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Florida-Mortgage-Lenders.com is a leading Gardner Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Gardner Florida people become homeowners since 1934. Gardner Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Gardner Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


GARDNER FLORIDA FHA MORTGAGE ADVANTAGES

fha_mortgage_fha_loan_florida.jpg

FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

GARDNER FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Gardner FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

GARDNER FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Gardner Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Gardner Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Gardner Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

GARDNER FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Gardner Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Gardner Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Gardner Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Gardner Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN GARDNER FLORIDA
GARDNER FLORIDA FHA APPROVED APPRIASERS LIST

GARDNER FLORIDA:

Gardner is an unincorporated community in Hardee County, Florida, United States. It is located on U.S. Route 17 about 11 miles (18 km) north of Arcadia.[

GARDNER FLORIDA FHA APPRIASERS:

The following list of Gardner Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Gardner Florida.

Name

License/
Expiration Date

Address

KYLE H CROSKERY

CA3000600              
(Certified Residential) 
01-06-2017

CROSKERY APPRAISALS
1468 HARVEST AVE
GARDNERVILLE,  NV  894100000

KENT C TIERNEY

CAAR005456             
(Certified Residential) 
06-02-2016

AAA TAHOE/DOUGLAS APPRAISALS
1986 MULE LANE
GARDNERVILLE,  NV  894100000

KARRIE M BAKER

CAAR025694             
(Certified Residential) 
12-15-2016

P.O. BOX 212
GARDNERVILLE,  NV  894100000

NORMAN E MARSHALL

CAAR026515             
(Certified Residential) 
11-29-2015

SILVER CREEK APPRAISALS, INC.
214 MOTT COURT
GARDNERVILLE,  NV  894600000

MARSHA L WILLIAMS

CAAR036178             
(Certified Residential) 
01-18-2017

MARSHA WILLIAMS
1433 EDLESBOROUGH CIRCLE
GARDNERVILLE,  NV  894100000

BRIAN J ELLIOTT

KS2700                 
(Certified Residential) 
06-30-2015

AUL APPRAISALS, LC
130 S ELM STREET
GARDNER,  KS  660300000

STEPHEN D RAU

MA426                  
(Certified Residential) 
02-17-2016

THE APPRAISAL PROFESSIONALS
76 BICKFORD HILL RD
GARDNER,  MA  014400314

LAWRENCE P DIGNAN

MA70052                
(Certified Residential) 
08-22-2016

CENTRAL MASS APPRAISALS
29-4 OLDE COLONIAL DRIVE
GARDNER,  MA  014400000

BRIAN J ELLIOTT

MO2009031540           
(Certified Residential) 
06-30-2016

AUL APPRAISALS, LC
130 S ELM STREET
GARDNER,  KS  660300000

KENT C TIERNEY

NVA.0000636-CR         
(Certified Residential) 
04-30-2016

AAA TAHOE/DOUGLAS APPRAISALS
1986 MULE LANE
GARDNERVILLE,  NV  894100000

DIXIE W HODGE

NVA.0000637-CG         
(Certified General) 
04-30-2016

SIERRA VIEW APPRAISALS
PO BOX 2892
GARDNERVILLE,  NV  894100000

KARRIE M BAKER

NVA.0002826-CR         
(Certified Residential) 
01-31-2016

P.O. BOX 212
GARDNERVILLE,  NV  894100000

MARSHA L WILLIAMS

NVA.0007587-CR         
(Certified Residential) 
11-30-2015

MARSHA WILLIAMS
1433 EDLESBOROUGH CIRCLE
GARDNERVILLE,  NV  894100000

KYLE H CROSKERY

NVA.0007693-CR         
(Certified Residential) 
01-31-2016

CROSKERY APPRAISALS
1468 HARVEST AVE
GARDNERVILLE,  NV  894100000

NORMAN E MARSHALL

NVA.0205697-CR         
(Certified Residential) 
04-30-2017

SILVER CREEK APPRAISALS, INC.
214 MOTT COURT
GARDNERVILLE,  NV  894600000

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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