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Stated Income Florida Mortgage Lenders

Stated Income Florida Mortgage Lenders

No Doc and Stated income Florida mortgage lenders are used to purchase a primary residence home or refinance your current primary residence mortgage. No employment, no tax returns, no W2s, no 1099’s, no bank statements Florida mortgage lenders!

How and Who do No-Doc Florida mortgages work for?

Most self-employed Florida mortgage applicants have difficulty qualifying for a mortgage unless they provide the standard income documentation for the last (2) two years. However, there are mortgage options for people who cannot provide tax returns or if their tax returns do not show enough income to qualify for a mortgage. For Primary homes, No doc is not an option. in  2010 The Ability-to-Repay (ATR) Qualified Mortgage (QM) rule, which is part of the post-crisis mortgage reforms created by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act)requires lenders to consider a borrower’s ability to repay the mortgage.  No-document Florida mortgage lenders offer a variety of different types of no-doc or low-doc mortgages, depending on your particular needs. Most time low and no doc loans require much better credit and a much higher downpayment, closing cost, and reserves. Reserves are defined as the amount of future monthly mortgage payments the lender requires in your bank account after your downpayment and closing cost are paid.  

Can you get a Florida mortgage without providing tax returns?

There are private Florida mortgage lenders who have loan programs for self-employed individuals who cannot provide tax returns. They are designed for business owners who have not filed tax returns or show a very low net income.

Self-Employed Stated FL Mortgage Lenders Explained 

Excessive tax deductions combined with tough documentation requirements make conventional mortgage loan approval difficult to obtain for some Florida self-employed mortgage applicants. Today, self-employed mortgage applicants are using alternative documentation to qualify for what in the past was called stated income mortgage loans. These new bank statement-only loans are taking the place of stated income loans because self-employed Florida mortgage applicants do not have to show their tax returns.

Bank statement-only loans are loans where self-employed self-employed self-employed lenders use bank statement deposits to verify the self-employed mortgage applicant’s ability instead of tax returns, to determine the self-employed mortgage applicant’s ability to repay the mortgage loan. Florida bank statement-only mortgage lenders work with self-employed mortgage applicants to calculate bank statement deposits for 12 to 24 months to determine a self-employed mortgage applicant’s net income. Each self-employed mortgage lender uses a slightly different formula to determine a self-employed applicant’s qualifying income. In most cases, in qualifying with personal bank statements mortgage lenders will use 100% of deposits in a personal bank account. For this reason, the net qualifying income reflects on the personal bank statements after paying business-related expenses.

Florida Stated Income Example Document Checklist

Florida Mortgage Conditions – CL Checklist – For NO Income Verification Loans – Check Guidelines with the lender before submission.
M75: QA-Prefunding QC Review Loan file has been selected for prefunding QC review. loan may not fund until the review is completed.
A30: Closing-Seller Credit Funding Added Seller Credit: $TBD
P75: Property-Close of Escrow Funding Added If loan does not close by contract COE 0412, a closing extension executed by all parties is required
M03: Application-Final 1003 Signed Borrower To Sign And Date Final 1003
P36: Appraisal-Copy Delivered to borrower Evidence that borrower has been given a copy of the appraisal AVM or other review a minimum of 3 days prior to signing
A04: Assets-CashFunds to Close Funding  Received  Provide a copy of the most recent 1 month(s) bank statements to evidence funds in the amount of $TBD for closing andor reserves. Source any large deposits
C20: Credit-Rental History, Cancelled Checks Provide Copies Of The Most Recent 12 Months Cancelled Checks To Landlord For Rent Paid On Current Residence To Evidence A Satisfactory Payment History.
A27: Closing-Max cash from borrower: Max funds allowed due from the borrower at closing$ __
143: Insurance-Hazard Coverage Effective Date Hazard policy must be effective as of the date of loan closing. If the effective date is the past the closing date, provide an updated policy confirming active coverage.
P72: Title-Wiring Instructions Must match Settlement agent information on CPL.
M67: Misc-Picture ID Documents Provide a legible copy of your driver’s license or another acceptable form of identification
M104: Anti Steering form required on all LPG Documents Cleared Anti-Steering form required on all  Transactions-Broker to Provide. (will be waived if BPC)
M125: Misc-Letter of Explanation OccupancyMotivation Documents  Provide a signed letter of explanation from the borrower regarding the motivation or intent of occupancy of the subject property. Supporting evidence or documentation, if applicable, may be required.
M103: Application-Signed Initial 1003 Borrower(s) sign and date Initial 1003.
P74: Appraisal-1004 Provide complete color appraisal with appraisal license and E&O. To be reviewed and approved by an underwriter.
02: Appraisal-CHM to order Nuquest Desk Review To Be Ordered. Reviewer Must Not Be Related To Appraiser.
P39: Appraisal-UCDPSSR Update after corrections obtained
A06: Assets-Earnest Money Deposit (EMD) Provide Document Of Source Of Funds For Earnest Money Deposit In The Amount Of $TBD
N01: NQM VOD Third Party VODs will be pulled on all asset documentation provided to validate funds and or income used to qualify. A live-signed borrower authorization is required.
N03: NQM Forms Borrower to complete sign the following forms: -Occupancy Certification -Borrower Contact Consent Form
L 16: Initial CD Request Need to provide doc order, vesting, all invoices (if charging 3rd party processing fee), settlement statement (correct sales price and loan amount as applicable), closing disclosures, and any other applicable documentation
M18: Closing-Title Vesting Documents  Title Must Be Vested In Borrower Individuals Names And Not In A Trust
C12: Credit-Inquiries LOE Provide a signed letter of explanation to explain the credit inquiries shown on the borrower’s credit report 
C03: Credit-Address Variations LOE Documents Borrower to explain & provide dates of residency and ownership for property addresses not listed on 1003; reported on the Credit Report in the past 2 years: 
P54: Flood Certification
M101: Borrower to provide an updated Loansafe report with all material parties to the transaction added and any alerts addressed and cleared.
M62: Misc-Homebuyer Education Provide Certification of Completion from Framework
M63: Misc-Lock Confirm Provide evidence the loan is locked
N03: NQM Forms Borrower to complete sign the following forms: -Occupancy Certification -Borrower Contact Consent Form
31: Insurance-Hazard Declaration Page w Paid Receipt Hazard Dec Page with Correct Mortgagee Clause, with a minimum of 60 days of continuous coverage.
M69: Misc-SSN Validation Satisfactory Social Security Number Validation Through The Social Security Administration. A live signed SSA Authorization form is required to request.
L 11: Title-Plat MapSurvey
M102: TPO- of Circumstance Attach of circumstance requests for UW to update.
P56: Title-Closing Protection Letter and E&O CPL to reflect Lender’s Mortgagee and dated within 30 days of funding (unless the CPL States otherwise).
p57: Title-PrelimTitle Commitment Preliminary Title Report Title Commitment Together With A 24-Month Chain Of Title, with correct proposed insured lender info and loan amount.
P58: Title-Tax Certificate

