Florida-Mortgage-Lenders.com is a leading Parrish Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Parrish Florida people become homeowners since 1934. Parrish Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Parrish Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.
PARRISH FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
• Parrish FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.
PARRISH FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a Parrish Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Parrish Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Parrish Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
PARRISH FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.
During the Parrish Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Parrish Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Parrish Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Parrish Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.
HOMES FOR SALE IN PARRISH FLORIDA
PARRISH FLORIDA FHA APPROVED APPRIASERS LIST
Parrish is an unincorporated community in Manatee County, Florida, United States. It is located near the intersection of US 301 and State Road 62. It is home to the Florida Gulf Coast Railroad Museum, which operates passenger rides roundtrip from Parrish north about 6 miles to Willow. Parrish is part of the Bradenton–Sarasota–Venice Metropolitan Statistical Area.
PARRISH FLORIDA FHA APPRIASERS:
The following list of Parrish Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Parrish Florida.
MARTHA J HICKEY
PALM COAST APPRAISAL
ERIN J SCOCCIA
11580 57TH STREET CIRCLE EAST
About the City of Parrish
Parrish is named after one of its first settlers, Crawford Parrish (1811–1899) who came to Manatee County in 1869. He purchased land at Oak Hill from Major William Turner, on which Parrish farmed food crops as well as tobacco, citrus, cattle and hogs. He also homesteaded many acres and in 1885 was awarded a 40-acre (160,000 m2) land grant signed by President Grover Cleveland. He and his wife, Mary, had eight children many of whose descendants still call Parrish home. Crawford and Mary Parrish are buried at Fortner Cemetery.
Crawford and Mary Parrish’s son John Parrish (1857–1918) was influential in the early years of Parrish. Like many of his neighbors. Parrish made much of his income from citrus, which had to be hauled by mule and wagon to waiting boats in Bradenton. Parrish knew that a railroad stop at Oak Hill (as Parrish was then known) was crucial to the towns development. He convinced railroad and government officials to build a depot at Oak Hill and he donated land for the depot, water tank and four miles of track.
Parrish became a thriving community depending upon a citrus, cattle and agriculture economy. There's a grove here over 100 years old still bearing. Area had three packing houses, three or more churches, two boarding houses, blacksmith shop and many stores. At turn of century, the Methodist Church served as a school. Crawford P Parrish gave land for the first schoolhouse.