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Florida-Mortgage-Lenders.com is a leading Lakeshore Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Lakeshore Florida people become homeowners since 1934. Lakeshore Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Lakeshore Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


LAKESHORE FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

LAKESHORE FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Lakeshore FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

LAKESHORE FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Lakeshore Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Lakeshore Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Lakeshore Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

LAKESHORE FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Lakeshore Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Lakeshore Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Lakeshore Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Lakeshore Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN LAKESHORE FLORIDA
LAKESHORE FLORIDA FHA APPROVED CITY DATA

LAKESHORE FLORIDA:

Lakeshore, formerly known as Fedhaven, is an unincorporated community in Polk County, Florida, United States. Lakeshore is located in eastern Polk County 1 mile (1.6 km) east of Nalcrest and 11 miles (18 km) east-southeast of Lake Wales.

Lakeshore FHA MORTGAGE  / Lakeshore VA / Lakeshore Lakeshore FHA REFINANCE / Lakeshore NO CREDIT / Lakeshore BAD CREDIT / Lakeshore HARD MONEY / Lakeshore LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

The community was established in the 1960s as a retirement community for former federal employees, and was thus named Fedhaven; when the land was later sold to private ownership, its name was changed to Lakeshore. Lakeshore has a post office with ZIP code 33854; Fedhaven and Lake Wales are both considered alternate addresses for the community.[3] In 2004, three hurricanes severely damaged Lakeshore.

 

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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