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Florida-Mortgage-Lenders.com is a leading Clair-Mel City Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Clair-Mel City Florida people become homeowners since 1934. Clair-Mel City Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Clair-Mel City Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


CLAIR-MEL CITY FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

CLAIR-MEL CITY FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Clair-Mel City FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

CLAIR-MEL CITY FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Clair-Mel City Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Clair-Mel City Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Clair-Mel City Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

CLAIR-MEL CITY FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Clair-Mel City Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Clair-Mel City Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Clair-Mel City Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Clair-Mel City Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN CLAIR-MEL CITY FLORIDA
CLAIR-MEL CITY FLORIDA FHA APPROVED CITY DATA

CLAIR-MEL CITY FLORIDA:

Clair-Mel City (Clair Mel) is an unincorporated community located in Hillsborough County, Florida.

CLAIR-MEL CITY FLORIDA FHA CITY DATA:

Median rent in 2011:
Clair Mel City: $802
Tampa: $770
Zip codes: 33619.
Males: 1,853
Females: 2,320
Median age:
Males:
This neighborhood: 41.0 years
Whole city: 33.8 years
Females:
This neighborhood: 43.5 years
Whole city: 36.3 years
Average household size:
Clair Mel City: 2.9 people
Tampa: 2.4 people

Clair-Mel City FHA MORTGAGE  / Clair-Mel City VA / Clair-Mel City Clair-Mel City FHA REFINANCE / Clair-Mel City NO CREDIT / Clair-Mel City BAD CREDIT / Clair-Mel City HARD MONEY / Clair-Mel City LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Clair-Mel City

According to the 2010 Census, the community had a population of 4,287. The community is served by a 33619 ZIP Code.
Clair Mel City is located at 27.93 North, 82.38 West (27.933359, -82.37821), or about 5 miles east-southeast of Tampa. According to the United States Census Bureau, the community had an land area of 0.641 square miles and the population density of 6,691 persons per square mile.
Clair boundaries include Palm River to the west, Tampa city limits to the north, the Lee Roy Selmon Expressway to the east, and Progress Village to the south.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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954-667-9110

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