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Florida-Mortgage-Lenders.com is a leading East Lake, Hillsborough County Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping East Lake, Hillsborough County Florida people become homeowners since 1934. East Lake, Hillsborough County Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so East Lake, Hillsborough County Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


EAST LAKE, HILLSBOROUGH COUNTY FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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EAST LAKE, HILLSBOROUGH COUNTY FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• East Lake, Hillsborough County FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

EAST LAKE, HILLSBOROUGH COUNTY FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a East Lake, Hillsborough County Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a East Lake, Hillsborough County Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• East Lake, Hillsborough County Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

EAST LAKE, HILLSBOROUGH COUNTY FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the East Lake, Hillsborough County Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many East Lake, Hillsborough County Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other East Lake, Hillsborough County Florida mortgage lenders retreated from these riskier loan products, FHA stepped in East Lake, Hillsborough County Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN EAST LAKE, HILLSBOROUGH COUNTY FLORIDA
EAST LAKE, HILLSBOROUGH COUNTY FLORIDA FHA APPROVED APPRIASERS LIST

EAST LAKE, HILLSBOROUGH COUNTY FLORIDA:

East Lake is an unincorporated community located in Hillsborough County, Florida. The community is combined with Orient Park to form the census-designated place of East Lake-Orient Park. According to Rand McNally in 2002, the population estimate for the community was 3,400. The community is served by ZIP Code 33610.

EAST LAKE, HILLSBOROUGH COUNTY FLORIDA FHA APPRIASERS:

The following list of East Lake, Hillsborough County Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in East Lake, Hillsborough County Florida.

Name

License/
Expiration Date

Address

JEFFREY E TAYLOR

FLRD2736               
(Certified Residential) 
11-30-2016

1905 E. HOWELL STREET
TAMPA,  FL  336100000

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East Lake, Hillsborough County FHA MORTGAGE  / East Lake, Hillsborough County VA / East Lake, Hillsborough County East Lake, Hillsborough County FHA REFINANCE / East Lake, Hillsborough County NO CREDIT / East Lake, Hillsborough County BAD CREDIT / East Lake, Hillsborough County HARD MONEY / East Lake, Hillsborough County LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of East Lake, Hillsborough County

East Lake is located at 28.00 North, 82.38 West (27.99655, -82.38300),[1] or about 4 miles (6.4 km) northeast of Tampa.
East Lake Park boundaries include Tampa city limits to the west, the unincorporated community of Del Rio to the north, U.S. Route 301 to the east, and Dr. Martin Luther King Jr. Blvd. to the south. Interstate 4 runs through the community. East Lake Park is a 325-home subdivision which was developed in the 1950s around the 100-acre (0.40 km2) East Lake. The community is accessible to locations including the Florida State Fairgrounds. The community was the home to East Lake Square Mall, which closed its doors in 1998 after most of its customer base moved to the new Brandon Town Center, located in Brandon.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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