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Florida-Mortgage-Lenders.com is a leading American Beach Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping American Beach Florida people become homeowners since 1934. American Beach Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so American Beach Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


AMERICAN BEACH FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

AMERICAN BEACH FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• American Beach FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

AMERICAN BEACH FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a American Beach Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a American Beach Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• American Beach Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

AMERICAN BEACH FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the American Beach Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many American Beach Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other American Beach Florida mortgage lenders retreated from these riskier loan products, FHA stepped in American Beach Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN AMERICAN BEACH FLORIDA
AMERICAN BEACH FLORIDA FHA APPROVED APPRIASERS LIST

AMERICAN BEACH FLORIDA:

American Beach is a historic beach community popular with African-American vacationers. It is located north of Jacksonville, Florida on Amelia Island in Nassau County. American Beach was the largest and most popular, and was a community established by Abraham Lincoln Lewis

AMERICAN BEACH FLORIDA FHA APPRIASERS:

The following list of American Beach Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in American Beach Florida.

Name

License/
Expiration Date

Address

ELIZABETH J WILLS-LOPEZ

CAAR030545             
(Certified Residential) 
04-10-2017

2555 FLOSDEN ROAD #33
AMERICAN CANYON,  CA  945030000

JEROME H FESTEJO

CAAR038501             
(Certified Residential) 
11-17-2015

JHF APPRAISAL SERVICES INC.
55 VIA MARCIANA
AMERICAN CANYON,  CA  945030000

DAVID B RICHEY

UT5473652-CR00         
(Certified Residential) 
03-31-2017

936 EAST 1300 NORTH
AMERICAN FORK,  UT  840030000

JOHN R CARTER

UT5473933-CR00         
(Certified Residential) 
04-30-2016

A-1 APPRAISAL SERVICES
67 NORTH 490 WEST
AMERICAN FORK,  UT  840030000

THOMAS C LAMOREAUX

UT5477493-CG00         
(Certified General) 
07-31-2015

LOMOREAUX APPRAISAL SERV., INC
166 W. MAIN
AMERICAN FORK,  UT  840030000

JEFFREY K SANDERSON

UT5484610-CR00         
(Certified Residential) 
01-31-2016

CAPITAL APPRAISAL GROUP
288 W 1220 N
AMERICAN FORK,  UT  840030000

JEFF A HAMPTON

UT5486290-CR00         
(Certified Residential) 
08-31-2015

A-1 APPRAISAL SERVICES
67 NORTH 490 WEST
AMERICAN FORK,  UT  840030000

KIMBERLY L KNORR

UT5494759-CR00         
(Certified Residential) 
04-30-2017

PRIORITY APPRAISALS, LLC.
493 NORTH 400 WEST
AMERICAN FORK,  UT  840030000

DOUGLAS J HATTON

UT5501872-CG00         
(Certified General) 
01-31-2017

DOUGLAS HATTON
368 W. 1450 N.
AMERICAN FORK,  UT  840030000

KEVIN A CLOWARD

UT5740819-CR00         
(Certified Residential) 
05-31-2016

KC APPRAISALS, INC.
349 WEST 1200 NORTH
AMERICAN FORK,  UT  840030000

PAUL D JENKINS

UT6107652-CR00         
(Certified Residential) 
10-31-2016

BODELL-VAN DRIMMELEN
1163 NORTH 250 WEST
AMERICAN FORK,  UT  840030000

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State: FL
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City: American Beach
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American Beach FHA MORTGAGE  / American Beach VA / American Beach American Beach FHA REFINANCE / American Beach NO CREDIT / American Beach BAD CREDIT / American Beach HARD MONEY / American Beach LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of American Beach

American Beach was founded in 1935 by Florida's first black millionaire, Abraham Lincoln Lewis, and his Afro-American Life Insurance Company. The plan was for his employees to have a place to vacation and own homes for their families by the shore. Throughout the 1930s, 1940s, and 1950s, summers at American Beach were busy with families, churches and children.
American Beach was a place where African Americans could enjoy "Recreation and Relaxation Without Humiliation". The beach included hotels, restaurants, bathhouses and nightclubs as well as homes and other businesses.
A.L. Lewis' great-granddaughter MaVynee Betsch, known to locals as the Beach Lady, returned to American Beach in 1977 to fight for its preservation. For years she planted trees along Lewis street, offered historical tours of the beach, and fought to raise public awareness of the beach and its struggle until her death September 2005. She wanted to make American Beach a monument to black Americans' determination to overcome the obstacles of the Jim Crow era. As of January 2001, American Beach is listed as a historic site by the National Register of Historic Places.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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