florida

Serving every city and a county in Florida

ITALIA FL Mortgage Lenders Providing:  New Home Loans, Mortgage Refinance, FHA, VA & Bad Credit Mortgage Lenders 

Whether you’re a first-time Italia Florida homebuyer or looking to refinance your existing mortgage in Italia, our competitive rates and flexible financing options can help you make the right mortgage decision.

Our goal is to provide our customers with exceptional service and best Mortgage Rates in Italia Florida while keeping them informed and educated throughout the process. 

 

ITALIA FLORIDA LOAN PROGRAMS

ITALIA FLORIDA FHA MORTGAGE LENDERS:

  • 1st Time Florida Home Buyers
  • Low down payments
  • Lower Interest Rates
  • Seller paid FHA mortgage closing cost up to 6%
  • Easier credit qualifying min 550 Fico!

ITALIA FLORIDA VA MORTGAGE LENDERS:

  • $0 Down 100% financing Options
  • Seller paid closing cost up to 4%
  • Low Rates
  • Up to $417,000 Loan Value
  • No Down Payment Options
  • Easier credit qualifying min 550 Fico!

ITALIA FLORIDA BAD CREDIT MORTGAGE LENDERS:

  • Bad Credit Florida Mortgage Options:
  • No Origination Fee Options
  • 30 Year Fixed
  • 20 and 15 Year Fixed
  • ARM Options

ITALIA FLORIDA REFINANCE MORTGAGE LENDERS

  • Is it time to refinance?
  • Refinance up to 97.75%
  • Lower your home loan payment
  • Less than perfect credit
  • Cash for any reason

 

SAME DAY ITALIA FLORIDA MORTGAGE APPROVALS!

1STARTNOW

SERVING ALL ITALIA FLORIDA

www.Florida-Mortgage-Lenders.com

 

ITALIA FLORIDA MORTGAGE LENDERS CITY DATA

The village of Italia was founded in 1882 by Irish-born entrepreneur William MacWilliams (1840-1887). It was located at milepost 18 on the Florida Transit Railway, which ran from Fernandina on the Atlantic coast to Cedar Key on the Gulf of Mexico. The owner of the railroad, former Senator David Yulee, convinced MacWilliams to build a brick manufacturing facility here, and promised to buy the first million bricks. Bricks made at Italia were used in residential and commercial buildings in Fernandina and other locations in northeast Florida

In 1905, Thomas J. Shave moved from Georgia and built a turpentine still. Within five years, turpentine was the primary product of the area. Shave later sold the turpentine still to Joseph P. and Frederick H. Higginbotham, son and grandson of the first sawmill owner.

Italia’s main asset was always the railroad which carried the brick, lumber, shingles, turpentine and rosin to market. The fatal blow came in the 1920s when the railroad was diverted from Callahan to Gross, bypassing Italia. The businesses of Italia were no longer competitive and were forced to close or move to better locations. In the 1930s a new highway, State Route 200, was built through Italia, paralleling the old railroad from Yulee to Callahan, but it came too late to revive the economy of Italia.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

Apply Now!

CLICK HERE
Reviews on Zillow
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251