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Florida-Mortgage-Lenders.com is a leading Dogtown Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Dogtown Florida people become homeowners since 1934. Dogtown Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Dogtown Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


DOGTOWN FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

DOGTOWN FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Dogtown FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

DOGTOWN FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Dogtown Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Dogtown Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Dogtown Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

DOGTOWN FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Dogtown Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Dogtown Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Dogtown Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Dogtown Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

HOMES FOR SALE IN DOGTOWN FLORIDA
DOGTOWN FLORIDA FHA APPROVED CITY DATA

DOGTOWN FLORIDA:

Dogtown is an unincorporated community in Gadsden County, Florida, United States. It is located 1.3 mi (2.1 km) south of the Florida-Georgia state line, along County Road 159.

DOGTOWN FLORIDA FHA CITY DATA:

Population density:
Dogtown Acres: 32 people per square mile
Discuss Dogtown Acres neighborhood (subdivision, block, or community) on our hugely popular Florida forum.
Median household income in 2011:
Dogtown Acres: $31,154
Median rent in 2011:
Dogtown Acres: $671
Zip codes: 32351.
Average household size:
Dogtown Acres: 2.7 people
Percentage of family households:
Dogtown Acres: 61.6%

Dogtown FHA MORTGAGE  / Dogtown VA / Dogtown Dogtown FHA REFINANCE / Dogtown NO CREDIT / Dogtown BAD CREDIT / Dogtown HARD MONEY / Dogtown LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Dogtown

A portion of a geologic clay formation found in North Florida called the Torreya Formation is exposed near Dogtown, and two mines were located there. The Douglas Owens Mine, as well as the La Camelia Mine, owned by Engelhard Minerals and Chemicals Corporation, mined resources from an outcrop of the Torreya Formation known as the "Dogtown Member"Fossils of Carcharodon hastalis, a shark which existed from the early Miocene through early-late Pliocene (about 20 to 3 million years ago), have been found at the La Camelia Mine.
The Greenshade African Methodist Episcopal Church is located on County Road 159 in Dogtown, and the Owens Cemetery is located along Dogtown Road.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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