There's no better way for St. Johns Florida military members and veterans to finance that St. Johns Florida home than with a VA mortgage. With Florida-Mortgage-Lenders.com, you're sure to get the best VA mortgage deal to finance 100 percent of your home. You may qualify for a loan worth more than $417,000. To find out, complete our simple form as the first step in obtaining a St. Johns Florida VA mortgage.
FLORIDA VA MORTGAGE LENDERS – VA MORTGAGE ADVANTAGES INCLUDE:
- Minimum 550 Credit Score!
- Seller Paid Cloing Cost up to 4%
- Insured by the Veterans Administration
- Seller paid closing cost up to 4% of the sale price
- 100% Financing - No Monthly mortgage insurance.
- VA mortgage Amounts to $417,000
- Jumbo VA loans to $700,000
- VA Streamlined Refinance Available
- Funding Fee can be Financed
- Competitive Rates
- Easier Qualifying No Credit Score VA Mortgages OK
USE THE VA MORTGAGE TO PURCHASE A ST. JOHNS HOME WITH $0 DOWN
Now more than ever St. Johns mortgage lenders are requiring large down payments, many loan programs require 10-20% down, putting home ownership out of reach for many St. Johns Florida first time home buyers. A VA mortgage loan is perfect for VA families and St. Johns Florida first time home buyers because the borrower can finance 100% of the home's value and purchase with $0 down payment. And, the seller can credit up to 4% to cover all of your closing cost.
THE VA MORTGAGE IS EASIER TO QUALIFY FOR!
Because many St. Johns Florida first-time home buyers typically don't have a lot of established credit, getting qualified for a conventional mortgage can be difficult. The credit and income standards are not as strict. But with a VA mortgage loans are much easier to qualify for making the process easier.
Because the VA mortgage is backed by the government, St. Johns VA mortgage lenders do not require PMI (private mortgage insurance) which is an added monthly expense. Interest rates for St. Johns Florida VA mortgages are typically lower than conventional loans. These two advantages could add up to big savings for veteran homebuyers.
ABOUT ST. JOHNS FLORIDA VA CITY
The area used to be known as Jacksonville, despite the fact that it is located in St. Johns County. Residents picked the new name from a list of five proposals in a 2005 United States Postal Service poll. The other choices were: River Cove, St. Johns Cove, River Oaks and Bartram.
Several area activists and other residents, specifically those in the historic communities of Fruit Cove and Switzerland, argued against any new name. However, the chamber council's "Anything but Jacksonville" effort cleared the way for St. Johns' adoption by U.S.P.S. computers.
Jacksonville, Fruit Cove, Switzerland and Sampson are still acceptable names for 32259, according to the postal service, but Saint Johns is the top or default name in post office databases. The USPS recommends not abbreviating the name as St. and to use the full name.