Private Mortgage Lenders
Welcome to Florida Mortgage Lenders.com As a licensed residential and commercial mortgage brokerage in Florida, with over 15+ years of industry experience. As mortgage brokers, we specialize in connecting clients with the best private money lenders in our expansive lending network, cultivated through strong relationships built over two decades.
Private Money Program
Private Money Loans are an alternative form of lending for investors who don’t fit traditional lending criteria. A borrower may consider a private home loan if they’re having difficulty qualifying for a traditional mortgage due to challenges like a low credit score or income that’s difficult to verify with standard documentation. Private lenders may have more flexible requirements in these cases. We offer Hard Money programs at some of the industry’s lowest rates to individuals, corporate entities, and foreign nationals. Because these loans can be executed so quickly, they can be used to bail out a borrower who has attempted to go a traditional route and are in danger of losing their purchase contract.
Visit our No Income Verification Program for an alternative to private money.
Types of Private Money Lending Solutions
Private mortgage lending offers a variety of flexible financing options tailored to meet different needs. Some of the most common types of private lending solutions available in Tampa and throughout Florida include:
- Residential property loans: Ideal for purchasing a new home or refinancing an existing property, with flexible terms and faster approvals than traditional loans.
- Commercial loans: Designed to secure financing for commercial properties, real estate investments, or new commercial developments.
- Renovation loans: Provide quick funding for home improvements or property renovations to cover costs, enhance value, or meet project timelines.
- Real estate loans: Tailored to help investors secure financing for a variety of real estate projects, including rental properties and land acquisitions.
Whether you’re searching for private mortgage lenders, private lenders for real estate, or private loans for bad credit, our team of experts is committed to helping you find the perfect private lending solutions tailored to your unique financial needs. We work with a variety of top private lending companies across Florida to ensure that you receive competitive rates and flexible terms that align with your goals.
Our Expertise in Private Lending Mortgages
Florida Mortgage Lenders.com is your trusted source for private lending solutions in Florida. With over 15+ years of experience in the industry, our private money lenders have developed long-standing relationships with other private lenders and investors, giving our clients access to the funding they need to achieve their real estate goals.
Extensive Network of Private Lenders
As brokers, we have a vast network of private lenders and banks that provide private lending mortgage programs throughout Florida. This allows us to find the best interest rates and terms to fit your unique financial situation as a real estate investor.
Personalized Service
We believe in providing our clients with personalized service that meets their specific needs as private lending borrowers. Our team of experts will work with you one-on-one to understand your financial situation and help you find the best private mortgage program for your investment property purchase or refinance in Miami.
Fast Closing Times
Our private lending solutions offer fast closing times, allowing you to secure financing for your investment property purchase or refinance in Miami or anywhere in Florida quickly and efficiently.
Competitive Rates
Our extensive network of private lenders allows us to find the most competitive interest rates for your private lending mortgages. We work hard to ensure that you get the best deal possible when it comes to your mortgage, as we understand the importance of financial planning for real estate investors.
Industry Knowledge
At Florida Mortgage Lenders Mortgage, our team of experts has extensive knowledge of the private lending industry and can guide you through the complex process of obtaining a private mortgage in Miami and Florida. We stay up-to-date on the latest industry trends and regulations on commercial mortgages as well as to ensure that our clients receive the best possible service.
Florida Money Mortgage Lenders
Private Lending Jumbo Mortgages
Our Private Lending Jumbo Mortgages program is designed for high-net-worth borrowers with excellent credit, income, assets, and a high credit score, offering competitive interest rates and flexible terms for those who need larger loan amounts and want to take advantage of today’s low-interest rates. With extensive experience in the jumbo mortgage space, we work with all the best lenders in the marketplace to ensure that you get the best deal possible
Investment Property Loans
Our Private Lending Investment Property Loans program is designed for investors looking to purchase or refinance rental properties. Our DSCR loan program is ideal for those who need to use rental income to qualify for the loan, while our No Ratio and No Doc programs offer alternative lending solutions for those who may have difficulty qualifying for traditional loans. Learn more about our Investment Property Loans, DSCR, No Ratio, No Doc, and Non-warrantable condo programs.
Multi-Family 5+
Our Private Lending Multifamily 5+ Units program offers competitive interest rates and flexible terms for investors looking to purchase or refinance multifamily investment properties with 5 or more units, including apartment buildings and condominium complexes. Our team of experts has extensive experience in the multifamily lending space and can provide personalized service to help you find the financing solution that meets your specific needs.
Hard Money / Bridge Loans
Our Bridge Loan Private Mortgages program offers competitive interest rates and flexible terms for borrowers who need short-term financing solutions to bridge the gap between a current loan and a future financing event, such as a sale or refinance. Bridge loans generally have better rates than hard money loan programs. Bridge loans also look at the borrower’s credit more closely.
Commercial Real Estate Loans
Our Private Lending Commercial Real Estate Loans program offers competitive interest rates and flexible terms for borrowers looking to purchase or refinance commercial properties in Miami and throughout the state of Florida. With extensive experience in the commercial lending space, our team of experts provides personalized service to help you find the right loan solution that meets your specific needs.
DSCR Mortgage Loans
Our Private Lending DSCR Loans program is tailored for real estate investors seeking financing solutions without the need to use tax returns to qualify for investment property purchases. We offer competitive interest rates and flexible terms, including 30- and 40-year loan options, ideal for investors looking for long-term financing solutions for rental properties. At Florida Mortgage Lenders, our experienced team leverages deep industry expertise to provide personalized service, ensuring that each client finds the best fit for their investment goals.
Understanding Private Mortgages: FAQs
What types of properties can I purchase with a private mortgage from Florida Mortgage Lenders in Miami?
We offer private mortgage solutions for a variety of property types, including:
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Single-family homes
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2-4 Unit Properties
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Townhouses & Villas
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Multi-family properties
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Condominiums
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Vacant Land
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Commercial properties
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Mixed Use Properties
How long does it take to get approved for a private mortgage from Florida Mortgage Lenders in Miami?
At Florida Mortgage Lenders, we understand that time is of the essence when it comes to securing financing for a real estate purchase. That’s why our approval process is quick and efficient, with most approvals taking less than 48 hours.
When you choose Florida Mortgage Lenders for your private mortgage needs, you can expect:
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A quick and efficient approval process
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Personalized service from our team of experts
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Access to a vast network of lenders and investors
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Expert guidance through the complex process of obtaining a private mortgage
What are the interest rates and fees for private mortgages from Florida Mortgage Lenders in Miami?
Interest rates and fees for private mortgages from Florida Mortgage Lenders can vary depending on a number of factors, including the borrower’s credit history, financial situation, and the specific loan program chosen. However, we pride ourselves on offering competitive interest rates and flexible terms to help our clients find the right loan solution for their unique needs.
Can I get a private mortgage with less-than-perfect credit?
At Florida Mortgage Lenders, we understand that not all borrowers have perfect credit. That’s why we offer a range of private mortgage solutions to meet the unique needs of our clients, regardless of their credit score or financial situation.
While credit history is an important factor in the private mortgage approval process, it’s not the only factor we consider. We also take into account the borrower’s income, assets, and overall financial profile when determining eligibility for a private mortgage. This means that even if you have less-than-perfect credit, you may still be able to qualify for a private mortgage from Florida Mortgage Lenders.
