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Florida-Mortgage-Lenders.com is a leading Daytona North Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Daytona North Florida people become homeowners since 1934. Daytona North Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Daytona North Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


DAYTONA NORTH FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

DAYTONA NORTH FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Daytona North FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

DAYTONA NORTH FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Daytona North Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Daytona North Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Daytona North Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

DAYTONA NORTH FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Daytona North Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Daytona North Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Daytona North Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Daytona North Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN DAYTONA NORTH FLORIDA
DAYTONA NORTH FLORIDA FHA APPROVED APPRIASERS LIST

DAYTONA NORTH FLORIDA:

Daytona North is an unincorporated community in Flagler County, Florida, United States. It is located south of State Road 100 and west of County Road 305, west of Bunnell. The community is part of the Deltona–Daytona Beach–Ormond Beach, FL metropolitan statistical area. Its population was around 2,000 in 2009.

DAYTONA NORTH FLORIDA FHA APPRIASERS:

The following list of Daytona North Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Daytona North Florida.

Name

License/
Expiration Date

Address

JAMES M SWEENEY

FLRD2735               
(Certified Residential) 
11-30-2016

A 3 DAY APPRAISAL, INC
20 N HALIFAX AVE
DAYTONA BEACH,  FL  321180000

SARAH G ROCK

FLRD3766               
(Certified Residential) 
11-30-2016

ROCK APPRAISAL SERVICES, LLC
PO BOX 7074
DAYTONA BEACH,  FL  321160000

TIMOTHY J ROCK

FLRD3846               
(Certified Residential) 
11-30-2016

ROCK APPRAISAL SERVICES, LLC
PO BOX 7074
DAYTONA BEACH,  FL  321160000

DIANA M ROGERS

FLRD4856               
(Certified Residential) 
11-30-2016

APEX APPRAISAL, LLC
112 ROSALYN AVENUE
DAYTONA BEACH,  FL  321180000

ANDREW STEWART III

FLRD5078               
(Certified Residential) 
11-30-2016

PO BOX 12127
DAYTONA BEACH,  FL  321200000

ROBERT E FADDEN

FLRD6655               
(Certified Residential) 
11-30-2016

139 CENTENNIAL LANE
DAYTONA BEACH,  FL  321190000

DOREEN K NELSON

FLRD6777               
(Certified Residential) 
11-30-2016

DOREEN K. NELSON, PA
3105 S. PENINSULA DR.
DAYTONA BEACH,  FL  321180000

MARK A KNIGHT

FLRD7014               
(Certified Residential) 
11-30-2016

FLORIDA CERTIFIED APPRAISAL
3028 SOUTH PENINSULA DR.
DAYTONA BEACH,  FL  321180000

HOWARD J COOKSEY

FLRZ2265               
(Certified General) 
11-30-2016

MASSIE, COOKSEY & ASSOC., INC
140 S. BEACH STREET SUITE 307
DAYTONA BEACH,  FL  321140000

JULIAN L LASSETER

FLRZ607                
(Certified General) 
11-30-2016

LASSETER APPRAISAL COMPANY
140 S BEACH ST SUITE 306
DAYTONA BEACH,  FL  321140000

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City: Daytona North
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Daytona North FHA MORTGAGE  / Daytona North VA / Daytona North Daytona North FHA REFINANCE / Daytona North NO CREDIT / Daytona North BAD CREDIT / Daytona North HARD MONEY / Daytona North LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Daytona North

The lot sizes in the area vary between a half acre to an acre and a half. The community contains a mixture of low to medium income families. Some of the housing structures in the area include single-wide, double-wide and triple-wide trailers; manufactured homes; concrete-stucco homes; and wood-frame homes with vinyl siding. Other than the main county roads, the residential roads in this area are unpaved dirt with the exception of about five streets. There is ample farm land surrounding the area, much of which produces sod and some cattle.
There is a small strip of business along the County Road 305. The businesses includes a gas station on the corner of Mahogany and CR 305, a drive-through convenience store called The Country Cooler, and a small hardware and feed store. The Hidden Trails Park and Community Center is located on Mahogany Boulevard. The park includes a playground, a fitness obstacle course, a basketball court, a volley ball court, and a free water well with filtered water. Weather permitting, the business owners at the corner of C.R. 305 and C.R.302 permit the residents to lay out there wares on tables or blankets; items sold range from old fishing poles to secondhand baby clothes.
There are two churches within the immediate region of Daytona North. The Westside Baptist Church is located on the paved portion of Canal Avenue, which extends off of C.R. 302- Flagler West Community Church is located by the St. Johns Park Volunteer Fire Department off of C.R. 2006.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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