florida

There's no better way for St. Petersburg Florida military members and veterans to finance that St. Petersburg Florida home than with a VA mortgage. With Florida-Mortgage-Lenders.com, you're sure to get the best VA mortgage deal to finance 100 percent of your home. You may qualify for a loan worth more than $417,000. To find out, complete our simple form as the first step in obtaining a St. Petersburg Florida VA mortgage.

FLORIDA VA MORTGAGE LENDERS – VA MORTGAGE ADVANTAGES INCLUDE:

  • Minimum 550 Credit Score!
  • Insured by the Veterans Administration
  • Seller paid closing cost up to 4% of the sale price
  • 100% Financing - No Monthly mortgage insurance.
  • VA mortgage Amounts to $417,000
  • Jumbo VA loans to $700,000
  • VA Streamlined Refinance Available
  • Funding Fee can be Financed
  • Competitive Rates
  • Easier Qualifying No Credit Score VA Mortgages OK

1STARTNOW

www.Florida-Mortgage-Lenders.com

USE THE VA MORTGAGE TO PURCHASE A ST. PETERSBURG HOME WITH $0 DOWN

Now more than ever St. Petersburg mortgage lenders are requiring large down payments, many loan programs require 10-20% down, putting home ownership out of reach for many St. Petersburg Florida first time home buyers. A VA mortgage loan is perfect for VA families and St. Petersburg Florida first time home buyers because the borrower can finance 100% of the home's value and purchase with $0 down payment. And, the seller can credit up to 4% to cover all of your closing cost.

THE VA MORTGAGE IS EASIER TO QUALIFY FOR!

Because many St. Petersburg Florida first-time home buyers typically don't have a lot of established credit, getting qualified for a conventional mortgage can be difficult. The credit and income standards are not as strict. But with a VA mortgage loans are much easier to qualify for making the process easier.
Because the VA mortgage is backed by the government, St. Petersburg VA mortgage lenders do not require PMI (private mortgage insurance) which is an added monthly expense. Interest rates for St. Petersburg Florida VA mortgages are typically lower than conventional loans. These two advantages could add up to big savings for veteran homebuyers.

ST. PETERSBURG FLORIDA VA APPROVED CONDOS

Condo Name ID Record Type
BERMUDA BAY BEACH 000402 Condo
BOCA CIEGA POINT EAST 000135 Condo
ITOPIA 612385 Condo
OSPREY POINTE AT DOLPHIN CAY 000360 Condo
PARKWOOD SQUARE APTS 612636 Condo
SKY HARBOR CONDO H04218 Condo
STONE'S THROW II H10131 Condo
STONES THROW H00096 Condo
SUN KETCH 199201 Condo
THE MADISON AT ST. PETE 612631 Condo
VILLAGE LAKE H02079 Condo
WATERSIDE @ COQUINA KEY S H11698 Condo
ST. PETERSBURG FLORIDA VA CITY DATA

Population in 2013: 249,688 (100% urban, 0% rural). Population change since 2000: +0.6%

Males: 116,646 (46.7%)
Females: 133,042 (53.3%)
Median resident age: 43.4 years
Florida median age: 41.5 years
Zip codes: 33701, 33703, 33704, 33705, 33710, 33712, 33713, 33715.

St. Petersburg Zip Code Map
Estimated median household income in 2013: $43,894 (it was $34,597 in 2000)
St. Petersburg: $43,894
FL: $46,036

Estimated per capita income in 2013: $28,294 (it was $21,107 in 2000)

St. Petersburg city income, earnings, and wages data

Estimated median house or condo value in 2013: $129,800 (it was $78,200 in 2000)
St. Petersburg: $129,800
FL: $153,300

Mean prices in 2013: All housing units: $197,546; Detached houses: $205,993; Townhouses or other attached units: $153,817; In 2-unit structures: $85,237; In 3-to-4-unit structures: $118,558; In 5-or-more-unit structures: $213,412; Mobile homes: $55,096; Occupied boats, RVs, vans, etc.: $128,586
Median gross rent in 2013: $949.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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954-667-9110

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Reviews on Zillow
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251