Palm Harbor Florida Mortgage Lenders

Palm Harbor Florida Mortgage Programs For All Situations 

Florida Mortgage Lenders .com is a mortgage loan originator based in Florida. We offer more options, transparency, and a simpler way to find the right FL mortgage lender for your situation. We offer NonQM Wholesale and Private mortgage loans, offering various mortgage products designed to fit unique needs.  Cities near Palm Harbor, Florida: Dunedin, FL Tarpon Springs, FL East Lake, FL Oldsmar, FL Safety Harbor, FL Holiday, FL Clearwater, FL Elfers, FL Largo, FL New Port Richey, FL Citrus Park, FL Jasmine Estates, FL Seminole, FL Pinellas Park, FL Egypt Lake-Leto, FL

 Palm Harbor Florida Mortgage Menu 

QUESTIONS AND ANSWERS 

Q: Do you offer Doctor and Professional Loans? Yes, our doctors and professionals mortgage offers 100% financing for  Doctors, Attorneys, Certified Public Accountants, Medical Professionals: Licensed Medical Residents,  Interns, Medical Doctors, Doctors of Osteopathy, Doctors of Podiatric Medicine, Doctors of Optometry, Doctors of Dental Medicine, Dental Surgeons, Orthodontists, General Dentists, Doctors of Veterinary Medicine, Chiropractors, Nurse Practitioners, Physician’s Assistants.

Q: What is an investment property loan? A: An investment property loan is a mortgage used to purchase properties for generating income, such as rental properties or properties to be resold at a profit. Our investor loans or DSCR loans allow you to use only the income from the property to qualify. 

Q: What is a commercial loan? A: A commercial loan is a mortgage designed for purchasing or refinancing properties used for business purposes, such as office buildings, retail spaces, or industrial properties.

Q: What types of homes qualify for FHA loans? A: FHA loans typically cover single-family homes, FHA-approved condos, townhomes, and manufactured homes, as long as the property is livable and move-in ready. 

Q: Can I get a mortgage for a condo through Florida Mortgage Lenders? A: Yes, Florida Mortgage Lenders offer loans for nonwarrantale condos and warrantable Florida condos, but the condo must meet specific criteria for approval.

Q: What are manufactured home loans? A: Manufactured home loans are designed for properties built in a factory and moved to a site, often manufactured homes can qualify for traditional financing as long as you’re buying manufactued land with a home. 

Q: Is it true you can qualify for a mortgage with only a verification of employment?A: Yes, its true we have Florida mortgage lenders that will accept only a verification of employment from your employer to qualify your income. 

Q: What are the down payment requirements for foreign national loans? A: Foreign national mortgage lenders usually range from 25% to 35% of the purchase price depending on the loan programs.