florida

Florida-Mortgage-Lenders.com is a leading Gulf Harbors Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Gulf Harbors Florida people become homeowners since 1934. Gulf Harbors Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Gulf Harbors Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


GULF HARBORS FLORIDA FHA MORTGAGE ADVANTAGES

fha_mortgage_fha_loan_florida.jpg

FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

GULF HARBORS FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Gulf Harbors FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

GULF HARBORS FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Gulf Harbors Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Gulf Harbors Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Gulf Harbors Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

GULF HARBORS FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Gulf Harbors Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Gulf Harbors Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Gulf Harbors Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Gulf Harbors Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

HOMES FOR SALE IN GULF HARBORS FLORIDA
GULF HARBORS FLORIDA FHA APPROVED APPRIASERS LIST

GULF HARBORS FLORIDA:

Gulf Harbors is an unincorporated community urban community in western Pasco County, Florida, United States, near New Port Richey; however, the community has not been a census-designated place since 1970.

GULF HARBORS FLORIDA FHA APPRIASERS:

The following list of Gulf Harbors Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Gulf Harbors Florida.

Name

License/
Expiration Date

Address

ROBERT W VESPA

FLRD413                
(Certified Residential) 
11-30-2016

ROBERT W. VESPA & ASSOC., INC.
5510 RIVER ROAD/SUITE 210
NEW PORT RICHEY,  FL  346520000

NICHOLAS VERRENGIA

FLRD4380               
(Certified Residential) 
11-30-2016

RUSH MY APPRAISALS, INC
5106 STATE RD 54
NEW PORT RICHEY,  FL  346520000

LAUREN C KAYLOR

FLRD5416               
(Certified Residential) 
11-30-2016

KAYLOR CONSULTANTS
3701 FLORAMAR TERRACE
NEW PORT RICHEY,  FL  346520000

ROBERT N BARRETT

FLRD6207               
(Certified Residential) 
11-30-2016

HOME VALUE APPRAISALS
4948 GULF WATERS DRIVE
NEW PORT RICHEY,  FL  346520000

MELISSA A PATTERSON

FLRD6244               
(Certified Residential) 
11-30-2016

3534 MONTICELLO ST
NEW PORT RICHEY,  FL  346520000

STEPHEN R PROCTOR

FLRD7633               
(Certified Residential) 
11-30-2016

STEPHEN PROCTOR
5201 HEMLOCK DRIVE
NEW PORT RICHEY,  FL  346520000

JOSIE V WALLACE

FLRZ86                 
(Certified General) 
11-30-2016

JD WALLACE & ASSOCIATES, INC
5304 BALSAM STREET
NEW PORT RICHEY,  FL  346520000

Search criteria:

Sorted by: License
State: FL
License:
Last Name:
First Name:
City: Gulf Harbors
Zip Code:

Gulf Harbors FHA MORTGAGE  / Gulf Harbors VA / Gulf Harbors Gulf Harbors FHA REFINANCE / Gulf Harbors NO CREDIT / Gulf Harbors BAD CREDIT / Gulf Harbors HARD MONEY / Gulf Harbors LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Gulf Harbors

According to Rand McNally, the latest population estimates for the community is approximately 5,000. Gulf Harbors and its sister communities, the Woodlands, Sea Forest, Sea Colony, Egrets Place and Harbor Colony are deed restricted, waterfront communities and cater to boating and fishing enthusiasts.
The zip code that serves the community is 34652.
The area code served by the community is 727.

Fast Consultation

captcharefresh

Powered by ChronoForms - ChronoEngine.com

CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

Apply Now!

CLICK HERE
Reviews on Zillow
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251