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Florida-Mortgage-Lenders.com is a leading Boca Grande Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Boca Grande Florida people become homeowners since 1934. Boca Grande Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Boca Grande Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


BOCA GRANDE FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

BOCA GRANDE FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Boca Grande FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

BOCA GRANDE FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Boca Grande Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Boca Grande Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Boca Grande Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

BOCA GRANDE FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Boca Grande Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Boca Grande Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Boca Grande Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Boca Grande Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN BOCA GRANDE FLORIDA
BOCA GRANDE FLORIDA FHA APPROVED CITY DATA

BOCA GRANDE FLORIDA:

Boca Grande is a small residential community on Gasparilla Island, in southwest Florida. Gasparilla Island is a part of both Charlotte and Lee Counties, while the actual village of Boca Grande, which is home to many seasonal and some year-round residents, is entirely in the Lee County portion of the island. It is part of the Cape Coral–Fort Myers Metropolitan Statistical Area.

BOCA GRANDE FLORIDA FHA CITY DATA:

Males: 696 (47.2%)
Females: 781 (52.8%)
Median resident age: 61.7 years
Florida median age: 38.7 years
Zip code: 33921
Estimated median household income in 2012: $149,774 (it was $130,488 in 2000)
Boca Grande: $149,774
FL: $45,040
Estimated per capita income in 2012: $116,678 (it was $108,693 in 2000)
Estimated median house or condo value in 2012: over $1,000,000 (it was $709,900 in 2000)
Boca Grande: over $1,000,000
FL: $148,200

Boca Grande FHA MORTGAGE  / Boca Grande VA / Boca Grande Boca Grande FHA REFINANCE / Boca Grande NO CREDIT / Boca Grande BAD CREDIT / Boca Grande HARD MONEY / Boca Grande LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Boca Grande

Its name - Spanish for "Big Mouth" - comes from the mouth of the waterway, called Boca Grande Pass, at the southern tip of the island. The pass was used as a busy shipping point for many years as the waters in the pass are naturally deep. The phosphate plant at Boca Grande was old and its tons-per-hour rate was slow. Therefore it made economic sense to discontinue the operation. Evidence of the island's industrial past can still be seen
Gasparilla Island's first known inhabitants were the Calusa Indians. They were living on nearby Useppa Island by 5,000 B.C. and on Gasparilla Island by 800 or 900 A.D. Charlotte Harbor was the center of the Calusa Empire, which numbered thousands of people and hundreds of fishing villages. The Calusa were a hunting and fishing people who perfected the art of maritime living in harmony with the environment. They were a politically powerful people, dominating Southwest Florida during their "golden age". Since the Calusa had no written language, the only record of their lifestyle and ceremonies comes from the oral history of the (much later) Seminoles, from written accounts of Spanish explorers, and from the archaeological record..
In 1885, phosphate rock was discovered on the banks of the Peace River just above Punta Gorda, east of Gasparilla Island across Charlotte Harbor. It was this discovery that would turn the south end of Gasparilla Island into a major deep-water port (Boca Grande Pass is one of the deepest natural inlets in Florida) and become responsible for the development of the town of Boca Grande.

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