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Florida-Mortgage-Lenders.com is a leading Bellair, Clay County Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Bellair, Clay County Florida people become homeowners since 1934. Bellair, Clay County Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Bellair, Clay County Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


BELLAIR, CLAY COUNTY FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

BELLAIR, CLAY COUNTY FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Bellair, Clay County FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

BELLAIR, CLAY COUNTY FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Bellair, Clay County Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Bellair, Clay County Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Bellair, Clay County Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

BELLAIR, CLAY COUNTY FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Bellair, Clay County Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Bellair, Clay County Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Bellair, Clay County Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Bellair, Clay County Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN BELLAIR, CLAY COUNTY FLORIDA
BELLAIR, CLAY COUNTY FLORIDA FHA APPROVED APPRIASERS LIST

BELLAIR, CLAY COUNTY FLORIDA:

Bellair is an unincorporated community in northern Clay County, Florida, United States. It is located just west of Orange Park. The U.S. Census Bureau combines the community with Meadowbrook Terrace and North Meadowbrook Terrace to form the census-designated placeof Bellair-Meadowbrook Terrace. According to Rand McNally, the latest population estimate for this separate community is approximately 9,000.

BELLAIR, CLAY COUNTY FLORIDA FHA APPRIASERS:

The following list of Bellair, Clay County Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Bellair, Clay County Florida.

Name

License/
Expiration Date

Address

FREDERICK E SURFACE

OH2009003569           
(Certified Residential) 
10-13-2015

MCDANIEL, INC.
56540 HIGH RIDGE ROAD
BELLAIRE,  OH  439060000

VIRGINIA L MARTIN

TX1320585              
(Certified Residential) 
04-30-2015

4302 LAMONT CIR
BELLAIRE,  TX  774010000

SAMUEL JARRETT JR

TX1322909              
(Certified General) 
04-30-2016

JARRETT
P.O. BOX 2422
BELLAIRE,  TX  774020000

JEFFREY P NIXON

TX1323260              
(Certified Residential) 
06-30-2016

PREFERRED APPRAISALS
5124 ASPEN STREET
BELLAIRE,  TX  774010000

MARY C GIESBERG

TX1324048              
(Certified Residential) 
11-30-2016

MARY CATHERINE GIESBERG
5116 BISSONNET 172
BELLAIRE,  TX  774010000

FRED M SKAGGS

TX1326215              
(Certified Residential) 
05-31-2016

4437 VIVIAN
BELLAIRE,  TX  774010000

FREDERICK E SURFACE

WVCR0097               
(Certified Residential) 
09-30-2015

MCDANIEL, INC.
56540 HIGH RIDGE ROAD
BELLAIRE,  OH  439060000

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Bellair, Clay County FHA MORTGAGE  / Bellair, Clay County VA / Bellair, Clay County Bellair, Clay County FHA REFINANCE / Bellair, Clay County NO CREDIT / Bellair, Clay County BAD CREDIT / Bellair, Clay County HARD MONEY / Bellair, Clay County LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Bellair, Clay County

Clay County was once a popular destination for tourists visiting from the northern states. The therapeutic, warm springs and mild climate were major draws for visitors. Steamboats brought them to various hotels in Green Cove Springs - the St. Elmo, Clarendon and the Oakland. President Grover Cleveland was the most prominent of such tourists; he had spring water shipped to the White House. Clay County's popularity among tourists peaked during the last three decades of the 19th century. It was later eclipsed by Henry Flagler's extension of the Florida East Coast Railway to points south such as Palm Beach and Miami.
According to the U.S. Census Bureau, the county has a total area of 644 square miles (1,670 km2), of which 604 square miles (1,560 km2) is land and 39 square miles (100 km2) (6.1%) is water
There were 50,243 households, out of which 39.60% had children under the age of 18 living with them, 63.80% were married couples living together, 10.70% had a female householder with no husband present, and 21.60% were non-families. 16.90% of all households were made up of individuals and 5.50% had someone living alone who was 65 years of age or older. The average household size was 2.77 and the average family size was 3.11.

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PORTFOLIO MORTGAGE

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VA MORTGAGE

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580 MIN FICO SCORE 

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620 MIN FICO SCORE 

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620 MIN FICO SCORE 

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