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Florida-Mortgage-Lenders.com is a leading Graham Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Graham Florida people become homeowners since 1934. Graham Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Graham Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


GRAHAM FLORIDA FHA MORTGAGE ADVANTAGES

fha_mortgage_fha_loan_florida.jpg

FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

GRAHAM FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Graham FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

GRAHAM FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Graham Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Graham Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Graham Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

GRAHAM FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Graham Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Graham Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Graham Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Graham Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN GRAHAM FLORIDA
GRAHAM FLORIDA FHA APPROVED APPRIASERS LIST

GRAHAM FLORIDA:

Graham is an unincorporated community in Bradford County, Florida, United States. Graham is 8.7 miles (14.0 km) southwest of Starke. Graham has a post office with ZIP code 32042, which opened on December 4, 1901.

GRAHAM FLORIDA FHA APPRIASERS:

The following list of Graham Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Graham Florida.

Name

License/
Expiration Date

Address

GORDON R MCVEY

NCA1512                
(Certified Residential) 
06-30-2015

MCVEY APPRAISALS
104 E HARDEN ST
GRAHAM,  NC  272530000

MARY A MCVEY

NCA2302                
(Certified Residential) 
06-30-2015

MCVEY APPRAISALS
104 E HARDEN ST
GRAHAM,  NC  272530000

WILLIAM I HUEY

NCA3325                
(Certified General) 
06-30-2015

WILLIAM I HUEY APPRAISAL SERV.
PO BOX 879
GRAHAM,  NC  272530000

WILLIAM R COMPTON JR

NCA3685                
(Certified Residential) 
06-30-2015

WILLIAM R COMPTON JR
1511 ROGERS ROAD
GRAHAM,  NC  272530000

GEORGE A JORDAN

NCA4020                
(Certified Residential) 
06-30-2015

MAIN STREET APPRAISALS LLC
P.O. BOX 1044
GRAHAM,  NC  272530000

PATRICK C NANCE

NCA5008                
(Certified Residential) 
06-30-2015

NANCE APPRAISALS, LLC
P. O. BOX 1055
GRAHAM,  NC  272530000

GEORGE K JORDAN

NCA5434                
(Certified Residential) 
06-30-2015

MAIN STREET APPRAISALS, LLC
203 N. MAIN STREET
GRAHAM,  NC  272530000

DWIGHT A COTTON

NCA5927                
(Certified Residential) 
06-30-2015

MAIN STREET APPRAISALS
P.O. BOX 1044
GRAHAM,  NC  272530000

JAMES R MCINNIS

NCA6070                
(Certified Residential) 
06-30-2015

MAIN STREET APPRAILSALS, LLC
203 N. MAIN STREET
GRAHAM,  NC  272530000

KIMBERLY H NANCE

NCA6452                
(Certified Residential) 
06-30-2015

NANCE APPRAISALS LLC
P.O. BOX 1055
GRAHAM,  NC  272530000

CURT S MCVEY

NCA6507                
(Certified Residential) 
06-30-2015

MCVEY APPRAISALS
104 EAST HARDEN STREET
GRAHAM,  NC  272530000

GEORGE A JORDAN

SC6283                 
(Certified Residential) 
06-30-2016

MAIN STREET APPRAISALS LLC
P.O. BOX 1044
GRAHAM,  NC  272530000

JEFFREY R SMITH

WA1700515              
(Certified Residential) 
12-08-2016

J R SMITH APPRAISAL INC
15816 269TH STREET EAST
GRAHAM,  WA  983380000

MICHELLE N YOTTER

WA1702011              
(Certified Residential) 
07-19-2016

EMPIRE APPRAISAL SERVICE
23707 96TH AVENUE EAST
GRAHAM,  WA  983380000

ANGELA L ANDERSON

WA1702214              
(Certified Residential) 
07-19-2015

LAKEQUEST LLC
PO BOX 870
GRAHAM,  WA  983380000

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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