Allowable Property and Occupancy:

This no income verification and stated income mortgage loan program can be used to purchase or refinance several types of properties, including:

  • Single-family Homes
  • Manufactured Homes
  • Townhomes, Condos, Villas
  • Multifamily 2- to 4-unit properties
  • Condominiums (including non-warrantable condos)

Florida Stated Income Coverage Areas

Alachua Florida
Alachua Archer Florida
Alachua Gainesville Florida
Alachua Hawthorne Florida
Alachua High Springs Florida
Alachua La Crosse town
Alachua Micanopy town
Alachua Newberry Florida
Alachua Waldo Florida
Baker Glen Saint Mary town
Baker Macclenny Florida
Bay Callaway Florida
Bay Cedar Grove populated place
Bay Laguna Beach Florida
Bay Lower Grand Lagoon Florida
Bay Lynn Haven Florida
Bay Mexico Beach Florida
Bay Panama Florida Florida
Bay Panama Florida Beach Florida
Bay Parker Florida
Bay Pretty Bayou Florida
Bay Springfield Florida
Bay Tyndall Air Force Base Florida
Bay Upper Grand Lagoon Florida
Bradford Brooker town
Bradford Hampton Florida
Bradford Lawtey Florida
Bradford Starke Florida
Brevard Cape Canaveral Florida
Brevard Cocoa Florida
Brevard Cocoa Beach Florida
Brevard Cocoa West Florida
Brevard Grant-Valkaria town
Brevard Indialantic town
Brevard Indian Harbour Beach Florida
Brevard June Park Florida
Brevard Malabar town
Brevard Melbourne Florida
Brevard Melbourne Beach town
Brevard Melbourne Village town
Brevard Merritt Island Florida
Brevard Micco Florida
Brevard Mims Florida
Brevard Palm Bay Florida
Brevard Palm Shores town
Brevard Patrick Air Force Base Florida
Brevard Port Saint John Florida
Brevard Rockledge Florida
Brevard Satellite Beach Florida
Brevard Sharpes Florida
Brevard South Patrick Shores Florida
Brevard Titusville Florida
Brevard Viera East Florida
Brevard Viera West Florida
Brevard West Melbourne Florida
Broward Boulevard Gardens Florida
Broward Broadview Park Florida
Broward Coconut Creek Florida
Broward Cooper Florida Florida
Broward Coral Springs Florida
Broward Dania Beach Florida
Broward Davie town
Broward Deerfield Beach Florida
Broward Fort Lauderdale Florida
Broward Franklin Park populated place
Broward Hallandale Beach Florida
Broward Hillsboro Beach town
Broward Hillsboro Pines Florida
Broward Hollywood Florida
Broward Ives EstatesFlorida
Broward Lauderdale Lakes Florida
Broward Lauderdale-by-the-Sea town
Broward Lauderhill Florida
Broward Lazy Lake village
Broward Lighthouse Point Florida
Broward Margate Florida
Broward Miramar Florida
Broward North Lauderdale Florida
Broward Oakland Park Florida
Broward Parkland Florida
Broward Pembroke Park town
Broward Pembroke Pines Florida
Broward Plantation Florida
Broward Pompano Beach Florida
Broward Roosevelt Gardens Florida
Broward Sea Ranch Lakes village
Broward Southwest Ranches town
Broward Sunrise Florida
Broward Tamarac Florida
Broward Washington Park Florida
Broward West Park Florida
Broward Weston Florida
Broward Wilton Manors Florida
Calhoun Altha town
Calhoun Blountstown Florida
Charlotte Charlotte Harbor Florida
Charlotte Charlotte Park Florida
Charlotte Cleveland Florida
Charlotte Englewood Florida
Charlotte Grove Florida Florida
Charlotte Harbour Heights Florida
Charlotte Manasota Key Florida
Charlotte Port Charlotte Florida
Charlotte Punta Gorda Florida
Charlotte Rotonda Florida
Charlotte Solana Florida
Citrus Beverly Hills Florida
Citrus Black Diamond Florida
Citrus Citrus Hills Florida
Citrus Citrus Springs Florida
Citrus Crystal River Florida
Citrus Floral Florida Florida
Citrus Hernando Florida
Citrus Homosassa Florida
Citrus Homosassa Springs Florida
Citrus Inverness Florida
Citrus Inverness Highlands North Florida
Citrus Inverness Highlands South Florida
Citrus Lecanto Florida
Citrus Pine Ridge Florida
Citrus Sugarmill Woods Florida
Clay Asbury Lake Florida
Clay Bellair-Meadowbrook Terrace Florida
Clay Fleming Island Florida
Clay Green Cove Springs Florida
Clay Keystone Heights Florida
Clay Lakeside Florida
Clay Middleburg Florida
Clay Oakleaf Plantation Florida
Clay Orange Park town
Clay Penney Farms town
Collier Chokoloskee populated place
Collier Everglades Florida
Collier Golden Gate Florida
Collier Goodland Florida
Collier Immokalee Florida
Collier Island Walk Florida
Collier Lely Florida
Collier Lely Resort Florida
Collier Marco Island Florida
Collier Naples Florida
Collier Naples Manor Florida
Collier Naples Park Florida
Collier Orangetree Florida
