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Florida-Mortgage-Lenders.com is a leading Leto Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Leto Florida people become homeowners since 1934. Leto Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Leto Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


LETO FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

LETO FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Leto FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

LETO FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Leto Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Leto Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Leto Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

LETO FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Leto Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Leto Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Leto Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Leto Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN LETO FLORIDA
LETO FLORIDA FHA APPROVED APPRIASERS LIST

LETO FLORIDA:

Leto is an unincorporated community in northwestern Hillsborough County, Florida, United States. Along with Egypt Lake, it is a part of the census-designated place (CDP) of Egypt Lake-Leto. It was a separate CDP from 1970 to 1990, and was known as West Park in 1990. The population as of the 1990 census was 10,347.

LETO FLORIDA FHA APPRIASERS:

The following list of Leto Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Leto Florida.

Name

License/
Expiration Date

Address

BEN M POWELL

FLRD2354               
(Certified Residential) 
11-30-2016

POWELL'S APPRAISAL SERVICES
8870 N. HIMES AVE, UNIT #111
TAMPA,  FL  336140000

RONALD E LOZANO

FLRD335                
(Certified Residential) 
11-30-2016

LOZANO APPRAISAL SERVICE INC
4409 N THATCHER AVE
TAMPA,  FL  336140000

DAVID W DALTON

FLRD6317               
(Certified Residential) 
11-30-2016

DALTON APPRAISAL GROUP P.A.
8746 KEY BISCAYNE DR #202
TAMPA,  FL  336140000

IRIS M ROJAS

FLRD6789               
(Certified Residential) 
11-30-2016

I APPRAISE LLC
7211 N DALE MABRY HWY STE 203
TAMPA,  FL  336140000

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Leto FHA MORTGAGE  / Leto VA / Leto Leto FHA REFINANCE / Leto NO CREDIT / Leto BAD CREDIT / Leto HARD MONEY / Leto LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Leto

The ZIP code for Leto is 33614.
Leto is located at 28 degrees north, 82.5 degrees west (28.011, -82.517); or about 5 miles NW of Tampa. The elevation for the community is 45 feet above sea level.
Leto boundaries include Tampa International Airport to the south, Egypt Lake to the east,Carrollwood to the north, and Town 'n' Country to the west.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

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