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Florida-Mortgage-Lenders.com is a leading Bayou George Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Bayou George Florida people become homeowners since 1934. Bayou George Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Bayou George Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


BAYOU GEORGE FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

BAYOU GEORGE FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Bayou George FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

BAYOU GEORGE FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Bayou George Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Bayou George Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Bayou George Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

BAYOU GEORGE FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Bayou George Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Bayou George Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Bayou George Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Bayou George Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN BAYOU GEORGE FLORIDA
BAYOU GEORGE FLORIDA FHA APPROVED CITY DATA

BAYOU GEORGE FLORIDA:

Bayou George is an unincorporated community in Bay County, Florida, United States. It is part of the Panama City–Lynn Haven–Panama City Beach Metropolitan Statistical Area.

Bayou George FHA MORTGAGE  / Bayou George VA / Bayou George Bayou George FHA REFINANCE / Bayou George NO CREDIT / Bayou George BAD CREDIT / Bayou George HARD MONEY / Bayou George LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Bayou George

A noon time fire Thursday in Bayou George brought several units of the Bay County Fire and Rescue Team to the scene.
When they arrived, they found a single wide, unoccupied mobile home fully engulfed in flames. Within a few minutes the crews had the blaze under control and eventually put it out. Because of the fire's extreme heat six units responded to the fire so they could rotate firefighters.
EMS personnel were also dispatched to ensure the medical safety of the crews. The state fire marshal has been called in to investigate the cause of the fire.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

Apply Now!

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Reviews on Zillow
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251