Collier Pelican Bay Florida
Collier Pine Ridge Florida
Collier Plantation Island Florida
Collier Verona Walk Florida
Collier Vineyards Florida
Columbia Five Points Florida
Columbia Fort White town
Columbia Lake Florida Florida
Columbia Watertown Florida
Desoto Arcadia Florida
Desoto Southeast Arcadia Florida
Dixie Cross Florida town
Dixie Horseshoe Beach town
Duval Atlantic Beach Florida
Duval Baldwin town
Duval Jacksonville Florida
Duval Jacksonville Beach Florida
Duval Neptune Beach Florida
Escambia Bellview Florida
Escambia Brent Florida
Escambia Century town
Escambia Ensley Florida
Escambia Ferry Pass Florida
Escambia Gonazalez Florida
Escambia Goulding Florida
Escambia Molino Florida
Escambia Myrtle Grove Florida
Escambia Pensacola Florida
Escambia Warrington Florida
Escambia West Pensacola Florida
Flagler Beverly Beach town
Flagler Bunnell Florida
Flagler Flagler Beach Florida
Flagler Marineland town
Flagler Palm Coast Florida
Franklin Apalachicola Florida
Franklin Carrabelle Florida
Franklin Eastpoint Florida
Franklin Saint George Island Florida
Gadsden Chattahoochee Florida
Gadsden Greensboro town
Gadsden Gretna Florida
Gadsden Havana town
Gadsden Midway Florida
Gadsden Quincy Florida
Gilchrist Bell town
Gilchrist Fanning Springs Florida
Gilchrist Spring Ridge Florida
Gilchrist Trenton populated place
Glades Buckhead Ridge Florida
Glades Clewiston Florida
Glades Moore Haven Florida
Gulf Port Saint Joe Florida
Gulf Wewahitchka Florida
Hamilton Jasper Florida
Hamilton Jennings town
Hamilton White Springs town
Hardee Bowling Green Florida
Hardee Fort Green Florida
Hardee Fort Green Springs Florida
Hardee Gardner Florida
Hardee Lemon Grove Florida
Hardee Limestone Florida
Hardee Ona Florida
Hardee Wauchula Florida
Hardee Zolfo Springs town
Hendry Clewiston Florida
Hendry Fort Denaud Florida
Hendry Harlem Florida
Hendry LaBelle Florida
Hendry Montura Florida
Hendry Pioneer Florida
Hendry Port LaBelle Florida
Hernando Aripeka Florida
Hernando Bayport Florida
Hernando Brookridge Florida
Hernando Brooksville Florida
Hernando Garden Grove Florida
Hernando Hernando Beach Florida
Hernando High Point Florida
Hernando Hill ‘n Dale Florida
Hernando Istachatta Florida
Hernando Lake Lindsey Florida
Hernando Masaryktown Florida
Hernando Nobleton Florida
Hernando North Brooksville Florida
Hernando North Weeki Wachee Florida
Hernando Pine Island Florida
Hernando Ridge Manor Florida
Hernando South Brooksville Florida
Hernando Spring Hill Florida
Hernando Spring Lake Florida
Hernando Timber Pines Florida
Hernando Weeki Wachee Florida
Hernando Weeki Wachee Gardens Florida
Hernando Wiscon Florida
Highlands Avon Park Florida
Highlands Lake Placid town
Highlands Sebring Florida
Hillsborough Apollo Beach Florida
Hillsborough Balm Florida
Hillsborough Bloomingdale Florida
Hillsborough Brandon Florida
Hillsborough Carrollwood Florida
Hillsborough Cheval Florida
Hillsborough Citrus Park Florida
Hillsborough Dover Florida
Hillsborough East Lake-Orient Park Florida
Hillsborough Egypt Lake-Leto Florida
Hillsborough Fish Hawk Florida
Hillsborough Gibsonton Florida
Hillsborough Keystone Florida
Hillsborough Lake Magdalene Florida
Hillsborough Lutz Florida
Hillsborough Mango Florida
Hillsborough Northdale Florida
Hillsborough Pebble Creek Florida
Hillsborough Plant Florida Florida
Hillsborough Progress Village Florida
Hillsborough Riverview Florida
Hillsborough Ruskin Florida
Hillsborough Seffner Florida
Hillsborough Sun Florida Center census desigated place
Hillsborough Tampa Florida
Hillsborough Temple Terrace Florida
Hillsborough Thonotosassa Florida
Hillsborough Town ‘n’ Country populated place
Hillsborough University Florida
Hillsborough Valrico Florida
Hillsborough Westchase Florida
Hillsborough Wimauma Florida
Holmes Bonifay Florida
Holmes Caryville town
Holmes Esto town
Holmes Noma town
Holmes Ponce de Leon town
Holmes Westville town
Indian River Fellsmere Florida
Indian River Florida Ridge Florida
Indian River Gifford Florida
Indian River Indian River Shores town
Indian River Orchid town
Indian River Roseland Florida
Indian River Sebastian Florida
Indian River South Beach Florida
Indian River Vero Beach Florida
Indian River Vero Beach South Florida
Indian River Wabasso Florida
Indian River Wabasso Beach Florida
Indian River West Vero Corridor Florida
Indian River Windsor Florida
Indian River Winter Beach Florida
Jackson Alford town
Jackson Bascom town
Jackson Campbellton town
