florida

Florida-Mortgage-Lenders.com is a leading Day Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Day Florida people become homeowners since 1934. Day Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Day Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


DAY FLORIDA FHA MORTGAGE ADVANTAGES

fha_mortgage_fha_loan_florida.jpg

FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

DAY FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Day FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

DAY FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Day Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Day Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Day Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

DAY FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Day Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Day Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Day Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Day Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

HOMES FOR SALE IN DAY FLORIDA
DAY FLORIDA FHA APPROVED APPRIASERS LIST

DAY FLORIDA:

Day is an unincorporated community and census-designated place in Lafayette County, Florida, United. Its population was 116 as of the 2010 census. Day has a post office with ZIP code 32013.

DAY FLORIDA FHA APPRIASERS:

The following list of Day Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Day Florida.

Name

License/
Expiration Date

Address

ELLYN R BERNIER

CTRCR.0000358          
(Certified Residential) 
04-30-2016

BERNIER ASSOCIATES
P.O. BOX 512
DAYVILLE,  CT  062410000

JAMES M SWEENEY

FLRD2735               
(Certified Residential) 
11-30-2016

A 3 DAY APPRAISAL, INC
20 N HALIFAX AVE
DAYTONA BEACH,  FL  321180000

SARAH G ROCK

FLRD3766               
(Certified Residential) 
11-30-2016

ROCK APPRAISAL SERVICES, LLC
PO BOX 7074
DAYTONA BEACH,  FL  321160000

TIMOTHY J ROCK

FLRD3846               
(Certified Residential) 
11-30-2016

ROCK APPRAISAL SERVICES, LLC
PO BOX 7074
DAYTONA BEACH,  FL  321160000

DIANA M ROGERS

FLRD4856               
(Certified Residential) 
11-30-2016

APEX APPRAISAL, LLC
112 ROSALYN AVENUE
DAYTONA BEACH,  FL  321180000

ANDREW STEWART III

FLRD5078               
(Certified Residential) 
11-30-2016

PO BOX 12127
DAYTONA BEACH,  FL  321200000

ROBERT E FADDEN

FLRD6655               
(Certified Residential) 
11-30-2016

139 CENTENNIAL LANE
DAYTONA BEACH,  FL  321190000

DOREEN K NELSON

FLRD6777               
(Certified Residential) 
11-30-2016

DOREEN K. NELSON, PA
3105 S. PENINSULA DR.
DAYTONA BEACH,  FL  321180000

MARK A KNIGHT

FLRD7014               
(Certified Residential) 
11-30-2016

FLORIDA CERTIFIED APPRAISAL
3028 SOUTH PENINSULA DR.
DAYTONA BEACH,  FL  321180000

HOWARD J COOKSEY

FLRZ2265               
(Certified General) 
11-30-2016

MASSIE, COOKSEY & ASSOC., INC
140 S. BEACH STREET SUITE 307
DAYTONA BEACH,  FL  321140000

JULIAN L LASSETER

FLRZ607                
(Certified General) 
11-30-2016

LASSETER APPRAISAL COMPANY
140 S BEACH ST SUITE 306
DAYTONA BEACH,  FL  321140000

THOMAS L DILTS

KY426                  
(Certified Residential) 
06-30-2015

THE DILTS GROUP
1200 ERVIN TERRACE
DAYTON,  KY  410740000

PHILIP R CLAY

KY4628                 
