By Thomas Martin 954-667-9110
Davie FL Mortgage Programs For All Situations
Florida Mortgage Lenders .com is a mortgage loan originator based in Davie, Florida. We offer more options, transparency, and a simpler way to find the right Davie FL mortgage lender for your situation. We offer NonQM Wholesale and Private mortgage loans, offering various mortgage products designed to fit unique needs. Please see our Davie FL mortgage menu includes, No Ratio Florida Mortgage Lenders::No Tax Return Florida Mortgage Lenders::NO Tax Returns And No W2 Florida Mortgage Lenders::No W2 No Tax Return Florida Mortgage Lenders:: NO-QM Florida Mortgage Lenders:: Non-Warrantable Florida Condo Lenders:: Doctor Loans:: Professionals Mortgage & Doctor Loans:: Jumbo Davie Florida Mortgage Lenders:: No Tax Return Davie Florida Mortgage Lenders
Pick Your Davie FL Mortgage Program
Q:A: Florida Mortgage Questions & Answers
Q: How do I know how much mortgage payment I afford? A: Generally, borrowers can qualify for up to 50% of their before-tax income for the housing payment plus all other payments on the credit report. The breakdown is up to 30-40% of your total income for housing, and no more than 50% of your total income for the housing payment plus all other payments on the credit report. But I always ask borrowers upfront what they want to pay for housing and try to keep the monthly housing payments within the comfort range.
Q: What are the closing costs? A: Closing costs vary depending on the type of loan you apply for. Closing costs include prepaid taxes, insurance, City, County, and State Taxes, transfer taxes, Title fees, and surveys. The appraisal, and home inspections are paid outside of closing costs paid at the title company. Closing costs can vary greatly depending on the loan program. And, costing cost can be paid by the seller but first be negotiated in the contract.
Q: Do I need perfect credit to qualify for a mortgage? A: NO, We have bad credit FHA mortgage lenders that NON-QM lenders that go down as low as a 500 credit score. And with compensating factors, and with good reasons we can ask for an exception. With these lower credit scores, you can expect a larger downpayment. In addition, some lenders will require reserves in the account. Learn More »
Q: Can I apply for a mortgage loan if I’ve been self-employed for less than two years?A: Yes, we have Florida mortgage lenders that can approve you before being self-employed for at least 1 year we can use your previous w2 to prove you have been in the same line of work to show close to a 2-year history.
Q: Can I use another property as cross-collateral if I don’t have access to all the funds needed now? A: Yes Under the right conditions leaders will offer up to 80% financing pledging other property as Cross Collateral.
Serving all of Florida Including Local towns near Davie, FL
This is a list of smaller local towns that surround Davie, FL including but not limited to Hollywood, FL Cooper City, FL Plantation, FL:: Lauderhill, FL:: Pembroke Pines, FL:: Sunrise, FL:: Lauderdale Lakes, FL:: Dania Beach, FL:: Miramar, FL:: Lake Lucerne, FL:: Fort Lauderdale, FL: Wilton Manors, FL:: Norland, FL Ives Estates, FL Hallandale Beach, FL Fort Lauderdale, Palm Beach, Miami FL, Hallandale Beach, FL Beverley Beach, FL West Davie, FL Pembroke Park, FL Ro-Len Lake Gardens, FL Golden Isles, FL Sun Swept Isles, FL Dania Beach, FL Highland Lakes, FL Carver Ranches, FL Lake Forest, FL Aventura, FL Davie Beach Gardens, FL Lone Pines Mobile Village, FL Port Laudania, FL West Park, FL Golden Beach, FL
