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Florida-Mortgage-Lenders.com is a leading Five Points, Washington County Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Five Points, Washington County Florida people become homeowners since 1934. Five Points, Washington County Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Five Points, Washington County Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


FIVE POINTS, WASHINGTON COUNTY FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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FIVE POINTS, WASHINGTON COUNTY FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Five Points, Washington County FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

FIVE POINTS, WASHINGTON COUNTY FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Five Points, Washington County Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Five Points, Washington County Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Five Points, Washington County Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

FIVE POINTS, WASHINGTON COUNTY FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Five Points, Washington County Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Five Points, Washington County Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Five Points, Washington County Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Five Points, Washington County Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN FIVE POINTS, WASHINGTON COUNTY FLORIDA
FIVE POINTS, WASHINGTON COUNTY FLORIDA FHA APPROVED CITY DATA

FIVE POINTS, WASHINGTON COUNTY FLORIDA:

Five Points is an unincorporated community in Washington County, Florida, United States. It is located along State Road 280 north of Vernon, Florida. It primarily based on the Five Points Recreation Center.

FIVE POINTS, WASHINGTON COUNTY FLORIDA FHA CITY DATA:

County population in 2012: 24,892 (15% urban, 85% rural); it was 20,973 in 2000
County owner-occupied with a mortgage or a loan houses and condos in 2010: 3,630
County owner-occupied free and clear houses and condos in 2010: 3,264
County owner-occupied houses and condos in 2000: 6,492
Renter-occupied apartments: 1,970 (it was 1,439 in 2000)
% of renters here: 18%
State: 33%
Land area: 580 sq. mi.
Water area: 35.9 sq. mi.
Population density: 43 people per square mile

Five Points, Washington County FHA MORTGAGE  / Five Points, Washington County VA / Five Points, Washington County Five Points, Washington County FHA REFINANCE / Five Points, Washington County NO CREDIT / Five Points, Washington County BAD CREDIT / Five Points, Washington County HARD MONEY / Five Points, Washington County LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Five Points, Washington County

Located in the heart of the Florida Panhandle, Washington County encompasses 580 square miles including the communities of Chipley and Vernon, Ebro, Wausau, Caryville, New Hope, Sunny Hills, Five Points, Greenhead, Redhead, and Hinsons Crossroads.Washington County is within easy access on Interstate 10 to Tallahassee and Pensacola and Highway 231 to Panama City and Dothan, Alabama.
Visitors to the Washington County can enjoy beautiful scenery and a wide range of outdoor activities including hunting, fishing, boating, canoeing, camping, horseback riding, motorcycle riding and golfing.
The county also hosts pleasurable events throughout the year, drawing in visitors from around the state of Florida, Georgia and Alabama. 

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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