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Florida-Mortgage-Lenders.com is a leading Lakewood Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Lakewood Florida people become homeowners since 1934. Lakewood Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Lakewood Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


LAKEWOOD FLORIDA FHA MORTGAGE ADVANTAGES

fha_mortgage_fha_loan_florida.jpg

FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

LAKEWOOD FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Lakewood FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

LAKEWOOD FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Lakewood Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Lakewood Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Lakewood Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

LAKEWOOD FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Lakewood Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Lakewood Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Lakewood Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Lakewood Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN LAKEWOOD FLORIDA
LAKEWOOD FLORIDA FHA APPROVED APPRIASERS LIST

LAKEWOOD FLORIDA:

Lakewood, Florida is a small unincorporated community in Walton County, North Florida, USA.

LAKEWOOD FLORIDA FHA APPRIASERS:

The following list of Lakewood Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Lakewood Florida.

Name

License/
Expiration Date

Address

MICHAEL J ZUELKE

CAAG009197             
(Certified General) 
02-18-2017

MJZ APPRAISAL SERVICE
6102 SILVA ST.
LAKEWOOD,  CA  907130000

VAUGHN A HOSMANN

CAAG043068             
(Certified General) 
09-18-2015

VAUGHN A. HOSMANN
5200 CLARK AVENUE P.O.BOX 1127
LAKEWOOD,  CA  907140000

JAMES P SCOTT

CAAR006633             
(Certified Residential) 
02-25-2017

6418 MICHELSON ST
LAKEWOOD,  CA  907130000

CAROL C CHARLES

CAAR007725             
(Certified Residential) 
06-21-2015

5310 IROQUOIS AVENUE
LAKEWOOD,  CA  907130000

JOHN R RYDELL JR

CAAR008485             
(Certified Residential) 
12-28-2016

A PLUS APPRAISALS
4360 JOHANNA AVENUE
LAKEWOOD,  CA  907130000

DIEGO F OCHOA

CAAR012256             
(Certified Residential) 
11-11-2016

WASHINGTON MUTUAL BANK
5059 LAKEWOOD BLVD.
LAKEWOOD,,  CA  907120000

HAROLD P VAUGHAN

CAAR013413             
(Certified Residential) 
09-15-2015

4067 HARDWICK ST., #137
LAKEWOOD,  CA  907120000

MARK R IVERSON

CAAR025670             
(Certified Residential) 
03-02-2016

MARK IVERSON
6535 MICHELSON STREET
LAKEWOOD,  CA  907130000

CHRIS HOMIAKOF

CAAR026286             
(Certified Residential) 
11-12-2016

HOMIAKOF & ASSOCIATES
4738 JOSIE AVE
LAKEWOOD,  CA  907130000

MICHAEL J RORWICK

CAAR029603             
(Certified Residential) 
10-31-2016

OMNI APPRAISAL SERVICES
3623 CANDOR STREET
LAKEWOOD,  CA  907120000

TERIANN MCKENNA

CAAR032692             
(Certified Residential) 
12-23-2015

TEAM MCKENNA RE SERVICES
4067 HARDWICK STREET #285
LAKEWOOD,  CA  907120000

RAYMOND A BRIENZA

