Lenders – Hollywood FL FHA Mortgage Lenders  4 C’S HOLLYWOOD FLORIDA FHA MORTGAGE LENDER REQUIRMENTS CHECKLIST 1-Collateral/FHA Approved Property Types Include- Single family homes, Townhomes, villas, 1-4 family multi Unit Homes, and  FHA Approved Condos! 2-FHA Minimum Cash/Down payment Or Equity -FHA 3.5% Down Payment Cash or 20% Equity/ 80% LTV for cash out or […]

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1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251

MINIMUM CREDIT SCORE

PORTFOLIO

NO MIN FICO SCORE 

NO TAX RETURN

350 MIN FICO

FHA/VA

500 MIN FICO

CONVENTIONAL

620 MIN FICO

CALL NOW!

954-667-9110

Apply Now!

All Information Subject To Change