(Certified Residential) 
06-30-2015

PHILIP CLAY REAL EST CONSULTAN
1614 S. GETTYSBURG AVENUE
DAYTON,  OH  454080000

EDWARD R BRADY JR

MD30032165             
(Certified Residential) 
09-25-2017

13608 VOLAND CT.
DAYTON,  MD  210360000

JOAN H WARREN

MECR000000002959       
(Certified Residential) 
12-31-2015

210 HOLLIS ROAD
DAYTON,  ME  040050000

LISA B JACKSON

MI1201008144           
(Certified General) 
07-31-2015

CITIMARK PROPERTIES, LLC
PO BOX 326
DAYTON,  OH  454290000

STEVEN M FENDLER

NJ42RC00231900         
(Certified Residential) 
12-31-2015

QUALITY TIME APPRAISALS
4 CATUS WAY
DAYTON,  NJ  088100000

MARCUS W JOHNSON

OH2002004840           
(Certified Residential) 
05-02-2016

3077 KETTERING BLVD STE 110
DAYTON,  OH  459390000

MICHAEL W GILDEA

OH2003001702           
(Certified General) 
06-30-2015

THE DUNHAM COMPANY, INC.
500 E. 5TH ST.
DAYTON,  OH  454020000

CRAIG R SMITH

OH2004017800           
(Certified Residential) 
12-09-2015

CRAIG SMITH
5200 MAD RIVER RD
DAYTON,  OH  454290000

PHILIP R CLAY

OH2004022470           
(Certified Residential) 
02-02-2016

PHILIP CLAY REAL EST CONSULTAN
1614 S. GETTYSBURG AVENUE
DAYTON,  OH  454080000

GARY L MILLER

OH2005005364           
(Certified Residential) 
01-26-2016

MILLER APPRAISAL SERVICES
353 BANBURY ROAD
DAYTON,  OH  454590000

EMMITT L FORD

OH2005016083           
(Certified General) 
02-22-2016

ICON VALUATION GROUP, LLC
6550 POE AVENUE
DAYTON,  OH  454140000

KEVIN R WHITAKER

OH2006006668           
(Certified General) 
01-31-2016

HENKALINE & ASSOCIATES, INC.
5791 FAR HILLS AVENUE
DAYTON,  OH  454290000

EMILY B MILLER

OH2006007224           
(Certified Residential) 
01-05-2016

EMILY B MILLER APPRAISAL, INC
PO BOX 20174
DAYTON,  OH  454200000

MARK A WILLIAMSON

OH2007000454           
(Certified Residential) 
02-23-2016

NCK APPRAISALS LLC
263 LAIRWOOD DR
DAYTON,  OH  454580000

JOHN W THOMPSON JR

OH2007002146           
(Certified Residential) 
06-08-2015

CITY BEAUTIFUL APPRAISALS, INC
17 SOUTHMOOR CIRCLE NW
DAYTON,  OH  454290000

WILLIAM MCMANUS

OH2007004921           
(Certified Residential) 
12-27-2015

MCMANUS & ASSOCIATES
6096 MILLBROOK DRIVE
DAYTON,  OH  454590000

BEVERLEY A DANA

OH2007004998           
(Certified Residential) 
11-23-2015

PROPERTY VALUES APPRAISAL SERV
432 MEADOWVIEW DRIVE
DAYTON,  OH  454590000

JAMES C RATERMANN

OH2007005536           
(Certified Residential) 
08-22-2015

GUTMANN & MIDDLETON VALUATIONS
5335 FAR HILLS AVE. SUITE 307
DAYTON,  OH  454290000

JEFFREY COMBS

OH2007005707           
(Certified Residential) 
01-07-2016

ADVANTAGE APPRAISAL SERVICE
405 HIDDEN WOODS LANE
DAYTON,  OH  454060000

ROBERT C NAGLE II

OH2007006266           
(Certified Residential) 
04-11-2016

HENKALINE & ASSOCIATES
5791 FAR HILLS AVE
DAYTON,  OH  454290000

ALLYN S YUKAWA

OH2007006288           
(Certified Residential) 
11-18-2015

GUTMANN & MIDDLETON VAL.
5335 FAR HILLS AVE, STE 307
DAYTON,  OH  454290000

ANGELA L SMITH

OH2007006428           
(Certified Residential) 
05-08-2016

5200 MAD RIVER RD
DAYTON,  OH  454290000

RANDOLF COMPTON

OH2008002573           
(Certified Residential) 
03-26-2016

1001 VALLEY VISTA WAY
DAYTON,  OH  454290000

MICHAEL L JONES

OH2009002444           
(Certified Residential) 
