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Florida-Mortgage-Lenders.com is a leading Bald Point Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Bald Point Florida people become homeowners since 1934. Bald Point Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Bald Point Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


BALD POINT FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

BALD POINT FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Bald Point FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

BALD POINT FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Bald Point Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Bald Point Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Bald Point Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

BALD POINT FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Bald Point Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Bald Point Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Bald Point Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Bald Point Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN BALD POINT FLORIDA
BALD POINT FLORIDA FHA APPROVED APPRIASERS LIST

BALD POINT FLORIDA:

Bald Point is an unincorporated community located at the eastern tip of Franklin County, Florida, United States on Ochlockonee Bay. A small, beach front community, much of the non-residential areas of Bald Point have been incorporated into Bald Point State Park, which is a popular location for birding and fishing.

BALD POINT FLORIDA FHA APPRIASERS:

The following list of Bald Point Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Bald Point Florida.

Name

License/
Expiration Date

Address

TUNG B QUACH

CAAR026508             
(Certified Residential) 
01-28-2017

SOCAL APPRAISAL
4462 CUTLER AVE
BALDWIN PARK,  CA  917060000

STAN A WHITTINGTON

GACR277665             
(Certified Residential) 
12-31-2015

WHITTINGTON APPRAISALS
P.O BOX 277
BALDWIN,  GA  305110000

THOMAS L DALTON

GACR280691             
(Certified Residential) 
08-31-2015

THOMAS DALTON APPRAISALS
243 DALTON ROAD
BALDWIN,  GA  305110000

WILLIAM VAN VORST

NY45000002955          
(Certified Residential) 
12-07-2016

DENNIS AARONS & ASSOCIATES
764 ST. LUKES PLACE
BALDWIN,  NY  115100000

REGINA M CHELUNE

NY45000003097          
(Certified Residential) 
05-17-2015

DENNIS AARONS & ASSOC. INC.
764 ST LUKES PLACE
BALDWIN,  NY  115100000

MARY J GRAY

NY45000008989          
(Certified Residential) 
06-25-2016

MARY JO GRAY
49 ARTILLERY LANE
BALDWINSVILLE,  NY  130270000

CHRISTINE W YARO

NY45000013044          
(Certified Residential) 
01-11-2017

HOME APPRAISAL SERVICE INC
PO BOX 149
BALDWINSVILLE,  NY  130270000

JOHN J CREAGH

NY45000018264          
(Certified Residential) 
06-25-2015

JOHN CREAGH APPRAISALS
775 BROOKLYN AVE., SUITE 114
BALDWIN,  NY  115100000

ROBERT J CREAGH

NY45000039401          
(Certified Residential) 
08-13-2016

CREAGH AND ASSOCIATES
775 BROOKLYN AVE, SUITE 114
BALDWIN,  NY  115100000

BIMAL SETH

NY45000041106          
(Certified Residential) 
09-15-2016

HOMES SAFE APPRAISALS CORP
2338 SURREY LANE
BALDWIN,  NY  115100000

JOSEPH J INCAO

NY45000044622          
(Certified Residential) 
12-26-2016

INCAO APPRAISAL
653 ARTHUR STREET
BALDWIN,  NY  115100000

ANDREW D RANDAZZO

NY45000046200          
(Certified Residential) 
01-08-2016

ADR APPRAISAL SERVICES, INC.
2608 WEST END AVENUE
BALDWIN,  NY  115100000

SEAN P REILLY

NY45000049168          
(Certified Residential) 
06-08-2016

SEAN REILLY
3117 GRAND BLVD
BALDWIN,  NY  115100000

DENNIS AARONS

NY46000003440          
(Certified General) 
08-27-2015

DENNIS AARONS & ASSOC., INC.
764 ST. LUKES PLACE
BALDWIN,  NY  115100000

TIANA H RAMALANJAONA

NY46000048655          
(Certified General) 
12-30-2015

T.H.R. VALUATION, INC.
1690 GRAND AVENUE-APT B-16
BALDWIN,  NY  115100000

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About the City of Bald Point

The white sand beaches of Bald Point State Park have slowly receded. Many of the thickly-vegetated dunes, acting as a buffer and holding the delicate sand in place, have begun to erode away.
The planting of sea oats and the public's cooperation by not walking over the dunes has helped, but some dunes are only one storm away from destruction.
In the 17 th and 18 th centuries, when pirates ruled the waters off the coast of North Carolina with greed and terror, the Village was a favorite refuge and base for the notorious buccaneers. In all, the waters surrounding Cape Fear were a hideaway for hundreds of pirates, the most famous of which were Edward Teach, better known as Blackbeard, and Stede Bonnet, the gentlemen pirate.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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