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Serving every city and a county in Florida

ESPANOLA FL Mortgage Lenders Providing:  New Home Loans, Mortgage Refinance, FHA, VA & Bad Credit Mortgage Lenders 

Whether you’re a first-time Espanola Florida homebuyer or looking to refinance your existing mortgage in Espanola, our competitive rates and flexible financing options can help you make the right mortgage decision.

Our goal is to provide our customers with exceptional service and best Mortgage Rates in Espanola Florida while keeping them informed and educated throughout the process. 

 

ESPANOLA FLORIDA LOAN PROGRAMS

ESPANOLA FLORIDA FHA MORTGAGE LENDERS:

  • 1st Time Florida Home Buyers
  • Low down payments
  • Lower Interest Rates
  • Seller paid FHA mortgage closing cost up to 6%
  • Easier credit qualifying min 550 Fico!

ESPANOLA FLORIDA VA MORTGAGE LENDERS:

  • $0 Down 100% financing Options
  • Seller paid closing cost up to 4%
  • Low Rates
  • Up to $417,000 Loan Value
  • No Down Payment Options
  • Easier credit qualifying min 550 Fico!

ESPANOLA FLORIDA BAD CREDIT MORTGAGE LENDERS:

  • Bad Credit Florida Mortgage Options:
  • No Origination Fee Options
  • 30 Year Fixed
  • 20 and 15 Year Fixed
  • ARM Options

ESPANOLA FLORIDA REFINANCE MORTGAGE LENDERS

  • Is it time to refinance?
  • Refinance up to 97.75%
  • Lower your home loan payment
  • Less than perfect credit
  • Cash for any reason

 

SAME DAY ESPANOLA FLORIDA MORTGAGE APPROVALS!

1STARTNOW

SERVING ALL ESPANOLA FLORIDA

www.Florida-Mortgage-Lenders.com

 

ESPANOLA FLORIDA MORTGAGE LENDERS CITY DATA

Between 1875 and 1926, the coming of the railroad that connected Jacksonville and Ormond shaped this chapter of Flagler's history. The route traveled through Windemere where settlers were already raising cattle. Rail transportation spawned tremendous growth in timber and turpentine production in this area, now known as Espanola. Tram railroads built by Utley J. White extended into remote areas of the county and served the expanding operations.

Timber was exported and used locally for building railroads and making the barrels that would take potatoes to market. Potato farming grew in importance as rail transportation provided access to markets to the north. Flagler became a county in 1917 as a patchwork brought together from the southern portion of St. John's County and the northern portion of Volusia. The communities of Bunnell, Espanola, St. Johns Park, Haw Creek, Dupont, Korona and Ocean City (Flagler Beach) were the economic and population centers of the time. Bunnell became the county seat.

In 1915 Dixie Highway was constructed as a narrow brick road from Jacksonville through St. Augustine, Hastings, Espanola, Bunnell and ending at Flagler Beach. Now tourists from the north would have a land route to Flagler's beach. When the newer highway was built 1926, the more direct route bypassed Espanola, and contributed to the decline of that community. Today Dixie Highway (US 1) is a major north-south route, but Old Dixie Highway still serves the community.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

Apply Now!

CLICK HERE
Reviews on Zillow
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251