florida

Broward County FL VA Mortgage Lenders

The U.S. government created a military VA mortgage loan guaranty program to help returning service members purchase Broward Florida Homes. The result, the VA mortgage Loan, is a mortgage loan issued by approved Broward FL VA mortgage lenders such as US Mortgage Lenders and guaranteed by the federal government. Since its inception, the VA mortgage loan program has helped place more than 10 million Florida veterans and their families into an affordable Broward Florida Home financing situation through its distinct advantages over traditional mortgages.

Today, the VA Broward Florida Home Loan program is more important than ever to service members. In recent years, lenders nationwide have tightened their lending requirements in the wake of the Broward County FL housing market collapse, making the VA mortgage loan a lifeline for military Broward Florida Homebuyers, many of whom find difficulty when faced with tough credit standards and down payment requirements.

Like all Broward Florida home loans, VA Mortgages have considerable details and information to review. We at Veterans United Broward Florida Home Loans encourage you to use our website's resources to educate yourself on the specifics of this exclusive Broward Florida Home loan benefit. If you have further questions, we invite you to call a Broward Florida Home Loan specialist.

Benefits of the VA Mortgage Loan

 No down payment requirements  Ability to finance the funding fee
 No mortgage insurance premiums  Low interest rates
 No prepayment penalties  Easier to qualify for
 Low monthly costs  15 yr and 30 yr fixed mortgage
    Serving All Broward County including the cities of:

 

Steps for Broward County FL VA Broward Florida Home Buyers

Buying a new Broward FL Broward Florida Home for the very first time is an awesome experience for all Broward Florida Home buyers. Once you have a place of your own, you can take pride in ownership, build an investment for your future and provide a place where friends and family can gather and build memories.  Having your own Broward Florida Home means that you have the freedom to decorate it to suit your personal desires and needs.

But, before you can relax in the comfort of your Broward Florida Home, there is a complex process to transfer the rights of ownership and complete the purchase.  Many first time buyers who go it alone find that the ownership transfer of property can be a very difficult procedure.  VA Broward Florida Home Loan Centers has created a Broward Florida Home buying program to make Broward Florida Home buying affordable and easy.

Our Certified REALTORS® and Counselors have the knowledge and training to guide you through the steps to Broward Florida Home ownership.  Our dedication the veteran and their family, means that we will never charge you for this representation.

The following guide will give you a primer of the basic steps to buying a Broward Florida Home using your VA Broward Florida Home loan benefit.

What is a VA mortgage loan?

Like most home buyers, when you think about buying your Broward Florida Home, the first challenge you must consider is where do I get a loan to buy my Broward Florida Home.  Most Broward Florida Home buyers do not have the cash on hand to pay for a Broward Florida Home without using a mortgage.  When it comes to mortgages, there are many options and programs available.  For Broward Florida VA mortgage loan applicants and active duty military, the best program is the VA mortgage loan.  The VA mortgage loan was created in 1944 as a thank you to World War II veterans.

Benefits of the program include $0 down payment, $0 mortgage insurance and low interest rates.  And, with the VAHLC purchase program, $0 closing costs is also available.  In some cases, borrowers may also apply to receive a rebate of up to 2.75% of the purchase price (maximum rebate is $28,000).

Banks and lenders prefer the VA mortgage loan to a conventional loan because their position is guaranteed by the United States Department of Veterans Affairs.  In the event of a default or foreclosure, any loss the bank incurs will be paid by the VA.

This loan type is a perpetual benefit that can be used to purchase a primary residence over and over. Even if you are active duty and your current Broward Florida Home is financed with a VA mortgage loan, if you PCS to another area, you can use the VA mortgage loan program to buy a Broward Florida Home at your new duty station.

The programs financial offer is made to active duty, reservists, Veterans or surviving spouses. This loan can be used to buy almost any property as long as it is in live-able condition.

If you are eligible, you can purchase a Broward Florida Home and borrow up to 103.15% of total sale price of Broward Florida Home and not make any down payment.