Jackson Cottondale town
Jackson Graceville Florida
Jackson Grand Ridge town
Jackson Greenwood town
Jackson Jacob Florida Florida
Jackson Malone town
Jackson Marianna Florida
Jackson Sneads town
Jefferson Aucilla Florida
Jefferson Lamont Florida
Jefferson Lloyd Florida
Jefferson Monticello Florida
Jefferson Wacissa Florida
Jefferson Waukeenah Florida
Lafayette Day Florida
Lafayette Mayo town
Lake Altoona Florida
Lake Astatula town
Lake Astor town
Lake Clermont Florida
Lake Eustis Florida
Lake Ferndale Florida
Lake Four Corners Florida
Lake Fruitland Park Florida
Lake Groveland Florida
Lake Howey-in-the-Hills town
Lake Lady Lake town
Lake Lake Kathryn Florida
Lake Lake Mack-Forest Hills Florida
Lake Leesburg Florida
Lake Lisbon Florida
Lake Mascotte Florida
Lake Minneola Florida
Lake Monteverde town
Lake Mount Dora Florida
Lake Mouth Plymouth Florida
Lake Okahumpka Florida
Lake Paisley Florida
Lake Pine Lakes Florida
Lake Pittman Florida
Lake Silver Lake Florida
Lake Sorrento Florida
Lake Tavares Florida
Lake Umatilla Florida
Lake Yalaha Florida
Lee Alva Florida
Lee Bokeelia Florida
Lee Bonita Springs Florida
Lee Buckingham Florida
Lee Burnt Store Marina Florida
Lee Cape Coral Florida
Lee Captiva Florida
Lee Charleston Park Florida
Lee Cypress Lake Florida
Lee Estero village
Lee Fort Myers Florida
Lee Fort Myers Beach town
Lee Fort Myers Shores Florida
Lee Gateway Florida
Lee Harlem Heights Florida
Lee Iona Florida
Lee Lehigh Acres Florida
Lee Lochmoor Waterway Estates Florida
Lee Matlacha Florida
Lee Matlacha Isles-Matlacha Shores Florida
Lee McGregor Florida
Lee North Fort Myers Florida
Lee Olga Florida
Lee Page Park Florida
Lee Palmona Park Florida
Lee Pine Island Center Florida
Lee Pine Manor Florida
Lee Pineland Florida
Lee Punta Rassa Florida
Lee Saint James Florida Florida
Lee San Carlos Park Florida
Lee Sanibel Florida
Lee Suncoast Estates Florida
Lee Three Oaks Florida
Lee Tice Florida
Lee Villas Florida
Lee Whiskey Creek Florida
Leon Tallahassee Florida
Leon Woodville Florida
Levy Andrews Florida
Levy Bronson town
Levy Cedar Key Florida
Levy Chiefland Florida
Levy East Bronson Florida
Levy East Williston Florida
Levy Fanning Springs Florida
Levy Inglis town
Levy Manatee Road Florida
Levy Morriston Florida
Levy Otter Creek town
Levy Raleigh Florida
Levy Williston Florida
Levy Williston Highlands Florida
Levy Yankeetown town
Liberty Bristol Florida
Liberty Hosford Florida
Liberty Lake Mystic Florida
Liberty Sumatra Florida
Madison Greenville town
Madison Lee town
Madison Madison Florida
Manatee Anna Maria Florida
Manatee Bayshore Gardens Florida
Manatee Bradenton Florida
Manatee Bradenton Beach census designated
Manatee Cortez Florida
Manatee Ellenton Florida
Manatee Holmes Beach Florida
Manatee Longboat Key town
Manatee Memphis Florida
Manatee Palmetto Florida
Manatee Samoset Florida
Manatee South Bradenton Florida
Manatee West Bradenton Florida
Manatee West Samoset Florida
Manatee Whitfield Florida
Marion Belleview Florida
Marion Dunnellon Florida
Marion McIntosh town
Marion Ocala Florida
Marion Reddick town
Marion Silver Springs Shores Florida
Marion The Villages Florida
Martin Hobe Sound Florida
Martin Indiantown village
Martin Jensen Beach Florida
Martin Jupiter Island town
Martin North River Shores Florida
Martin Ocean Breeze town
Martin Palm Florida Florida
Martin Port Salerno Florida
Martin Rio Florida
Martin Sewall’s Point town
Martin Stuart Florida
Miami-Dade Aventura Florida
Miami-Dade Bal Harbour village
Miami-Dade Bay Harbor Islands town
Miami-Dade Biscayne Park village
Miami-Dade Brownsville Florida
Miami-Dade Coral Gables Florida
Miami-Dade Coral Terrace Florida
Miami-Dade Country Club Florida
Miami-Dade Country Walk Florida
Miami-Dade Cutler Bay town
Miami-Dade Doral Florida
Miami-Dade El Portal village
Miami-Dade Fisher Island Florida
Miami-Dade Florida Florida Florida
Miami-Dade Fountainebleau Florida
Miami-Dade Gladeview Florida
Miami-Dade Glenvar Heights Florida
Miami-Dade Golden Beach town
Miami-Dade Golden Glades Florida
Miami-Dade Goulds Florida
Miami-Dade Hialeah Florida
Miami-Dade Hialeah Gardens Florida
Miami-Dade Homestead Florida
Miami-Dade Homestead Base Florida
Miami-Dade Indian Creek village
Miami-Dade Ives Estates Florida
Miami-Dade Kendale Lakes Florida
Miami-Dade Kendall Florida
Miami-Dade Kendall West Florida
Miami-Dade Key Biscayne village
Miami-Dade Leisure Florida Florida
Miami-Dade Medley town
