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Florida-Mortgage-Lenders.com is a leading Key Haven Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Key Haven Florida people become homeowners since 1934. Key Haven Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Key Haven Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


KEY HAVEN FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

KEY HAVEN FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Key Haven FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

KEY HAVEN FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Key Haven Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Key Haven Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Key Haven Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

KEY HAVEN FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Key Haven Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Key Haven Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Key Haven Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Key Haven Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

HOMES FOR SALE IN KEY HAVEN FLORIDA
KEY HAVEN FLORIDA FHA APPROVED CITY DATA

KEY HAVEN FLORIDA:

Key Haven is an unincorporated community on Raccoon Key, an island in the lower Florida Keys about a mile east of the island of Key West. It is a suburb of greater Key West, and houses approximately a thousand residents.

Key Haven FHA MORTGAGE  / Key Haven VA / Key Haven Key Haven FHA REFINANCE / Key Haven NO CREDIT / Key Haven BAD CREDIT / Key Haven HARD MONEY / Key Haven LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Key Haven

It is off of the northeast side of Stock Island, and connected by fill to U.S. 1 (the Overseas Highway) via Key Haven Road, its primary road, just east of mile marker 5.
Key Haven was chosen as the location of The Real World Key West, which appeared in 2006. The Real World home is located at the end of Driftwood Drive.
The island, being only 2–3 ft above the high tide mark, was literally covered with 4–5 ft of seawater from the 8 ft (2.4 m) storm surge of Hurricane Wilma on October 24, 2005. Just about every car on the island was destroyed, and many homes damaged.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

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1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
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1375949
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by rmac333
1345066
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