Although the details of the program are not know by most real estate agents and loan officers, there are basic steps that are important for new buyers to follow when applying for a Veterans Broward Florida Home Loan and buying real estate afterwards.

 

Step 1. Get an VA Mortgage approval before you shop:

Once you have decided to buy a Broward Florida Home, your primary objective is to determine the price range that you qualify for.

This step is always number one and can’t be over emphasized.  The biggest reason is because many sellers will not accept an offer unless you have been pre-approved.  In fact, VAHLC certified buyers agents will not show you Broward Florida Homes unless you have been issued the pre-approval letter.

Your pre-approved loan amount will be based on the payment that fits your comfort range. Your VA Broward Florida Home Loan Center Counsellor will calculate your qualifying purchase amount by adding your comfort range to your existing debt.  Once this is done, they will obtain an automated underwriting system approval.  This data will let you know what price range of Broward Florida Homes to look at while staying within a monthly payment that is comfortable and affordable to you.

An important thing to consider is that VA mortgage loans are available to borrowers with less than perfect credit (Bad Credit VA mortgage loans) at the same interest rates as a VA mortgage loan for a borrower with excellent credit. The VA mortgage loan program is designed to provide the most benefit for the veteran.

Step 2. Get A Realtor:

After receiving your pre-approval and eligibility certificate, you know what your price range and monthly payment.  Your next step is to get representation.

VA Broward Florida Home Loan Centers will match you with a competent realtor who will represent you in the transaction at no cost and show you Broward Florida Homes.  It is important to note that not all real estate agents are realtors. To become a realtor a real estate agent must adhere to a code of ethics as well as be a member of the National Association of realtors.

Your VA Broward Florida Home Loan Centers Certified REALTOR ® will discuss your wants and needs. From there, they will show you Broward Florida Homes based on your criteria.

Step 3. Begin Your Broward Florida Home Search:

Once you know what price range you qualify for and who your agent is, the next step is to start your Broward Florida Home search.

Your VA Broward Florida Home Loan Centers Certified REALTOR® will take the criteria you have given them and search through the multiple listing service to find Broward Florida Homes that match your preferences, price range, school district or location.

After the agent has developed a customized list of Broward Florida Homes, they will conduct basic research and arrange a private showing to tour each Broward Florida Home.

Once you have found a Broward Florida Home that is right for you, your VA Broward Florida Home Loan Centers Certified buyer’s realtors will help you write the contract offer to purchase. Your agent is trained to get you the Broward Florida Home at the best price possible, with the best terms available.

