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Florida-Mortgage-Lenders.com is a leading Lakeport Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Lakeport Florida people become homeowners since 1934. Lakeport Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Lakeport Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


LAKEPORT FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

LAKEPORT FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Lakeport FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

LAKEPORT FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Lakeport Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Lakeport Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Lakeport Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

LAKEPORT FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Lakeport Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Lakeport Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Lakeport Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Lakeport Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN LAKEPORT FLORIDA
LAKEPORT FLORIDA FHA APPROVED APPRIASERS LIST

LAKEPORT FLORIDA:

Lakeport is an unincorporated community in Glades County, Florida, United States. It is located near the western shore of Lake Okeechobee, off State Road 78. It is just south of the Brighton Seminole Indian Reservation.

LAKEPORT FLORIDA FHA APPRIASERS:

The following list of Lakeport Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Lakeport Florida.

Name

License/
Expiration Date

Address

MATTHEW J MATTINA

CAAG014436             
(Certified General) 
03-03-2017

MATTINA REAL ESTATE APPRAISAL
601 N. FORBES STREET
LAKEPORT,  CA  954530000

DOUGLAS G KUES

CAAG015663             
(Certified General) 
05-05-2017

120 N. FORBES STREET
LAKEPORT,  CA  954530000

TANYA N PERSKY

CAAR037661             
(Certified Residential) 
07-07-2015

1147 PAGE DRIVE
LAKEPORT,  CA  954530000

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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