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SHELL POINT FL Mortgage Lenders Providing:  New Home Loans, Mortgage Refinance, FHA, VA & Bad Credit Mortgage Lenders 

Whether you’re a first-time Shell Point Florida homebuyer or looking to refinance your existing mortgage in Shell Point, our competitive rates and flexible financing options can help you make the right mortgage decision.

Our goal is to provide our customers with exceptional service and best Mortgage Rates in Shell Point Florida while keeping them informed and educated throughout the process. 

 

SHELL POINT FLORIDA LOAN PROGRAMS

SHELL POINT FLORIDA FHA MORTGAGE LENDERS:

  • 1st Time Florida Home Buyers
  • Low down payments
  • Lower Interest Rates
  • Seller paid FHA mortgage closing cost up to 6%
  • Easier credit qualifying min 550 Fico!

SHELL POINT FLORIDA VA MORTGAGE LENDERS:

  • $0 Down 100% financing Options
  • Seller paid closing cost up to 4%
  • Low Rates
  • Up to $417,000 Loan Value
  • No Down Payment Options
  • Easier credit qualifying min 550 Fico!

SHELL POINT FLORIDA BAD CREDIT MORTGAGE LENDERS:

  • Bad Credit Florida Mortgage Options:
  • No Origination Fee Options
  • 30 Year Fixed
  • 20 and 15 Year Fixed
  • ARM Options

SHELL POINT FLORIDA REFINANCE MORTGAGE LENDERS

  • Is it time to refinance?
  • Refinance up to 97.75%
  • Lower your home loan payment
  • Less than perfect credit
  • Cash for any reason

 

SAME DAY SHELL POINT FLORIDA MORTGAGE APPROVALS!

1STARTNOW

SERVING ALL SHELL POINT FLORIDA

www.Florida-Mortgage-Lenders.com

 

SHELL POINT FLORIDA MORTGAGE LENDERS CITY DATA

Shell Point is located on the northern edge of Apalachee Bay, approximately 30 miles south of Tallahassee. Most notable for its family oriented beach, Shell Point Beach was previously privately owned. After a petition by local groups to the state of Florida in 1995, the beach is funded by grants from the state and managed by the Wakulla County Department of Parks and Recreation. services.

The community has around 200 buildings and many have waterfront with private canal dockage. Most are owned by residents of the Tallahassee area and south Georgia, though there are about fifty full-time residents. The area's historic marina, boat ramp, restaurant, ships store, and motel were leveled by a private developer (now defunct). The developer constructed a shallow-grade boat ramp which is chained off and not available for public use. There are currently no plans to rebuild any of these facilities and such a prospect appears highly unlikely in the foreseeable future.

The only commercial enterprise at Shell Point is Marsh Harbor Marina operated from the adjacent real estate office. There are no supplies or fuel at this marina but showers and 30 amp power are available. Transient dockage is available though the traveling mariner will find far better prospects in Carrabelle. The entrance to the marina can be very misleading and should not be attempted without local knowledge.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

Apply Now!

CLICK HERE
Reviews on Zillow
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251