07-24-2015

JONES APPRAISAL SERVICE LLC
7430 COUNTRY BROOK COURT
DAYTON,  OH  454140000

ZANE R OAKS

OH2009003923           
(Certified Residential) 
01-26-2016

Z APPRAISALS & ASSOC.
7525 ROSELAKE DRIVE
DAYTON,  OH  454140000

JASON B PRICE

OH2010003220           
(Certified Residential) 
02-17-2016

IDEAL APPRAISALS
7928 MELODY ROAD
DAYTON,  OH  454150000

JOHN L WACHTER

OH2011000133           
(Certified Residential) 
06-02-2016

924 CLOVER STREET
DAYTON,  OH  454100000

JOSEPH G LINGG

OH2013000533           
(Certified Residential) 
03-21-2016

LINGG APPRAISALS, INC
3791 WHISPER CREEK DRIVE
DAYTON,  OH  454140000

MITCHELL R NEWTON

OH379956               
(Certified Residential) 
06-18-2016

GUTMANN & MIDDLETON VALUTIONS
5335 FAR HILLS AVENUE STE 307
DAYTON,  OH  454290000

ROBERT P GUTMANN

OH379960               
(Certified Residential) 
06-28-2015

GUTMANN & MIDDLETON VAL INC
5335 FAR HILLS AVENUE #307
DAYTON,  OH  454290000

RICHARD B HENKALINE

OH380545               
(Certified General) 
06-28-2015

5791 FAR HILLS AVENUE
DAYTON,  OH  454290000

TIMOTHY N DUNHAM

OH380639               
(Certified General) 
07-10-2015

THE DUNHAM COMPANY, INC.
PO BOX 592 WBB
DAYTON,  OH  454090592

WILLIAM M KREITZER

OH383018               
(Certified Residential) 
11-26-2015

5/3 BANK
110 NORTH MAIN STREET
DAYTON,  OH  454020000

GEORGE G TOLNITCH

OH383019               
(Certified Residential) 
11-12-2015

KREITZER & TOLNITCH APPRAISALS
1948-C EAST WHIPP ROAD
DAYTON,  OH  454140000

ROBERT A SCHREEL

OH383627               
(Certified Residential) 
11-26-2015

GUTMANN & MIDDLETON INC.
105 RIVERSIDE DRIVE
DAYTON,  OH  454050000

SCOTT K STOUT

OH383675               
(Certified General) 
12-11-2015

STOUT APPRAISAL SERVICE, LLC
2463 BEECHKNOLL POINT
DAYTON,  OH  454580000

DOUGLAS A FINKE

OH385392               
(Certified Residential) 
07-09-2015

5791 FAR HILLS AVENUE
DAYTON,  OH  545290000

THOMAS L DILTS

OH399409               
(Certified Residential) 
11-29-2015

THE DILTS GROUP
1200 ERVIN TERRACE
DAYTON,  KY  410740000

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State: FL
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City: Day
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Day FHA MORTGAGE  / Day VA / Day Day FHA REFINANCE / Day NO CREDIT / Day BAD CREDIT / Day HARD MONEY / Day LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Day

Population in July 2007: 2,486.
Males: 1,913 (77.0%)
Females: 573 (23.0%)
Median resident age: 33.4 years
Florida median age: 38.7 years
Zip code: 32066
Estimated median household income in 2012: $42,961 (it was $31,307 in 2000)
Day: $42,961
FL: $45,040
Estimated per capita income in 2012: $12,469 (it was $9,360 in 2000)
Estimated median house or condo value in 2012: $109,887 (it was $50,000 in 2000)
Day: $109,887
FL: $148,200
Mean prices in 2009: All housing units: $178,853; Detached houses: $219,865; Mobile homes: $115,570; Occupied boats, RVs, vans, etc.: $61,151

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580 MIN FICO SCORE 

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620 MIN FICO SCORE 

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620 MIN FICO SCORE 

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