Broward Florida VA Approved Condos

Condo Name ID Record Type
7 EAST H00149 Condo
ALPINE WOODS ESTATES H05567 Condo
ALPINE WOODS VILLA H05566 Condo
AMBASSADOR SQUARE H10292 Condo
APPLEGREEN CONDO APTS 1 612320 Condo
APRIL SONG 000377 Condo
AQUA ISLES CONDOMINIUM 612626 Condo
ARROWHEAD GOLF & TENNIS 192900 Condo
ASHBY B 000539 Condo
AVENTINE AT MIRAMAR H11575 Condo
AVENUE LOFTS 000317 Condo
BAYVIEW VILLAGE A-F 000470 Condo
BAYWOOD VILLAGE H03654 Condo
BAYWOOD VILLAGE II- A,B,C & D 000643 Condo
BEACON PLACE H07944 Condo
BELMONT AT N LAUDERDALE H11428 Condo
BELMONT AT NORT LAUDERDAL H11433 Condo
BOARDWALK AT VIZCAYA H11666 Condo
BONAIRE AT WOODMONT NO 2 000529 Condo
BONAIRE AT WOODMONT NO. 3 612367 Condo
BRIDGEWATER-PLANTATION 21100H Condo
BROOKFIELD SQUARE H04193 Condo
CALYPSO CAY CONDO H11485 Condo
CANADIAN OCEAN BREEZE 612369 Condo
CARRIAGE HILLS 612241 Condo
CARRIAGE BROWARD FLORIDA HOMES-TERRAMAR H00059 Condo
CARRINGTON @ H11620 Condo
CASCADES OF LAUDERHILL H11391 Condo
CASCADES-LAUDERHILL H08309 Condo
CEDAR LANDING JACARANDA 612405 Condo
CHATEAU DEVILLE H04930 Condo
CHATHAM TOWNE H00169 Condo
CIRCLE VILLAS H02987 Condo
COBBLESTONE H11722 Condo
COBBLESTONE II 000315 Condo
COCO CAY CONDOMINIUM 612377 Condo
COCONUT CREEK H05403 Condo
COLONIES H03877 Condo
COLONY COURTS H00079 Condo
CORAL GATE H00019 Condo
CORAL ISLE 000123 Condo
CORAL RIDGE COUNTRY CLUB H00009 Condo
CORAL RIDGE GALT H00007 Condo
CORAL SPRINGS 001500 Condo
CORAL SPRINGS COUNT CLUB H00006 Condo
CORAL SPRINGS GARDEN EAST H00005 Condo
CORAL SPRINGS TOWN BROWARD FLORIDA HOMES H00004 Condo
CORAL TOWERS H00010 Condo
COUNTRY CLUB CHALET H00003 Condo
COUNTRY SQUIRE H00081 Condo
COUNTRY VILLAGE H04073 Condo
COURTS-WOODLANDS 202600 Condo
COURTYARDS 612671 Condo
CYPRESS BEND H11364 Condo
CYPRESS BEND ALL PHASES H05407 Condo
CYPRESS CHASE NORTH H00021 Condo
CYPRESS CHASE NORTH CONDO H10326 Condo
CYPRESS GLEN TOWNBROWARD FLORIDA HOMES 196803 Condo
CYPRESS POINTE III 612511 Condo
CYPRESS RUN TOWNBROWARD FLORIDA HOMES 002502 Condo
CYPRESS RUN TOWNBROWARD FLORIDA HOMES 002503 Condo
CYPRESS RUN TOWNNOMES 002501 Condo
CYPRESS TREE H05150 Condo
DEVONAIRE@ PEMBROKE PINES H11656 Condo
DIPOMAT SQUARE 612243 Condo
EL-AD ENCLAVE AT MIRAMAR H11472 Condo
EMBARCADERO H04405 Condo
EMERALD ISLE WEST PHASE 1 612428 Condo
EVERGLADES CLUB 000576 Condo
FAIRFAX CONDO G 612529 Condo
FAIRVIEW-PEMBROKE PT H02076 Condo
FAIRWAY TOWNHOUSES H00101 Condo
FAIRWAYS-BONAVENTURE 219400 Condo
FLORIDA FRUIT LANDS H00477 Condo
FOREST PARK H00113 Condo
FOREST PARK SOUTH 2 H05365 Condo
FOUNTAINS-JACARANDA H04442 Condo