Miami-Dade Miami Florida
Miami-Dade Miami Beach Florida
Miami-Dade Miami Gardens Florida
Miami-Dade Miami Lakes town
Miami-Dade Miami Shores village
Miami-Dade Miami Springs Florida
Miami-Dade Naranja Florida
Miami-Dade North Bay Village Florida
Miami-Dade North Miami Florida
Miami-Dade North Miami Beach Florida
Miami-Dade Ojus Florida
Miami-Dade Olympia Heights Florida
Miami-Dade Opa-locka Florida
Miami-Dade Palm Springs North Florida
Miami-Dade Palmetto Bay village
Miami-Dade Palmetto Estates Florida
Miami-Dade Pinecrest village
Miami-Dade Pinewood Florida
Miami-Dade Princeton Florida
Miami-Dade Richmond Heights Florida
Miami-Dade Richmond West Florida
Miami-Dade South Miami Florida
Miami-Dade South Miami Heights Florida
Miami-Dade Sunny Isles Beach Florida
Miami-Dade Sunset Florida
Miami-Dade Surfside town
Miami-Dade Sweetwater Florida
Miami-Dade Tamiami Florida
Miami-Dade The Crossings Florida
Miami-Dade The Hammocks Florida
Miami-Dade Three Lakes Florida
Miami-Dade University Park Florida
Miami-Dade Virginia Gardens village
Miami-Dade West Little River Florida
Miami-Dade West Miami Florida
Miami-Dade West Perrine Florida
Miami-Dade Westchester Florida
Miami-Dade Westview Florida
Miami-Dade Westwood Lakes Florida
Monroe Big Coppitt Key Florida
Monroe Big Pine Key Florida
Monroe Cudjoe Key Florida
Monroe Duck Key Florida
Monroe Islamorada, Village of Islands village
Monroe Key Colony Beach Florida
Monroe Key Largo Florida
Monroe Key West Florida
Monroe Layton Florida
Monroe Marathon Florida
Monroe North Key Largo Florida
Monroe Stock Island Florida
Monroe Tavernier Florida
Nassau Callahan town
Nassau Fernandina Beach Florida
Nassau Hilliard town
Nassau Nassau Village-Ratliff Florida
Nassau Yulee Florida
Okaloosa Cinco Bayou town
Okaloosa Crestview Florida
Okaloosa Destin Florida
Okaloosa Eglin Air Force Base Florida
Okaloosa Fort Walton Beach Florida
Okaloosa Lake Lorraine Florida
Okaloosa Laurel Hill Florida
Okaloosa Mary Esther Florida
Okaloosa Niceville Florida
Okaloosa Ocean Florida Florida
Okaloosa Shalimar town
Okaloosa Valparaiso Florida
Okaloosa Wright Florida
Okeechobee Cypress Quarters populated place
Okeechobee Okeechobee Florida
Okeechobee Taylor Creek Florida
Orange Alafaya Florida
Orange Apopka Florida
Orange Azalea Park Florida
Orange Bay Hill Florida
Orange Bay Lake Florida
Orange Belle Isle Florida
Orange Bithlo Florida
Orange Christmas Florida
Orange Clarcona Florida
Orange Conway Florida
Orange Doctor Phillips Florida
Orange Eatonville town
Orange Edgewood Florida
Orange Fairview Shores Florida
Orange Forest Florida Florida
Orange Four Corners Florida
Orange Goldenrod Florida
Orange Gotha Florida
Orange Holden Heights Florida
Orange Horizon West Florida
Orange Hunters Creek Florida
Orange Lake Buena Vista Florida
Orange Lake Butler Florida
Orange Lake Hart Florida
Orange Lake Mary Jane Florida
Orange Lockhart Florida
Orange Maitland Florida
Orange Meadow Woods Florida
Orange Oak Ridge Florida
Orange Oakland town
Orange Ocoee Florida
Orange Orlando Florida
Orange Orlovista Florida
Orange Paradise Heights Florida
Orange Pine Castle Florida
Orange Pine Hills Florida
Orange Rio Pinar Florida
Orange Sky Lake Florida
Orange South Apopka Florida
Orange Southchase Florida
Orange Taft Florida
Orange Tangelo Park Florida
Orange Tangerine Florida
Orange Tildenville Florida
Orange Union Park Florida
Orange University Park Florida
Orange Wedgefield Florida
Orange Williamsburg Florida
Orange Windermere town
Orange Winter Garden Florida
Orange Winter Park Florida
Orange Zellwood Florida
Osceola Buenaventura Lakes Florida
Osceola Campbell Florida
Osceola Celebration Florida
Osceola Four Corners Florida
Osceola Kissimmee Florida
Osceola Poinciana Florida
Osceola Southchase Florida
Osceola Saint Cloud Florida
Osceola Yeehaw Junction Florida
Palm Beach Acacia Villas Florida
Palm Beach Atlantis Florida
Palm Beach Belle Glade Florida
Palm Beach Boca Point Florida
Palm Beach Boca Raton Florida
Palm Beach Boynton Beach Florida
Palm Beach Briny Breezes town
Palm Beach Cabana Colony Florida
Palm Beach Canal Point Florida
Palm Beach Cloud Lake town
Palm Beach Delray Beach Florida
Palm Beach Glen Ridge town
Palm Beach Golf village
Palm Beach Greenacres Florida
Palm Beach Gulf Stream town
Palm Beach Gun Club Estates Florida
Palm Beach Haverhill town
Palm Beach Highland Beach town
Palm Beach Hypoluxo town
Palm Beach Juno Beach town
Palm Beach Juno Ridge Florida
