There's no better way for Shell Point Florida military members and veterans to finance that Shell Point Florida home than with a VA mortgage. With Florida-Mortgage-Lenders.com, you're sure to get the best VA mortgage deal to finance 100 percent of your home. You may qualify for a loan worth more than $417,000. To find out, complete our simple form as the first step in obtaining a Shell Point Florida VA mortgage.
FLORIDA VA MORTGAGE LENDERS – VA MORTGAGE ADVANTAGES INCLUDE:
- Minimum 550 Credit Score!
- Seller Paid Cloing Cost up to 4%
- Insured by the Veterans Administration
- Seller paid closing cost up to 4% of the sale price
- 100% Financing - No Monthly mortgage insurance.
- VA mortgage Amounts to $417,000
- Jumbo VA loans to $700,000
- VA Streamlined Refinance Available
- Funding Fee can be Financed
- Competitive Rates
- Easier Qualifying No Credit Score VA Mortgages OK
USE THE VA MORTGAGE TO PURCHASE A SHELL POINT HOME WITH $0 DOWN
Now more than ever Shell Point mortgage lenders are requiring large down payments, many loan programs require 10-20% down, putting home ownership out of reach for many Shell Point Florida first time home buyers. A VA mortgage loan is perfect for VA families and Shell Point Florida first time home buyers because the borrower can finance 100% of the home's value and purchase with $0 down payment. And, the seller can credit up to 4% to cover all of your closing cost.
THE VA MORTGAGE IS EASIER TO QUALIFY FOR!
Because many Shell Point Florida first-time home buyers typically don't have a lot of established credit, getting qualified for a conventional mortgage can be difficult. The credit and income standards are not as strict. But with a VA mortgage loans are much easier to qualify for making the process easier.
Because the VA mortgage is backed by the government, Shell Point VA mortgage lenders do not require PMI (private mortgage insurance) which is an added monthly expense. Interest rates for Shell Point Florida VA mortgages are typically lower than conventional loans. These two advantages could add up to big savings for veteran homebuyers.
ABOUT SHELL POINT FLORIDA VA CITY
Shell Point is located on the northern edge of Apalachee Bay, approximately 30 miles south of Tallahassee. Most notable for its family oriented beach, Shell Point Beach was previously privately owned. After a petition by local groups to the state of Florida in 1995, the beach is funded by grants from the state and managed by the Wakulla County Department of Parks and Recreation. services.
The community has around 200 buildings and many have waterfront with private canal dockage. Most are owned by residents of the Tallahassee area and south Georgia, though there are about fifty full-time residents. The area's historic marina, boat ramp, restaurant, ships store, and motel were leveled by a private developer (now defunct). The developer constructed a shallow-grade boat ramp which is chained off and not available for public use. There are currently no plans to rebuild any of these facilities and such a prospect appears highly unlikely in the foreseeable future.
The only commercial enterprise at Shell Point is Marsh Harbor Marina operated from the adjacent real estate office. There are no supplies or fuel at this marina but showers and 30 amp power are available. Transient dockage is available though the traveling mariner will find far better prospects in Carrabelle. The entrance to the marina can be very misleading and should not be attempted without local knowledge.