COCG100014371          
(Certified General) 
12-31-2016

BRIENZA APPRAISAL SERVICES
3342 S. NEWCOMBE ST
LAKEWOOD,  CO  802270000

NATHAN H MEDVIDOFSKY

COCG1313455            
(Certified General) 
12-31-2015

VALUATION RESEARCH CORP.
9590 WEST 14TH AVE
LAKEWOOD,  CO  802150000

HAROLD K BOST

COCG1315278            
(Certified General) 
12-31-2016

H.K. BOST, INC.
2410 S. GRAY DRIVE
LAKEWOOD,  CO  802270000

TIMOTHY J CAMPBELL

COCG1317209            
(Certified General) 
12-31-2015

6140 W. EVANS PLACE
LAKEWOOD,  CO  802270000

J. S SANGSTER

COCG1320462            
(Certified General) 
12-31-2017

2298 S. DEFRAME CT
LAKEWOOD,  CO  802280000

JAMIE L ANDERSON

COCG40010828           
(Certified General) 
12-31-2017

VALUATION RESEARCH CORP.
9590 WEST 14TH AVENUE
LAKEWOOD,  CO  802150000

MARC T WRIGHT

COCG40012414           
(Certified General) 
12-31-2016

WRIGHT REAL ESTATE APPRAISALS
9475 W. KENTUCKY AVENUE
LAKEWOOD,  CO  802260000

RONALD JORDAN

COCR100034099          
(Certified Residential) 
12-31-2017

JORDAN APPRAISAL SERVICES, INC
7166 W CUSTER AVE #C422
LAKEWOOD,  CO  802260000

SIOBHAN E WILSON

COCR100035614          
(Certified Residential) 
12-31-2017

285 ZANG ST. APT. I2828
LAKEWOOD,  CO  802280000

JENNIFER L FORSYTHE

COCR100036784          
(Certified Residential) 
12-31-2017

FORSYTHE APPRAISALS, LLC
4458 UNION BLVD, SUITE 309
LAKEWOOD,  CO  802280000

PATRICK T FORSYTHE

COCR100036883          
(Certified Residential) 
12-31-2017

FORSYTHE APPRAISALS LLC
4458 UNION BLVD., SUITE 309
LAKEWOOD,  CO  802280000

ANDREW HASSINGER

COCR100046156          
(Certified Residential) 
12-31-2016

2347 S LOVELAND ST
LAKEWOOD,  CO  802280000

FELIX A RIVERA

COCR1313745            
(Certified Residential) 
12-31-2015

ART RIVERA
13105 W WARREN CIR
LAKEWOOD,  CO  802280000

ELANA J PARKER

COCR1313836            
(Certified Residential) 
12-31-2015

PARKER APPRAISAL GROUP, INC.
6879 W. 11TH AVENUE
LAKEWOOD,  CO  802140000

DANIEL C MEDOFF

COCR1314164            
(Certified Residential) 
12-31-2015

VALUATION RESEARCH CORPORATION
9590 W.14TH AVENUE
LAKEWOOD,  CO  802150000

KEVIN W LOFLAND

COCR1314949            
(Certified Residential) 
12-31-2015

LOFLAND APPRAISAL
10849 W. 30TH AVE.
LAKEWOOD,  CO  802150000

RICHARD W RADFORD

COCR1316685            
(Certified Residential) 
12-31-2017

SUMMIT APPRAISAL
3360 S. NELSON CT.
LAKEWOOD,  CO  802270000

RANDAL T WAGNER

COCR1317272            
(Certified Residential) 
12-31-2015

2000 SIMMS ST
LAKEWOOD,  CO  802150000

CAROLYN A MCDONALD

COCR1317547            
(Certified Residential) 
12-31-2017

MCDONALD APPRAISALS, LLC
498 S ALKIRE STREET
LAKEWOOD,  CO  802280000

DAVID F POWNALL

COCR1321597            
(Certified Residential) 
12-31-2015

METRO APPRAISALS
7250 W VASSAR AVE
LAKEWOOD,  CO  802270000

ROBERT K COLUMBIA

COCR1323586            
(Certified Residential) 
12-31-2016

COLUMBIA APPRAISAL SERVICES
75 HOLLAND STREET
LAKEWOOD,  CO  802260000

RYAN T GRESSMAN

COCR40012782           
(Certified Residential) 
12-31-2016

