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Florida-Mortgage-Lenders.com is a leading Bear Creek Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Bear Creek Florida people become homeowners since 1934. Bear Creek Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Bear Creek Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


BEAR CREEK FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

BEAR CREEK FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Bear Creek FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

BEAR CREEK FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Bear Creek Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Bear Creek Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Bear Creek Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

BEAR CREEK FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Bear Creek Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Bear Creek Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Bear Creek Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Bear Creek Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN BEAR CREEK FLORIDA
BEAR CREEK FLORIDA FHA APPROVED APPRIASERS LIST

BEAR CREEK FLORIDA:

Bear Creek is a census-designated place located in Pinellas County in the US state of Florida. In the 2010 census it had a population of 1,948 inhabitants and a population density of 1778.08 census.

BEAR CREEK FLORIDA FHA APPRIASERS:

The following list of Bear Creek Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Bear Creek Florida.

Name

License/
Expiration Date

Address

MACK NEEVES

NCA4765                
(Certified General) 
06-30-2015

NEEVES APPRAISAL COMPANY
1475 HOYT SCOTT RD
BEAR CREEK,  NC  272070000

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About the City of Bear Creek

Bear Creek is an unincorporated community and census-designated place (CDP) in Pinellas County, Florida, United States.
According to the United States Census Bureau, Bear Creek has a total area of 1.1 square kilometers, of which 1.03 km² is land and (5.91 %) 0.06 km² is water.
Bear Creek is a census-designated place located in Pinellas County in the US state of Florida. In the 2010 census it had a population of 1,948 inhabitants and a population density of 1778.08 persons per km.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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954-667-9110

Apply Now!

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