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Florida-Mortgage-Lenders.com is a leading Ludlam Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Ludlam Florida people become homeowners since 1934. Ludlam Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Ludlam Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


LUDLAM FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

LUDLAM FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Ludlam FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

LUDLAM FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Ludlam Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Ludlam Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Ludlam Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

LUDLAM FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Ludlam Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Ludlam Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Ludlam Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Ludlam Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN LUDLAM FLORIDA
LUDLAM FLORIDA FHA APPROVED CITY DATA

LUDLAM FLORIDA:

Ludlam is an unincorporated community in Miami-Dade County, Florida, United States. It is located just south of the city of West Miami. Ludlam Road is a major road through the area.

LUDLAM FLORIDA FHA CITY DATA:

Population density:
Ludlum: 16,329 people per square mile
Median household income in 2011:
Ludlum: $49,890
Median rent in 2011:
Ludlum: $1,499
Zip codes: 33155.
Males: 2,203
Females: 2,541
Median age:
Males:
This neighborhood: 38.5 years
Whole city: 38.8 years
Females:
This neighborhood: 40.4 years
Whole city: 39.9 years
Average household size:
Ludlum: 2.8 people
Percentage of family households:
Ludlum: 52.4%

Ludlam FHA MORTGAGE  / Ludlam VA / Ludlam Ludlam FHA REFINANCE / Ludlam NO CREDIT / Ludlam BAD CREDIT / Ludlam HARD MONEY / Ludlam LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

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Reviews on Zillow
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
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by lbaze2008
1375949
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by rmac333
1345066
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by zuser20140303145114251