Palm Beach Jupiter town
Palm Beach Jupiter Farms Florida
Palm Beach Jupiter Inlet Colony town
Palm Beach Kenwood Estates Florida
Palm Beach Lake Belvedere Estates Florida
Palm Beach Lake Clarke Shores town
Palm Beach Lake Harbor Florida
Palm Beach Lake Park town
Palm Beach Lake Worth Florida
Palm Beach Lantana town
Palm Beach Limestone Creek Florida
Palm Beach Loxahatchee Groves town
Palm Beach Manalapan town
Palm Beach Mangonia Park town
Palm Beach North Palm Beach village
Palm Beach Ocean Ridge town
Palm Beach Pahokee Florida
Palm Beach Palm Beach town
Palm Beach Palm Beach Gardens Florida
Palm Beach Palm Beach Shores town
Palm Beach Palm Springs village
Palm Beach Pine Air Florida
Palm Beach Plantation Mobile Home Park Florida
Palm Beach Riviera Beach Florida
Palm Beach Royal Palm Beach village
Palm Beach Royal Palm Estates Florida
Palm Beach San Castle Florida
Palm Beach Schall Circle Florida
Palm Beach Seminole Manor Florida
Palm Beach South Bay Florida
Palm Beach South Palm Beach town
Palm Beach Stacey Street census designated
Palm Beach Tequesta village
Palm Beach The Acreage Florida
Palm Beach Watergate Florida
Palm Beach Wellington village
Palm Beach West Palm Beach Florida
Palm Beach Westgate Florida
Palm Beach Westlake Florida
Pasco Aripeka Florida
Pasco Bayonet Point Florida
Pasco Beacon Square Florida
Pasco Connerton Florida
Pasco Crystal Springs Florida
Pasco Dade Florida Florida
Pasco Dade Florida North Florida
Pasco Elfers Florida
Pasco Heritage Pines Florida
Pasco Holiday Florida
Pasco Hudson Florida
Pasco Jasmine Estates Florida
Pasco Key Vista Florida
Pasco Lacoochee Florida
Pasco Land O’ Lakes Florida
Pasco Meadow Oaks Florida
Pasco Moon Lake Florida
Pasco New Port Richey Florida
Pasco New Port Richey East Florida
Pasco Odessa Florida
Pasco Pasadena Hills Florida
Pasco Port Richey Florida
Pasco Quail Ridge census designated
Pasco River Ridge census designated
Pasco Saint Leo town
Pasco San Antonio Florida
Pasco Shady Hills Florida
Pasco Trilby Florida
Pasco Trinity Florida
Pasco Wesley Chapel populated place
Pasco Zephyrhills Florida
Pasco Zephyrhills North Florida
Pasco Zephyrhills South Florida
Pasco Zephyrhills West Florida
Pinellas Bardmoor Florida
Pinellas Bay Pines Florida
Pinellas Bear Creek Florida
Pinellas Belleair town
Pinellas Belleair Beach Florida
Pinellas Belleair Bluffs Florida
Pinellas Belleair Shores town
Pinellas Clearwater Florida
Pinellas Dunedin Florida
Pinellas East Lake Florida
Pinellas Feather Sound Florida
Pinellas Greenbriar Florida
Pinellas Gulfport Florida
Pinellas Harbor Bluffs Florida
Pinellas Indian Rocks Beach Florida
Pinellas Indian Shores town
Pinellas Kenneth Florida town
Pinellas Largo Florida
Pinellas Lealman Florida
Pinellas Madeira Beach Florida
Pinellas North Redington Beach town
Pinellas Oldsmar Florida
Pinellas Palm Harbor Florida
Pinellas Pinellas Park Florida
Pinellas Redington Beach town
Pinellas Redington Shores town
Pinellas Ridgecrest Florida
Pinellas Safety Harbor Florida
Pinellas Saint Pete Beach Florida
Pinellas Saint Petersburg Florida
Pinellas Seminole Florida
Pinellas South Highpoint Florida
Pinellas South Pasadena Florida
Pinellas Tarpon Springs Florida
Pinellas Tierra Verde Florida
Pinellas Treasure Island Florida
Pinellas West Lealman Florida
Polk Alturas Florida
Polk Auburndale Florida
Polk Babson Park Florida
Polk Bartow Florida
Polk Bradley Junction Florida
Polk Combee Florida
Polk Crooked Lake Park Florida
Polk Crystal Lake Florida
Polk Cypress Gardens Florida
Polk Davenport Florida
Polk Dundee town
Polk Eagle Lake Florida
Polk Fort Meade Florida
Polk Four Corners Florida
Polk Frostproof Florida
Polk Fuller Heights Florida
Polk Fussels Corner Florida
Polk Grenelefe Florida
Polk Haines Florida Florida
Polk Highland Florida Florida
Polk Highland Park village
Polk Hillcrest Heights town
Polk Homeland Florida
Polk Inwood Florida
Polk Jan Phyl Village Florida
Polk Kathleen Florida
Polk Lake Alfred Florida
Polk Lake Hamilton town
Polk Lake Wales Florida
Polk Lakeland Florida
Polk Lakeland Highlands Florida
Polk Loughman Florida
Polk Medulla Florida
Polk Mulberry Florida
Polk Poinciana Florida
Polk Polk Florida town
Polk Wahneta Florida
Polk Waverly Florida
Polk Willow Oak Florida
Polk Winter Haven Florida
Putnam Crescent Florida Florida
Putnam East Palatka Florida
Putnam Interlachen town
Putnam Palatka Florida
Putnam Pomona Park town
Putnam Welaka town
Santa Rosa Allentown Florida
