By Thomas Martin 954-667-9110
Coconut Creek Mortgage Programs For All Situations
Florida Mortgage Lenders .com is a mortgage loan originator based in Hollywood Florida we offer more options, transparency, and a simpler way to find the right Coconut Creek FL mortgage lender for your situation. We offer NonQM Wholesale and Private mortgage loans, offering various mortgage products designed to fit unique needs. Please see our Coconut Creek FL mortgage menu includes,
Pick Your Coconut Creek Florida Mortgage Menu
Q:A: Coconut Creek Florida Mortgage Questions & Answers
- Q: What types of homes qualify for FHA loans? A: FHA loans typically cover single-family homes, condos, townhomes, and manufactured homes, as long as the property meets FHA minimum property standards.
- Q: How does a bank statement loan differ from a traditional mortgage? A: A bank statement loan uses bank deposits to verify income, whereas a traditional mortgage typically requires pay stubs, tax returns, and W-2s for income verification.
- Q: What is the waiting period for FHA loans after Chapter 7 bankruptcy? A: After Chapter 7 bankruptcy, FHA loans require a two-year waiting period from the discharge date, with certain conditions allowing for shorter times.
- Q: What is the waiting period for VA loans after Chapter 7 bankruptcy? A: VA loans typically require a two-year waiting period after Chapter 7 bankruptcy, but shorter periods may be possible in specific situations.
- Q: What is the waiting period for conventional loans after Chapter 7 bankruptcy? A: Conventional loans require a four-year waiting period after Chapter 7 bankruptcy, measured from the discharge or dismissal date.
- Q: Can I get a mortgage with Florida Mortgage Lenders during Chapter 13 bankruptcy? A: Yes, you can obtain a mortgage during Chapter 13 bankruptcy if you’ve made at least 12 months of on-time payments and have court approval.
- Q: How soon after Chapter 13 bankruptcy can I get an FHA loan? A: You can get an FHA loan after 12 months of timely payments during Chapter 13 bankruptcy, with court approval.
- Q: What is the waiting period for a conventional loan after Chapter 13 bankruptcy?A: The waiting period for a conventional loan after Chapter 13 bankruptcy is 2 years from the discharge date or 4 years from the dismissal date.
Serving all of Coconut Creek Florida Including:
Serving All Florida including Broward County :: Hollywood :: Davie:: Coconut Creek :: Cooper City :: Coral Springs :: Dania Beach :: Deerfield Beach :: Fort Lauderdale :: Hallandale Beach :: Hollywood :: Lauderhill ::Lauderdale Lakes:: Lighthouse Point:: Margate: Miramar:: North Lauderdale :: Oakland Park :: Parkland :: Pembroke Pines :: Plantation :: Pompano Beach :: Sunrise :: Tamarac :: Weston :: West Park :: Wilton Manors :: Davie :: Hillsboro Beach :: Lauderdale-By-The- Sea :: Pembroke Park :: Southwest Ranches :: Village of Lazy Lake :: Sea Ranch Lakes::
