Jumbo Bad Credit Florida Mortgage Lenders
Bad credit super jumbo mortgage approvals based on common sense approch. Because of the extreme risk involved in bad credit super Jumbo Mortgage Approvals are on case case-by-case situation. Highly competitive Jumbo Florida Mortgage interest rates, Flexible terms, and Tailored options for Bad Credit Florida Jumbo and Super Jumbo Mortgage applicants. Jumbo bad credit Florida mortgage lenders provide flexible financing options for super jumbo luxury homes and investment properties, going beyond traditional conforming loan limits, with bad credit super jumbo loans potentially reaching up to $30 million. We accommodate large Florida luxury jumbo mortgage loan amounts and create custom solutions.
Flexible Bad Credit Jumbo Florida Mortgage Options
- Loans from $150K to $30MM+
- Unlimited cash-out amounts
- Unexpectedly low interest rates
- Common Sense Approvals
- Cross-collateralize 2 or more super jumbo luxury properties.
Jumbo and Super Jumbo Bad Credit Mortgage Lenders
We accommodate large loan amounts and create custom mortgage solutions:
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No Tax Returns Using Bank Statements for income
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Loan amounts up to $30 million or more
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Flexibility to make exceptions down to 500+ credit
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Portfolio Loan Approvals – when your bank stays No!
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Extensive range of mortgage programs and options
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Interest-only options available
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Unique properties considered
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Highly competitive non-resident alien programs
Jumbo and Super Jumbo Bad Credit Mortage Loan Options Include:
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Pledged Asset – Leverage assets (stocks, mutual funds, etc.) without liquidating. Jumbo cashouts up to 90% of a home’s value by pledging security assets or savings instead of a down payment.
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Cross-Collateralization– Access A Bad Credit Florida Jumbo home equity to purchase a new home without having to sell first. Cashout with bad credit up to 100% of a Florida home’s value by securing the loan against an additional free and clear property.
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DSCR- Finance investment properties using rental income to qualify. No tax returns are required.
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Cash-Flow Maximizer– Maximize monthly cash flow with lower, flexible payment options.
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Asset Utilization: Use your liquid assets to assist in meeting full doc debt-to-income (DTI) ratio requirements.
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Bridge-to-Sale– Help clients access their listed property’s equity before its sale.
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Bank Statement– Use multiple income streams for qualification, including personal or business bank statements.
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Asset Depletion– Increase client purchasing power by calculating assets into qualifying income, without liquidating.
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Privacy Mortgage-Deliver the anonymity your clients crave by shielding their info from Public Records.
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Bad Credit Jumbo Mortgage– Jumbo mortgage exceptions with unforeseen circumstances.
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Foreign National – Non-Resident- Jumbo Super Jumbo refinance up to 15 MM with CPA letter on independent CPA firm’s company letterhead properly dated.
There Are Many Reasons Why Floridians might have bad credit including:
- Late or missed payments.
- You are in the witness protection program and are forced to leave everyone and everything you know.
- Your boyfriend/girlfriend leaves you after 10 years together.
You have to have a hysterectomy and won’t be able to have children. - You have an illness that puts you on long-term disability.
- You have prostate cancer and will no longer be able to perform sexually.
- You are 15 and pregnant.
- You lost all your money and savings.
- Your child runs away from home and lives on the street doing drugs and working as a prostitute.
- You think of suicide all the time.
- You know other people’s problems may be worse than yours, but you are still devastated.
- You are forced to live on the street.
- Your son is arrested for rape
- Your husband leaves you alone when you are 8 ½ months pregnant.
- Your home and neighborhood is destroyed in a hurricane.
You flunk out of college. - You get arrested and are sentenced to 10-20 years in prison.
- You have to pay child support for a child you didn’t want.
- You are diagnosed with a chronic, painful illness.
- Your business fails and you lose everything.
- Your home is destroyed by fire.
- Your mother is diagnosed with terminal cancer.
- Your best friend gets divorced and has to move in with you.
- Your infant is diagnosed with an incurable disease and will need a transplant or he will die.
- Your wife leaves you for another man.
- Your husband loses his job and stays home every day drinking.
- Your spouse leaves and takes everything and you are forced to file bankruptcy.
- You get into a car accident and kill someone.
- You are sent to prison for a crime you did not commit.
- Your car is stolen.
- Your home is broken into and you are raped.
- You are exiled from your country
- You are exposed as a fraud on national TV
- Your child is abducted
- You had to file for Chapter 7 or Chapter 13 Bankruptcy.
- Someone is trying to kill you.
- You hate the way you look.
- You fail at everything you do.
- Your family thinks your beliefs are crazy.
- Your boat capsizes and you are lost at sea.
- All your friends abandon you.
- Your mother won’t talk with you.
- You lose everything and have to move in with someone who is abusive.
- Your father beat you as a child.
- Your dog is killed.
- Your country is the victim of a terrorist attack.
- You are stranded on a deserted island.
- You were falsely accused of abuse and lost custody of your children.
- Your business manager steals all your money.
- You missed a mortgage payment and had a Foreclosure.
- Refinance to pay a lawsuit.
- Your sister is injured in a car accident and is paralyzed on one side of her body.
- Your son goes to war and is a prisoner of war.
- Your wife gets breast cancer.
- You lose all confidence in yourself and become a hermit.
- You are fired from your job.
- Your boyfriend sexually abused your children.
- You were born without the ability to see.
- Your daughter is convicted of murdering her children.
- You are paralyzed from an accident.
- You lose your entire family in a tornado.
- You have a different, serious crisis every year.
- You have to have your arms amputated.
- You witness a gruesome murder.
- You are drafted to fight in a war you don’t support.
- Your spouse/partner cheats on you.
- You are diagnosed with an illness that makes you lose your ability to think clearly.
- You have a lifelong struggle with your weight/body image.
- Your daughter is murdered by her husband, but he’s free and has custody of their children.
- You contract an incurable sexually transmitted disease.
- Someone close to you is dying.
- You are at death’s door.
- Judgment
- Garnishment
- Divorce
- DUI
- Credit applications
- Lacking credit history
- Closing credit accounts
- High credit card balances
- Credit utilization rate
- Defaulting on loans
- Foreclosure
- Maxing out credit lines
- Collection
- Debt levels
- Difficulty obtaining loans in the future
- Identity theft
- Not paying at all
- Jail