Santa Rosa Avalon Florida
Santa Rosa Bagdad Florida
Santa Rosa Berrydale Florida
Santa Rosa Brownsville Florida
Santa Rosa Chumuckla Florida
Santa Rosa Cobbtown Florida
Santa Rosa Dickerson Florida Florida
Santa Rosa Dixonville Florida
Santa Rosa East Milton Florida
Santa Rosa Fidelis Florida
Santa Rosa Floridatown Florida
Santa Rosa Garcon Point Florida
Santa Rosa Gulf Breeze Florida
Santa Rosa Harold Florida
Santa Rosa Holley Florida
Santa Rosa Jay town
Santa Rosa Midway Florida
Santa Rosa Milton Florida
Santa Rosa Mount Carmel Florida
Santa Rosa Mulat Florida
Santa Rosa Munson Florida
Santa Rosa Navarre Florida
Santa Rosa Navarre Beach Florida
Santa Rosa Oriole Beach Florida
Santa Rosa Pace Florida
Santa Rosa Pea Ridge Florida
Santa Rosa Pine Level Florida
Santa Rosa Point Baker Florida
Santa Rosa Roeville Florida
Santa Rosa Spring Hill Florida
Santa Rosa Tiger Point Florida
Santa Rosa Wallace Florida
Santa Rosa Whitfield Florida
Santa Rosa Woodlawn Beach Florida
Sarasota Bee Ridge Florida
Sarasota Desoto Lakes Florida
Sarasota Englewood Florida
Sarasota Fruitville Florida
Sarasota Gulf Gate Estates Florida
Sarasota Kensington Park Florida
Sarasota Lake Sarasota Florida
Sarasota Laurel Florida
Sarasota Longboat Key town
Sarasota Nokomis Florida
Sarasota North Port Florida
Sarasota North Sarasota Florida
Sarasota Osprey Florida
Sarasota Plantation Florida
Sarasota Ridge Wood Heights Florida
Sarasota Sarasota Florida
Sarasota Sarasota Springs Florida
Sarasota Siesta Key Florida
Sarasota South Gate Ridge Florida
Sarasota South Sarasota Florida
Sarasota South Venice Florida
Sarasota Southgate Florida
Sarasota The Meadows Florida
Sarasota Vamo Florida
Sarasota Venice Florida
Sarasota Venice Gardens Florida
Sarasota Warm Mineral Springs Florida
Seminole Altamonte Springs Florida
Seminole Black Hammock Florida
Seminole Casselberry Florida
Seminole Chuluota Florida
Seminole Fern Park Florida
Seminole Forest Florida Florida
Seminole Geneva Florida
Seminole Goldenrod Florida
Seminole Heathrow Florida
Seminole Lake Mary Florida
Seminole Longwood Florida
Seminole Midway Florida
Seminole Oviedo Florida
Seminole Sanford Florida
Seminole Wekiwa Springs Florida
Seminole Winter Springs Florida
St. Johns Butler Beach Florida
St. Johns Crescent Beach Florida
St. Johns Flagler Estates Florida
St. Johns Fruit Cove Florida
St. Johns Hastings town
St. Johns Marineland town
St. Johns Saint Augustine Florida
St. Johns Saint Augustine Beach Florida
St. Johns Saint Augustine Shores Florida
St. Johns Saint Augustine South Florida
St. Johns Sawgrass Florida
St. Johns Villano Beach Florida
St. Johns World Golf Village Florida
St. Lucie Florida Ridge Florida
St. Lucie Fort Pierce Florida
St. Lucie Fort Pierce North Florida
St. Lucie Fort Pierce South Florida
St. Lucie Hutchinson Island South Florida
St. Lucie Indian River Estates Florida
St. Lucie Lakewood Park Florida
St. Lucie Port Saint Lucie Florida
St. Lucie River Park Florida
St. Lucie Saint Lucie Village town
St. Lucie White Florida Florida
Sumter Bushnell Florida
Sumter Center Hill Florida
Sumter Coleman Florida
Sumter Lake Panasoffkee Florida
Sumter The Villages Florida
Sumter Webster Florida
Sumter Wildwood Florida
Suwannee Branford town
Suwannee Live Oak Florida
Taylor Perry Florida
Taylor Steinhatchee Florida
Union Lake Butler Florida
Union Raiford town
Union Worthington Springs town
Volusia Daytona Beach Florida
Volusia Daytona Beach Shores Florida
Volusia De Leon Springs Florida
Volusia DeBary Florida
Volusia DeLand Florida
Volusia DeLand Southwest Florida
Volusia Deltona Florida
Volusia Edgewater Florida
Volusia Flagler Beach Florida
Volusia Glencoe Florida
Volusia Holly Hill Florida
Volusia Lake Helen Florida
Volusia New Smyrna Beach Florida
Volusia North DeLand Florida
Volusia Oak Hill Florida
Volusia Orange Florida Florida
Volusia Ormond Beach Florida
Volusia Ormond-by-the-Sea Florida
Volusia Pierson town
Volusia Ponce Inlet town
Volusia Port Orange Florida
Volusia Samsula-Spruce Creek Florida
Volusia Seville Florida
Volusia South Daytona Florida
Volusia West DeLand Florida
Wakulla Crawfordville Florida
Wakulla Panacea Florida
Wakulla Saint Marks Florida
Wakulla Sopchoppy Florida
Walton Argle populated place
Walton De Funiak Springs Florida
Walton Freeport Florida
Walton Miramar Beach Florida
Walton Paxton town
Washington Chipley Florida
Washington Ebro town
Washington Vernon Florida
Washington Wausau town

