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Florida-Mortgage-Lenders.com is a leading Belair, Leon County Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Belair, Leon County Florida people become homeowners since 1934. Belair, Leon County Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Belair, Leon County Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


BELAIR, LEON COUNTY FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

BELAIR, LEON COUNTY FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Belair, Leon County FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

BELAIR, LEON COUNTY FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Belair, Leon County Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Belair, Leon County Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Belair, Leon County Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

BELAIR, LEON COUNTY FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Belair, Leon County Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Belair, Leon County Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Belair, Leon County Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Belair, Leon County Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN BELAIR, LEON COUNTY FLORIDA
BELAIR, LEON COUNTY FLORIDA FHA APPROVED APPRIASERS LIST

BELAIR, LEON COUNTY FLORIDA:

Leon County is a county located in the U.S. state of Florida. As of the 2010 census, the population was 275,487. The county seat is Tallahassee, which also serves as the state capital. The county is named after the Spanish explorer Juan Ponce de León.

BELAIR, LEON COUNTY FLORIDA FHA APPRIASERS:

The following list of Belair, Leon County Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Belair, Leon County Florida.

Name

License/
Expiration Date

Address

FREDERICK E SURFACE

OH2009003569           
(Certified Residential) 
10-13-2015

MCDANIEL, INC.
56540 HIGH RIDGE ROAD
BELLAIRE,  OH  439060000

VIRGINIA L MARTIN

TX1320585              
(Certified Residential) 
04-30-2015

4302 LAMONT CIR
BELLAIRE,  TX  774010000

SAMUEL JARRETT JR

TX1322909              
(Certified General) 
04-30-2016

JARRETT
P.O. BOX 2422
BELLAIRE,  TX  774020000

JEFFREY P NIXON

TX1323260              
(Certified Residential) 
06-30-2016

PREFERRED APPRAISALS
5124 ASPEN STREET
BELLAIRE,  TX  774010000

MARY C GIESBERG

TX1324048              
(Certified Residential) 
11-30-2016

MARY CATHERINE GIESBERG
5116 BISSONNET 172
BELLAIRE,  TX  774010000

FRED M SKAGGS

TX1326215              
(Certified Residential) 
05-31-2016

4437 VIVIAN
BELLAIRE,  TX  774010000

FREDERICK E SURFACE

WVCR0097               
(Certified Residential) 
09-30-2015

MCDANIEL, INC.
56540 HIGH RIDGE ROAD
BELLAIRE,  OH  439060000

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Belair, Leon County FHA MORTGAGE  / Belair, Leon County VA / Belair, Leon County Belair, Leon County FHA REFINANCE / Belair, Leon County NO CREDIT / Belair, Leon County BAD CREDIT / Belair, Leon County HARD MONEY / Belair, Leon County LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Belair, Leon County

Originally part of Escambia and later Gadsden County, Leon County was created in 1824. It was named for Juan Ponce de León, the Spanishexplorer who was the first European to reach Florida.
During the 1850s - 1860s, Leon County was a "cotton kingdom" and ranked 5th out of all of Florida and Georgia counties in the production of cotton from the 20 major plantations. Unlike all other Confederate capitols in the American Civil War, Tallahassee was never captured by the Union forces, and no Union Soldiers set foot in Leon County until Reconstruction.
According to the U.S. Census Bureau, the county has a total area of 702 square miles (1,820 km2), of which 667 square miles (1,730 km2) is land and 35 square miles (91 km2) (5.0%) is water.[5] Unlike much of Florida, Leon County has rolling hills. The highest point is 280 feet (85 m) located in the north part of the county.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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