FOXCROFT H03138 Condo
GARDEN LAKES H00122 Condo
GARDENS H03840 Condo
GARDENS NORTH 000936 Condo
GARDENS NORTH 031001 Condo
GARDENS NORTH 028201 Condo
GARDENS-BONAVENTURE H02940 Condo
GARDENS-PALM AIRE H00124 Condo
GARDENS-PEMBROKE LAKES 001005 Condo
GATE H03697 Condo
GEORGETOWN H00125 Condo
GOLDEN RAINTREE H00133 Condo
GOLF INN TOWNHOUSES H00134 Condo
GRAND VIEW ARMS 612577 Condo
GREEN HILL H00131 Condo
GRENADIER LAKES-WELLEBY H00495 Condo
HAMPTON BEACH CLUB 000258 Condo
HARVEST CONDO, SEC II-IV H09917 Condo
HARVEST, SEC 1 H00142 Condo
HERITAGE CIRCLE H10250 Condo
HIGHLAND PARK VILLAGE 000357 Condo
HILLCREST COUNTRY CLUB H11677 Condo
HILLS-INVERRARY H00146 Condo
HILLSBORO LANDINGS CONDO NO. 2 000345 Condo
HOLIDAY VILLAGE OF 612309 Condo
IBIZA H00150 Condo
IMAGES-PEMBROKE POINTE H00152 Condo
IMPERIAL CONDOMINIUM 000768 Condo
IMPERIAL POINT COLONNADES 000212 Condo
ISLA MERITA BROWARD FLORIDA HOMES 191400 Condo
ISLA MERITA BROWARD FLORIDA HOMES H00940 Condo
JACARANDA H00168 Condo
JACARANDA H00147 Condo
JACARANDA-CENTRAL PARK 186200 Condo
JASMINE CYPRESS-WOODMONT 134400 Condo
JASMINE LAKES II H11595 Condo
KARANDA VIL III A, B, H10310 Condo
KARANDA VILLAGE H00172 Condo
KARANDA VILLAGE H04504 Condo
KARANDA VILLAGE H02109 Condo
KIMWOOD H00187 Condo
LA BONNE VIE-PALM AIRE H04419 Condo
LA CANCHA H02064 Condo
LAKE EMERALD H00207 Condo
LAKES @ JACARANDA H11647 Condo
LAKES GARDEN H08088 Condo
LAKES OF ENVIRON 000411 Condo
LAKES-OAKLAND FOREST H07976 Condo
LAKESIDE MANOR EAST H00222 Condo
LAKESIDE MANOR SOUTH H02033 Condo
LAKESIDE VILLAS-BONAVENTURE 215100 Condo
LAKEWOOD-GREEN H00229 Condo
LAS HACIENDAS-JACARANDA H00236 Condo
LAS PALMAS TOWNHOUSES H00237 Condo
LAS VERDES H00238 Condo
LAUDERDALE ONE 000487 Condo
LAURELS-MARGATE H03057 Condo
LEXINGTON ON THE GREEN H11559 Condo
LINCOLN SQUARE CONDO 000484 Condo
LORRAINE H00245 Condo
LOVINS TOWNHOUSES CONDO 000563 Condo
MALIBU CLUB 028604 Condo
MALIBU CLUB 028601 Condo
MALIBU CLUB 028602 Condo
MALIBU CLUB 028605 Condo
MALIBU CLUB 028603 Condo
MALIBU CLUB 028606 Condo
MALIBU NORTH H02772 Condo
MALIBU TOWNBROWARD FLORIDA HOMES H00264 Condo
MARTINIQUE CONDO 2 H11621 Condo
MARTINIQUE CONDO 3 H11622 Condo
MEADOWBROOK 000448 Condo
MEADOWBROOK LAKES VIEW 000764 Condo
MEADOWBROOK TOWERS 612372 Condo
MELROSE POINT 612504 Condo
MIRA LAGO 192806 Condo
MIRA LAGO 192805 Condo
MIRA LAGO 192809 Condo
MIRA LAGO 192808 Condo
MIRA LAGO 192807 Condo
MIRA LAGO 192801 Condo
MIRA LAGO 192803 Condo
MIRA LAGO 192804 Condo
MIRAMAR CLUB H01989 Condo
MISSIONSWOOD-MIRAMAR 008500 Condo
MISSIONWOOD AT MIRAMAR H11387 Condo
MONTCLAIR CONDO H11706 Condo
