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Florida-Mortgage-Lenders.com is a leading Holt Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Holt Florida people become homeowners since 1934. Holt Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Holt Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


HOLT FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

HOLT FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Holt FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

HOLT FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Holt Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Holt Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Holt Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

HOLT FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Holt Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Holt Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Holt Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Holt Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN HOLT FLORIDA
HOLT FLORIDA FHA APPROVED APPRIASERS LIST

HOLT FLORIDA:

Holt is an unincorporated community located in Okaloosa County, Florida. Its area calling code is 850 and its ZIP code is 32564.

HOLT FLORIDA FHA APPRIASERS:

The following list of Holt Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Holt Florida.

Name

License/
Expiration Date

Address

DYANA L MORGAN

KS1686                 
(Certified Residential) 
06-30-2015

25050 W ROAD
HOLTON,  KS  664360000

JAY D BRANAM

KS492                  
(Certified Residential) 
06-30-2015

BRANAMS INC. - REAL ESTATE
406 PENNSYLVANIA AVENUE
HOLTON,  KS  664360000

PHILLIP J LLOYD

KS60                   
(Certified Residential) 
06-30-2015

215 WEST 4TH STREET
HOLTON,  KS  664360000

JOHN O LUNDOY

NY45000001085          
(Certified Residential) 
06-29-2016

3 JAMAICA STREET
HOLTSVILLE,  NY  117420000

DONALD G STIRNWEIS

NY45000023431          
(Certified Residential) 
01-02-2016

238 LONG ISLAND AVENUE
HOLTSVILLE,  NY  117420000

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Holt FHA MORTGAGE  / Holt VA / Holt Holt FHA REFINANCE / Holt NO CREDIT / Holt BAD CREDIT / Holt HARD MONEY / Holt LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Holt

Holt is located in western Okaloosa County along US 90 and County Road 189 (Log Lake Road). It's dining options include Hunt's Pizza, located in the town's scenic Chevron gas station. South of US 90 along CR 189 is an interchange for Interstate 10(Exit 45), which provide access for a local trailer park.[1]Blackwater River is approximate 2 miles to enjoy clean freshwater swimming and fishing. Beautiful white sand bars for sunning.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

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