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Florida-Mortgage-Lenders.com is a leading Little Lake City Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Little Lake City Florida people become homeowners since 1934. Little Lake City Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Little Lake City Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


LITTLE LAKE CITY FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

LITTLE LAKE CITY FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Little Lake City FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

LITTLE LAKE CITY FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Little Lake City Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Little Lake City Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Little Lake City Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

LITTLE LAKE CITY FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Little Lake City Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Little Lake City Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Little Lake City Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Little Lake City Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN LITTLE LAKE CITY FLORIDA
LITTLE LAKE CITY FLORIDA FHA APPROVED CITY DATA

LITTLE LAKE CITY FLORIDA:

Little Lake City is an unincorporated community in Gilchrist County, Florida, United States. It is located on the Suwannee River about 5 miles (8.0 km) northwest of Bell.

Little Lake City FHA MORTGAGE  / Little Lake City VA / Little Lake City Little Lake City FHA REFINANCE / Little Lake City NO CREDIT / Little Lake City BAD CREDIT / Little Lake City HARD MONEY / Little Lake City LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

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Reviews on Zillow
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
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