3/3/2025 Mortgage Menu – Specialty Mortgage Loan Updates

Updated Program Highlights  

– Profit & Loss to 85% LTV (No Bank Statements)

– Bank Statements to 90% LTV 

– Foreign National Loans to 80% LTV (Bank Statements & P&L)

– Foreign National Loans to 75% LTV (DSCR)  

– 2nd Mortgages for All Income Types (FD, Bank Statements, P&L, 1099)

– Condotels to 85% LTV up to $2.5M

– 1099 Only to 90% LTV

– DSCR Up To 8 Units (exceptions to 10 units)

– Mixed Use to 8 Units

– Blanket Loans to 25 Properties

– Condotels/Studios Down to 400 Sq Ft (Kitchenettes OK)

– Cash-Out Seasoning > 3 months 

– Rural Properties for All Income Types (Up to 20 acres, DSCR Included)

– 90% LTV on 2-4 Units  (Bank Statements & Full Doc)

– 90% LTV on Investment Properties  (Bank Statements & Full Doc)

– Recently Listed Primaries – Cash-Out Ok