Miami FL Mortgage Lenders For All Situations
Florida Mortgage Lenders .com is a mortgage loan originator based in Hollywood, FL. We offer more options, transparency, and a simpler way to find the right Davie FL mortgage lender for your situation. We offer NonQM Wholesale and Private mortgage loans, offering various mortgage products designed to fit unique needs.
Pick Your Miami FL Mortgage Program
Mortgage Questions And Answers
Q: What services do Florida Mortgage Lenders provide? A: Florida Mortgage Lenders offers various loan programs including purchase, refinance, FHA, VA, conventional, NON-QM, private lenders, commercial loans, jumbo loans, and financing options for foreign nationals.
Q: What types of properties can I finance through Florida Mortgage Lenders? A: You can finance single-family homes, condos, manufactured homes, investment properties, multi-family homes, and commercial properties.
Q: What types of properties can be financed with commercial loans? A: Commercial loans can finance various properties, including retail, office, industrial, multifamily, and mixed-use developments.
Q: What are foreign national loans? A: Foreign national loans are designed for non-U.S. citizens who wish to purchase property in the United States, often with different qualification criteria.
Q: What documentation is required for foreign national loans? A: Common requirements include a valid passport, proof of income, bank statements, and possibly an ITIN (Individual Taxpayer Identification Number).
Q: Can foreign nationals get a mortgage in the U.S.? A: Yes, foreign nationals can obtain mortgages in the U.S., but they may need to meet specific requirements set by lenders.
Q: What are the down payment requirements for foreign national loans? A: Down payment requirements for foreign national loans typically range from 20% to 30% of the purchase price.
Q: Do foreign nationals need a U.S. credit history to qualify for a loan? A: Not always; some of our foreign national lenders allow foreign national credit reports without a U.S. credit history, using alternative documentation instead.
Q: Can I transfer my mortgage to another property? A: Generally, mortgages are not transferable between properties, but some lenders may allow assumptions or transfers under specific conditions.
Miami Dade County Florida was created on January 18, 1836, under the Territorial Act of the United States. On November 13, 1997, voters changed the name to Miami-Dade County. The most populous county in Florida, Miami-Dade County is home to 34 incorporated municipalities, cities, towns, and villages, as well as unincorporated communities and neighborhoods. Here is a complete list of the cities in Miami-Dade County: Miami :: Homestead :: Florida City :: Miami Beach :: Coral Gables :: Hialeah :: North Miami :: Opa-locka :: Miami Springs :: South Miami :: Golden Beach :: North Miami Beach :: Miami Shores::Biscayne Park :: Surfside :: El Portal :: Indian Creek :: Sweetwater :: North Bay Village :: West Miami :: Bay Harbor Islands :: Bal Harbour :: Virginia Gardens ::Hialeah Gardens :: Medley ::Key Biscayne :: Aventura :: Pinecrest :: Sunny Isles Beach :: Miami Lakes :: Palmetto Bay :: Miami Gardens :: Doral :: Cutler Bay ::