There's no better way for Lithia Florida military members and veterans to finance that Lithia Florida home than with a VA mortgage. With Florida-Mortgage-Lenders.com, you're sure to get the best VA mortgage deal to finance 100 percent of your home. You may qualify for a loan worth more than $417,000. To find out, complete our simple form as the first step in obtaining a Lithia Florida VA mortgage.
FLORIDA VA MORTGAGE LENDERS – VA MORTGAGE ADVANTAGES INCLUDE:
- Minimum 550 Credit Score!
- Seller Paid Cloing Cost up to 4%
- Insured by the Veterans Administration
- Seller paid closing cost up to 4% of the sale price
- 100% Financing - No Monthly mortgage insurance.
- VA mortgage Amounts to $417,000
- Jumbo VA loans to $700,000
- VA Streamlined Refinance Available
- Funding Fee can be Financed
- Competitive Rates
- Easier Qualifying No Credit Score VA Mortgages OK
USE THE VA MORTGAGE TO PURCHASE A LITHIA HOME WITH $0 DOWN
Now more than ever Lithia mortgage lenders are requiring large down payments, many loan programs require 10-20% down, putting home ownership out of reach for many Lithia Florida first time home buyers. A VA mortgage loan is perfect for VA families and Lithia Florida first time home buyers because the borrower can finance 100% of the home's value and purchase with $0 down payment. And, the seller can credit up to 4% to cover all of your closing cost.
THE VA MORTGAGE IS EASIER TO QUALIFY FOR!
Because many Lithia Florida first-time home buyers typically don't have a lot of established credit, getting qualified for a conventional mortgage can be difficult. The credit and income standards are not as strict. But with a VA mortgage loans are much easier to qualify for making the process easier.
Because the VA mortgage is backed by the government, Lithia VA mortgage lenders do not require PMI (private mortgage insurance) which is an added monthly expense. Interest rates for Lithia Florida VA mortgages are typically lower than conventional loans. These two advantages could add up to big savings for veteran homebuyers.
ABOUT LITHIA FLORIDA VA CITY
Lithia is a small unincorporated community and home to Lithia Springs State Park, Alderman's Ford Park and the C.W. Bill Young Reservoir. The elevation ranges from less than 8 feet at Lithia Springs to 105 feet south of the post office.
The community has a rich history in agriculture, saw mills, and phosphate mining. In the late 1990s, Newland Communities purchased 3,000 acres (12 km2) to develop Fishhawk Ranch, Fishhawk Trails was developed by another company, more public works and retail stores are currently in the development. The international headquarters of the Mosaic Companies phosphate division is located in Lithia.
Prior to the advent of white settlers in 1846, Lithia had been variously inhabited by Native American tribes, such as the Tocobaga, Muskogan (Creek), Tomokan, Caloosa and later the Seminole, some of whom were mentioned by the Spanish in the 1600s. Settlers from Georgia arrived in 1847. In 1848, James Alderman created a ford on the Alafia River at the site of present day Alderman's Ford Park. By the time of the civil war, Alderman's cattle ranching operation ran to around 30,000 head of cattle.