MURANO @ HAMPTON PARK H11657 Condo
MURANO AT HAMPTON PARK, H11406 Condo
NASSAU VILLAGE 612412 Condo
NEW PARK TOWERS H11687 Condo
NEWPORT AKA LAKEVIEW H11372 Condo
NOB HILL ESTATES H00285 Condo
NOB HILL-WELLEBY H00286 Condo
NORTH LAKE TOWNBROWARD FLORIDA HOMES H00290 Condo
NOVA NORTH 2 000107 Condo
NOVA TOWNHOUSE H03096 Condo
NOVA VILLAS H00291 Condo
NU RIVER LANDING 000399 Condo
OAKLAND ARMS H00292 Condo
OAKLAND FOREST H00294 Condo
OAKLAND FOREST CLUB 024901 Condo
OCEAN COLONY 000347 Condo
OCEAN DRIVE ESTATES H00151 Condo
OMEGA VILLAGE H00304 Condo
OMEGA VILLAS H00303 Condo
OPTIMA - FOUNTAIN SPRING H00267 Condo
ORIOLE GOLF & TENNIS CLUB 612582 Condo
OXFORD TOWERS 612250 Condo
PALM AIRE CYPRESS COURSE H00202 Condo
PALM AIRE CYPRESS EST H00307 Condo
PALM AIRE VILLAGE H00308 Condo
PALM AIRE-CORAL KEY APT H00306 Condo
PALM-AIRE COUNTRY CLUB 000692 Condo
PALM-AIRE COUNTRY CLUB 612323 Condo
PALOMA LAKES CONDO 1 H11623 Condo
PARC COURT H00337 Condo
PARC COURT H00340 Condo
PARC COURT H00338 Condo
PARC COURT 197209 Condo
PARC COURT 197204 Condo
PARC VILLAGE 007101 Condo
PARKWOOD H12009 Condo
PEMBROKE CAY CONDOMINIUM H11593 Condo
PEMBROKE POINTE H00474 Condo
PEMBROKE POINTE H00344 Condo
PEPPERTREE-PARK 020700 Condo
PETITE H00265 Condo
PIERPOINT H00348 Condo
PIERPOINT H00349 Condo
PIERPOINT EAST H12097 Condo
PIERPOINTE ONE H00347 Condo
PINE CREST VILLAGE CONDOMINIUM 000561 Condo
PINE LAKE H03386 Condo
PINES 189900 Condo
PINES-CORAL SPRINGS 2 H07985 Condo
PINES-OAKLAND FOREST H00351 Condo
PINES-OAKLAND FOREST WEST 187000 Condo
PLANTATION CLUB C 612403 Condo
PLANTATION CLUB CONDO H11574 Condo
PLAYA DEL SOL 000328 Condo
PLAZA DEL PRADO 000287 Condo
POINCIANA CONDO 612501 Condo
PORT DE MER CONDO 612274 Condo
PORTOFINO CONDOMINIUM 000772 Condo
PORTOFINO INTRACOASTAL CONDOMI 000459 Condo
QUATRAINE-JACARANDA GDN H00170 Condo
RACQUET CLUB VIL APTS H00360 Condo
RACQUET CLUB-BONAVENTURE H03359 Condo
RACQUET CLUB-FT LAUD H08192 Condo
RAMBLEWOOD COURT 001600 Condo
RAMBLEWOOD PLACE 017701 Condo
REFLECTIONS OF LAS OLAS 000310 Condo
RIVER'S BEND 000543 Condo
RIVERBEND TOWNBROWARD FLORIDA HOMES I 000266 Condo
RIVERS EDGE AT OAKWOOD H04486 Condo
ROKEST CONDO APARTMENTS 612267 Condo
ROYAL GARDENS 000500 Condo
ROYAL GRENADIER H00368 Condo
ROYAL PALM-PLANTATION 194700 Condo
ROYAL PARK 198600 Condo
ROYAL POINCIANA CONDO 612373 Condo
ROYALE GARDENS CONDOS H11381 Condo
SAN MICHELLE CONDO H11648 Condo
SANDPEBBLES TOWNHOUSE H04509 Condo
SEA AIR TOWERS 000001 Condo
SEA OAKS H05571 Condo
SEAWAY COURT H00369 Condo
SERENITY PALMS 612432 Condo
SHADOW-KINGSPORT EST H00375 Condo
