Single-family Florida mortgage lenders provide FHA, VA, and NON-QM Florida mortgage loans for homes that are freestanding residential structures designed for occupancy by one household, typically featuring its own land, utilities, and no shared walls with other dwellings. We even cash out refinance Florida homes listed on the MLS!
Standalone Structure:
single-family Florida mortgage lenders finance homes that are not attached to any other buildings and stand on their parcel of land.
Single Dwelling Unit:
They are designed to be occupied by one household, not multiple units or families.
Single Family Home No Shared Walls:
single-family Florida mortgage lenders finance homes that typically have no shared walls with neighboring properties.
Single Family Home Private Access:
They have their private entrance and direct access to a street or thoroughfare.
Single Owner:
The home is typically owned by one person or family, with an undivided interest in the property.
Single Family Home Single Kitchen:
They typically have only one kitchen.
Single Family Home Utilities:
Each home has its own set of utilities, which are not shared with neighbors.
Single Family Mortgage Programs Include:
- NO tax return Mortgage Lenders: Non-QM and Private Lenders offer alternative documentation options.
- NO Income Verification Investor Loans: Use the subject property’s income to qualify.
- Foreign National Mortgage Lenders: Nonresidents in the United States can invest using our FN mortgage options.
- Commercial mortgage Lenders: Mortgage options for Florida office buildings, shopping centers, and warehouses.
- Reverse Mortgage Condo Lenders: 55+ Florida Condo owners can reverse mortgage their condo without payments.
- Bad Credit Florida Mortgage Lenders: Bad Credit based on a common sense approach based on payment history.
- 1099 Only Mortgage Lenders: Use 1099 Income up to 100% income can be used with no verified business expenses.
- VOE Florida Mortgage Lenders: Private Mortgage Lenders will allow your VOE to disregard to write-offs.
- Bank Statement Mortgage Lenders: Use 12 or 24-month average bank deposits for mortgage income qualifying.
- Asset-Based Mortgage Lenders– Assets in your account to cover the purchase price can be enough with some lenders.
- Self-Employed Mortgage Options – If you write off too much of your income to qualify for the necessary funds.
- P&L Only Mortgage Lenders: Use Your licensed Tax preparer to provide a profit and loss statement.
