FHA – Chapter 7 or 13 Bankruptcy – FHA requires 12 months after Chapter 7 and 24 months after Chapter 13.
Commercial Mortgage Loans – We offer purchase, refinance, and cash-out options. We have long-term and interest-only programs, Blanket Loans, and Bridge Loans. We also have a no-minimum FICO program that allows mortgage rates and BK/NOD discharge 1 day.
HX NON-QM Mortgage Program LTV – Must be seasoned more than 2 years
Must be settled with LTV reductions, for less than 2 years maximum LTV is 80%, and less than 1 year the maximum LTV is 70%.
Borrowers with multiple Bankruptcies and/or foreclosures are typically not eligible.
