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Florida-Mortgage-Lenders.com is a leading Bethlehem Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Bethlehem Florida people become homeowners since 1934. Bethlehem Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Bethlehem Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


BETHLEHEM FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

BETHLEHEM FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Bethlehem FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

BETHLEHEM FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Bethlehem Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Bethlehem Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Bethlehem Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

BETHLEHEM FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Bethlehem Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Bethlehem Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Bethlehem Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Bethlehem Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN BETHLEHEM FLORIDA
BETHLEHEM FLORIDA FHA APPROVED APPRIASERS LIST

BETHLEHEM FLORIDA:

Bethlehem, is an unincorporated community in Holmes County, Florida, United States. In the heart of Bethlehem is the WTVY-TV Tower, one of the tallest towers in the United States and currently, the tallest structure in Florida.

BETHLEHEM FLORIDA FHA APPRIASERS:

The following list of Bethlehem Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Bethlehem Florida.

Name

License/
Expiration Date

Address

KEVIN M MCLAUGHLIN

CTRCG.0000411          
(Certified General) 
04-30-2016

MC2 ASSOCIATES
P.O. BOX 601
BETHLEHEM,  CT  067510000

CYNTHIA A MCLAUGHLIN

CTRCG.0000412          
(Certified General) 
04-30-2016

MC2 ASSOCIATES
P.O. BOX 601
BETHLEHEM,  CT  067510000

MARK A TURKO

CTRCR.0001288          
(Certified Residential) 
04-30-2015

30 LAKEVIEW DRIVE
BETHLEHEM,  CT  067510000

BENJAMIN J HERTEN

FLRD7829               
(Certified Residential) 
11-30-2016

PROPERTY APPRAISALS & RESEARCH
4501 VIRGINIA DR
BETHLEHEM,  PA  180170000

RYAN V MCDANIEL

GACR258545             
(Certified Residential) 
01-31-2016

MCDANIEL APPRAISAL SERVICES
1024 PRESERVE LN
BETHLEHEM,  GA  306200000

BENJAMIN J HERTEN

NJ42RC00156200         
(Certified Residential) 
12-31-2015

PROPERTY APPRAISALS & RESEARCH
4501 VIRGINIA DR
BETHLEHEM,  PA  180170000

MICHAEL R LAUDONE

NJ42RG00218100         
(Certified General) 
12-31-2015

4523 KATHI DRIVE
BETHLEHEM,  PA  180170000

WILLIAM T STOERRLE

PAGA000395L            
(Certified General) 
06-30-2017

KEY REALTY
1931 W BROAD STREET
BETHLEHEM,  PA  180180000

WILLIAM J GONTRAM

PAGA000489L            
(Certified General) 
06-30-2015

GONTRAM APPRAISAL & CONSULTING
453 MONTCLAIR AVE.
BETHLEHEM,  PA  180150000

JOSEPH J ROSEMAN

PAGA000580L            
(Certified General) 
06-30-2015

3574 DARIEN ROAD
BETHLEHEM,  PA  180200000

EDWARD W SAMPLE

PAGA000755L            
(Certified General) 
06-30-2015

SAMPLE ASSOCIATES
3620 STEPHEN CRANE LANE
BETHLEHEM,  PA  180170000

COLLEEN G ZAJACIK

PAGA001149L            
(Certified General) 
06-30-2015

GRACE REALTY CO., INC.
2299 BROHEAD ROAD, SUITE B
BETHLEHEM,  PA  180200000

MICHAEL R LAUDONE

PAGA001726L            
(Certified General) 
06-30-2015

4523 KATHI DRIVE
BETHLEHEM,  PA  180170000

CHRISTOPHER J ANTONIS

PAGA003728             
(Certified General) 
06-30-2015

ANTONIS RE APPRAISALS LLC
729 DELLWOOD STREET
BETHLEHEM,  PA  180180000

MICHAEL L DESNOYERS

PARL003198R            
(Certified Residential) 
06-30-2015

RELS VALUATION
1551 SHIPMAN STREET
BETHLEHEM,  PA  180180000

ROBERT P VACCARO

PARL003199R            
(Certified Residential) 
06-30-2015

VACCARO APPRAISERS
4616 CHERYL DRIVE
BETHLEHEM,  PA  180170000

BENJAMIN J HERTEN

PARL138936             
(Certified Residential) 
06-30-2015

PROPERTY APPRAISALS & RESEARCH
4501 VIRGINIA DR
BETHLEHEM,  PA  180170000

ANDREW A SIMMONS

PARL139367             
(Certified Residential) 
06-30-2015

RESIDENTIAL APPRAISAL SERVICES
867 LAUREL DR.
BETHLEHEM,  PA  180170000

JENNIFER L FENNIMORE

PARL139384             
(Certified Residential) 
06-30-2015

1330 STAFORE DRIVE
BETHLEHEM,  PA  180170000

JAMIE L KEIM

PARL139612             
(Certified Residential) 
06-30-2015

JAMES KEIM RESIDENTIAL APPR.
4429 WAGNER DRIVE
BETHLEHEM,  PA  180200000

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About the City of Bethlehem

The areas along the Delaware River and its tributaries in eastern Pennsylvania were long inhabited by indigenous peoples of various cultures. By the time of European contact, these areas were the historic territory of the Algonquian-speaking Lenape Nation, which had three main divisions, the Unami, Unalachtigo, and Munsee. They traded with the Dutch and then English colonists in the mid-Atlantic area.
According to the United States Census Bureau, the city has a total area of 19.4 square miles (50 km2), of which, 19.3 square miles (50 km2) of it is land and 0.2 square miles (0.52 km2) of it (0.88%) is water.
As of the census of 2010, there were 74,982 people residing in the city. There were 31,221 housing units, with 5.9% vacant. The racial makeup of the city was 76.4% White, 6.9% African American, 0.3% Native American, 2.9% Asian, 0.0% Pacific Islander, 10.0% from other races, and 3.4% from two or more races. Hispanic or Latinoof any race were 24.4% of the population.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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