VALUATION APPRAISALS, INC.
9590 W 14TH AVENUE
LAKEWOOD,  CO  802150000

ERIC M RANDERSON

COCR40013692           
(Certified Residential) 
12-31-2016

HOME APPRAISALS LLC
7500 W. MISSISSIPPI AVE #F-133
LAKEWOOD,  CO  802260000

JACQUELYN D REED

COCR40019543           
(Certified Residential) 
12-31-2015

IN SITE APPRAISAL SERVICE INC
670 CRESCENT LANE
LAKEWOOD,  CO  802150000

STEPHEN C DEBELL

COCR40024297           
(Certified Residential) 
12-31-2016

DEBELL & ASSOCIATES, LLC
1849 SOUTH YANK PLACE
LAKEWOOD,  CO  802280000

JEFF A LEMONDS

COCR40026956           
(Certified Residential) 
12-31-2017

445 UNION BLVD SUITE 102
LAKEWOOD,  CO  802280000

JEFFREY S MOSGROVE

COCR40027200           
(Certified Residential) 
12-31-2017

MOZ APPRAISALS, LLC
9250 W BALTIC DR
LAKEWOOD,  CO  802270000

JEB N STRELL

COCR40028137           
(Certified Residential) 
12-31-2015

1577 S. DOVER CT
LAKEWOOD,  CO  802320000

MONICA SANTIAGO

COCR40029146           
(Certified Residential) 
12-31-2016

VALOR APPRAISAL SERVICES
P.O. BOX 261369
LAKEWOOD,  CO  802260000

DARRIN C KENNEDY 3RD

COCR40030297           
(Certified Residential) 
12-31-2015

COLORADO MARKET APPRAISAL, LLC
2700 YOUNGFIELD ST. UNIT 212
LAKEWOOD,  CO  802150000

WILLIAM R LAUGHLIN

COCR40030318           
(Certified Residential) 
12-31-2017

APPRAISAL NETWORK
1922 DENVER WEST CT. #2424
LAKEWOOD,  CO  804010000

WILLIAM R STEPHENS

COCR40039973           
(Certified Residential) 
12-31-2016

785 S MILLER ST
LAKEWOOD,  CO  802260000

ERNEST G OVITZ

FLRD4302               
(Certified Residential) 
11-30-2016

VIRIDIAN KEY CORP
8122 NATURES WAY, #22
LAKEWOOD RANCH,  FL  342020000

JUDITH M CORBUTT

NJ42RC00019500         
(Certified Residential) 
12-31-2015

128 AVIS AVE
LAKEWOOD,  NJ  087010000

ABRAHAM GREEN

NJ42RC00159700         
(Certified Residential) 
12-31-2015

REAL VALUATION INC
18 ENGLEBERG TERRACE
LAKEWOOD,  NJ  087010000

ABE SCHUBERT

NJ42RC00216300         
(Certified Residential) 
12-31-2015

SCHUBERT APPRAISALS, LLC
112 CLIFTON AVENUE #3
LAKEWOOD,  NJ  087010000

JOHNNY CALDWELL JR

NJ42RG00121700         
(Certified General) 
12-31-2015

CALDWELL APPRAISAL SERVICES
155 MOUNTAIN VIEW DRIVE
LAKEWOOD,  NJ  087010000

SAMUEL LEVI

NJ42RG00222500         
(Certified General) 
12-31-2015

STARMARK APPRAISALS
603 W COUNTY LINE ROAD SUITE 2
LAKEWOOD,  NJ  087010000

JOHN J GRAHAM

NJ42RG00229400         
(Certified General) 
12-31-2015

JJ APPRAISAL SERVICES
110 ENCLAVE BLVD
LAKEWOOD,  NJ  087010000

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About the City of Lakewood

It is in the Florida panhandle. Lakewood is on the Florida/Alabama border near Florida's highest point, Britton Hill (345 feet). Lakewood and most of Walton County differ from the rest of Florida in terms of scenery and geography—that is to say, it is temperate/sub-tropical rather than subtropical, and the fauna and flora are those expected in the Deep South.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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