Florida-Mortgage-Lenders.com is a leading Fort Ogden Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Fort Ogden Florida people become homeowners since 1934. Fort Ogden Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Fort Ogden Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.
FORT OGDEN FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
• Fort Ogden FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.
FORT OGDEN FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a Fort Ogden Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Fort Ogden Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Fort Ogden Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
FORT OGDEN FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.
During the Fort Ogden Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Fort Ogden Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Fort Ogden Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Fort Ogden Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.
HOMES FOR SALE IN FORT OGDEN FLORIDA
FORT OGDEN FLORIDA FHA APPROVED CITY DATA
FORT OGDEN FLORIDA:
Fort Ogden is an unincorporated community in DeSoto County, Florida, United States. It is located about 10 miles (16 km) southwest of the city of Arcadia.
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About the City of Fort Ogden
A U.S. Army post established 11 Aug 1841 during the Second Seminole War by Captain T.P. Gwynne and a detachment of the 8th U.S. Infantry.
The fort was the site of a meeting between Seminole chiefs and Colonel William J. Worth, commander of the Tampa District, in May 1842. The Seminole chiefs would not agree to removal and they were kidnaped and taken to Fort Brooke to be forcibly removed.
The post was abandoned later in 1842 at the end of the war.