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Florida-Mortgage-Lenders.com is a leading Croom-A-Coochee Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Croom-A-Coochee Florida people become homeowners since 1934. Croom-A-Coochee Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Croom-A-Coochee Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


CROOM-A-COOCHEE FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

CROOM-A-COOCHEE FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Croom-A-Coochee FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

CROOM-A-COOCHEE FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Croom-A-Coochee Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Croom-A-Coochee Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Croom-A-Coochee Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

CROOM-A-COOCHEE FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Croom-A-Coochee Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Croom-A-Coochee Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Croom-A-Coochee Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Croom-A-Coochee Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN CROOM-A-COOCHEE FLORIDA
CROOM-A-COOCHEE FLORIDA FHA APPROVED CITY DATA

CROOM-A-COOCHEE FLORIDA:

Croom-A-Coochee is an unincorporated community in Sumter County, Florida, United States, located adjacent to the Croom Wildlife Management Area (WMA) near the Withlacoochee River. which is shared with Webster. In addition to the Croom WMA, Sumter County offers hunting in the Green Swamp, Richloam, and Half Moon Wildlife Management Area.

Croom-A-Coochee FHA MORTGAGE  / Croom-A-Coochee VA / Croom-A-Coochee Croom-A-Coochee FHA REFINANCE / Croom-A-Coochee NO CREDIT / Croom-A-Coochee BAD CREDIT / Croom-A-Coochee HARD MONEY / Croom-A-Coochee LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Croom-A-Coochee

The Croom Tract is part of the Withlacoochee State Forest. There is also a 20,000 acre Croom Wildlife Management Area. Ruins in the area include 1900 Thomas House, old foundations, a brick vat, the remains of an iron railroad bridge, family cemeteries and pits from phosphate mining. The area once included a turpentine still, sawmill, sugar mill, railroad switch out, railroad bridge and ferry. The area is now popular for turkey hunting and single track mountain biking.[3] Another settlement in the area was known as Oriole and an abandoned Oriole cemetery remains in existence.
In 1886 a project to clear the Withlacoochee River for navigation went as far as Pemberton Ferry. A post office was located in the area from 1902 until 1935.
Croom was on the west coast route of the Atlantic Coast Line Railroad to Tampa. A station and a branch line extended to Brooksville. The iron bridge was a trestle for logging trains.
The South Florida Railroad finished the construction of the 57-mile Pemberton’s Ferry Branch in May 1886. It ran from Bartow to Lakeland, where it crossed the South Florida mainline, north to Pemberton’s Ferry, where it interchanged with the Florida Southern Railroad.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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