Bad credit plus FHA loans in all Florida including Marco Island FL Collier County FL, Everglades City, Marco Island, Naples, Ave Maria, Chokoloskee, East Naples, Golden Gate, Goodland, Immokalee, Island Walk, Lely Resort, Lely, Naples Manor, Naples Park, North Naples, Ochopee, Orangetree, Pelican Bay, Pine Ridge, Plantation Island, Verona Walk, Vineyards,
Marco Island Florida is located in Collier County, Florida. It is originally named as San Marco Island which has now a population of 18357. It is a principal city of Naples. Marco Island Florida bad credit mortgage programs include :FHA MORTGAGE | FHA REFINANCE | FHA NO CREDIT | BAD CREDIT | HARD MONEY | CONDOS | LIMITS
Marco Island applicants don't realize that FHA mortgage loans can help Collier County Florida homebuyers with bad credit. If you have a bad credit past and your looking for a Collier County mortgage an FHA loan may be your best option. Advantages Include:
FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
- Down payment only 3.5% of the purchase price.
- Gifts from family or Grants for down payment assistance and closing costsOK!
- Seller can credit buyers up to 6% of sales price towards buyers costs.
- No reserves or future payments in account required.
- FHA regulated closing costs.
- Purchase a Florida home 12 months after a chapter 13 Bankruptcy
- Purchase a Florida 24 months after a chapter 7 Bankruptcy.
- FHA will allow a FHA mortgage 3 years after a Foreclosure.
- Minimum FICO credit score of 580 required for 96.5% financing.
- Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
- No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
- FHA allows higher debt ratio's than any other Florida home loan programs.
- Less than two years on the same job is OK!
- Self-employed buyers can also qualify for FHA.
- Check Florida FHA Mortgage Articals for more information.
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Marco Island HOUSING DATA
Population in July 2007: 18,357.
Males: 9,017 (49.1%)
Females: 9,340 (50.9%)
Median resident age: 60.1 years
Florida median age: 38.7 years
Zip codes: 34145.
Estimated median household income in 2012: $67,653 (it was $60,357 in 2000)
Marco Island: $67,653
Estimated per capita income in 2012: $48,848
Estimated median house or condo value in 2012: $431,740 (it was $275,500 in 2000)
Marco Island: $431,740
Mean prices in 2011: All housing units: $857,931; Detached houses: $911,352; Townhouses or other attached units: $712,052; In 2-unit structures: $668,322; In 3-to-4-unit structures: $572,401; In 5-or-more-unit structures: $805,983; Mobile homes: $41,584; Occupied boats, RVs, vans, etc.: $106,932