SHERIDAN LAKES CONDOMINIUM 000707 Condo
SPRINGCREST CONDO H-1147 Condo
SPRINGDALE LAKE H03225 Condo
SPRINGLAKE H00446 Condo
SPRINGTREE H00467 Condo
STARLIGHT TOWERS 612528 Condo
STIRLING VILLAS TOWNHOUSE H00469 Condo
STONEBRIDGE ESTATES H02075 Condo
STONEBRIDGE GARDENS H00470 Condo
SUMMIT 000327 Condo
SUNDANCE AT PLANTATION H11557 Condo
SUNRISE LAKES H03504 Condo
SUNRISE SPRINGS H00472 Condo
SUNRISE TERRACE H00478 Condo
SUNRISE TOWNE PREFERRED H01003 Condo
TAM O SHANTER GARDENS H00479 Condo
TAMARAC GARDENS H00480 Condo
TARTAN COCONUT H00176 Condo
TARTAN COCONUT CREEK H00475 Condo
TENNIS CLUB COURTS 2 H07239 Condo
TERRAMAR ONE H00060 Condo
THE BEACH HOUSE 000468 Condo
THE HEMISPHERES CONDOMINIUM 000623 Condo
THE OLYMPUS CONDOMINIUM 000606 Condo
THE PENTHOUSE ASSOCIATION 000451 Condo
THE PRESERVE AT AVERY LAKES H11554 Condo
THE PRESERVE AT WALNUT H10320 Condo
THE RESIDENCES ON HOLLYWOOD B 000691 Condo
THE SEASONS CONDOMINIUM 000133 Condo
TOWNHOUSE VILLAGE-BONAVEN H00486 Condo
TOWNHOUSE-EMERALD HILLS H00482 Condo
TOWNHOUSES AT NOVA H00481 Condo
TOWNHOUSES OF PLANTATION H11399 Condo
TRADEWINDS H00485 Condo
TUDOR MANOR 612437 Condo
TUDOR MANOR 612437 Condo
TUSCAN VILLAS 000076 Condo
TUSCAN VILLAS H11684 Condo
TWIN FOUNTAINS H00077 Condo
UNIVERSITY VILLAGE EAST H00483 Condo
VALENCIA VILLAGE, PH I & II H01140 Condo
VENETIAN PARK CONDO III 612558 Condo
VERSAILLES GARDENS H10276 Condo
VILLA D'ESTE CONDOMINIUM 000674 Condo
VILLAGE AT SAILBOAT BEND 000629 Condo
VILLAGE TOWNHOUSES H00488 Condo
VILLAGE TOWNHOUSES-JACARANDA H00487 Condo
VILLAGE WALK H11667 Condo
VILLAGE-BLUE LAKE H05362 Condo
VILLAS ATTHE GATE PHASE I 010334 Condo
VILLAS ATTHE GATE PHASE I H10334 Condo
VILLAS GREEN H00132 Condo
VILLAS OF LAKEVIEW 612392 Condo
VILLAS-BONAVENTURE H02055 Condo
VILLAS-GATE H00490 Condo
VILLAS-ST LAURENT H00491 Condo
VINEYARDS OF PLANTATION H00492 Condo
VIZCAYA TOWERS AT PALM-AIRE 000254 Condo
WATERSIDE VILLAGE H02034 Condo
WEDGEWOOD H00493 Condo
WELLEBY H00499 Condo
WELLEBY SHORES H00494 Condo
WESTLAKE HOA H10302 Condo
WESTVIEW H02020 Condo
WESTVIEW CONDOMINIUM H11710 Condo
WESTWOOD CONDO 5 H11393 Condo
WHITEHALL CON-PINE ISL H00496 Condo
WHITEHALL OF PINE ISLAND RIDGE H11530 Condo
WIMBLEDON TOWNHOUSE H02795 Condo
WIMBLENDON-JACARANDA H00498 Condo
WINDING LAKE-WELLEBY H03272 Condo
WOODGATE H02673 Condo
WOODSCAPE H01141 Condo
WOODSCAPE TOWNBROWARD FLORIDA HOMES H03309 Condo

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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Reviews on Zillow
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251