Category: NO Tax Return Florida

Florida Bank Statement Mortgage Lenders

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Short Term No Income Verification Florida Mortgage Lenders

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Bank Statement Mortgage Lenders in Florida

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Stated Income Florida Mortgage Lenders

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Self Employed No Tax Return Bank Statement FL Mortgage Lenders

Florida Mortgage Lenders Using Bank Statements For Income!  Read More » When calculating the qualifying income for a self-employed borrower, it is important to note that business income reported on an individual IRS 1040 may not necessarily represent income that the borrower receives. No Tax return bank statement Florida mortgage lenders use bank statements along […]

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Manufactured Home Florida No Tax Return Mortgage Lenders

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Self-Employed Florida Mortgage-No Tax Returns!

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ITIN Florida Bank Statement No Tax Return Mortgage Lenders

How To Get A Florida Mortgage With ITIN Number and No Tax Returns? Some Florida ITIN Mortgage Lenders Allow Multiple SS Numbers OK! Mismatch SS numbers OK for mortgage qualifying  If you are undocumented with an ITIN seeking  Florida mortgage lenders and do not have a social security number we can help.  ITIN Florida mortgage […]

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No Income Verification Florida Investor Loans

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No Income Verification Florida Mortgage Lenders

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Florida No Income Verification Investor Loans

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Self Employed Florida No Tax Return Mortgage Lenders

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1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251

MINIMUM CREDIT SCORE

PORTFOLIO

NO MIN FICO SCORE 

NO TAX RETURN

350 MIN FICO

FHA/VA

500 MIN FICO

CONVENTIONAL

620 MIN FICO

CALL NOW!

954-667-9110

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All Information Subject To Change